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***WINTER SALE***<br />
Buy any product get the second<br />
50% off!<br />
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Updos • Waxing • Facials<br />
Massage • Manicures<br />
Pedicures • Tanning<br />
Wedding Packages<br />
Gift Certificates Available<br />
Monday – Friday, 9am – 7pm, Saturday 9am – 3pm<br />
31 Dominion St., Bracebridge<br />
(705) 645-9600<br />
www.elementssalonandspa.ca<br />
Advertising Feature<br />
GETTING TO KNOW US<br />
Eleanor Coulson helps<br />
clients reach goals<br />
Scotiabank<br />
Mortgage Specialist<br />
Evening and<br />
Weekend<br />
Appointments<br />
Available<br />
Eleanor Coulson, AMP<br />
Accredited Mortgage Professional<br />
Mortgage Development Manager<br />
Muskoka & Surrounding Area<br />
Phone 705. 641.0102<br />
Fax 705.687.2769<br />
eleanor.coulson@scotiabank.<strong>com</strong><br />
Trademarks of The Bank of Nova Scotia.<br />
Sweets for<br />
your Sweetie ♥<br />
9 Ontario St., Bracebridge<br />
645-8080<br />
www.lilibird.<strong>com</strong><br />
CHOCOLATE HOUSE<br />
MAPLE SYRUP MANUFACTURING<br />
CHRISTIAN BOOKSTORE<br />
G MODEL TRAINS<br />
14 Gray Road, Bracebridge – Off Cedar Lane<br />
OPEN MON-FRI 9 A.M. - 5 P.M. SAT 10 A.M. - 5 P.M.<br />
www.mapleorchardfarms.<strong>com</strong><br />
705-645-3053 • 1-800-461-5445<br />
Mortgage broker Eleanor Coulson with her assistant Sheila<br />
McCrank.<br />
Eleanor Coulson, mortgage development<br />
manager for Scotiabank, is an<br />
accredited mortgage specialist with the<br />
Canadian Association of Accredited<br />
Mortgage Professionals.<br />
Whether you are a first time home<br />
buyer, cottage purchaser, investment<br />
property seeker, or if you are looking to<br />
build a new home, Eleanor can help you.<br />
She walks people through the process and<br />
explains all the details.<br />
“I educate my clients on product<br />
knowledge, so they know exactly what<br />
they are getting,” she says, adding<br />
clients are amazed at the impact of the<br />
first meeting.<br />
“I help individuals look at their whole<br />
portfolio,” she explains. “I advise them on<br />
how to change things around to help<br />
them get approved to finance the home<br />
they want.”<br />
For example, Eleanor helped a couple<br />
that could not qualify to purchase a<br />
cottage. She coached them on how to<br />
realign their financial situation and<br />
helped them turn things around.<br />
This particular couple now owns their<br />
own home, a rental property and a<br />
summer vacation property. They are<br />
now using their earnings to build home<br />
equity and quite often call Eleanor just<br />
to say ‘Hello.’<br />
Eleanor has over 20 years financial<br />
management experience and for the past<br />
seven years she has been helping individuals<br />
achieve their personal goals, devoting<br />
her skills to specializing in mortgage<br />
financing and home equity lending.<br />
Eleanor has been part of the Muskoka<br />
<strong>com</strong>munity for several years, having<br />
sat on a variety of volunteer <strong>com</strong>mittees<br />
such as Muskoka Employment<br />
Support Services, Access Muskoka for the<br />
Physically Handicapped, Gravenhurst<br />
Rotary and belongs to the Huntsville,<br />
Bracebridge and Gravenhurst chambers<br />
of <strong>com</strong>merce through Scotiabank.<br />
Eleanor covers the District of Muskoka,<br />
Parry Sound and Haliburton, working<br />
closely with all of the local branches.<br />
Although Muskoka is Eleanor’s area, she<br />
also helps clients outside the region who<br />
are either relocating or have been re<strong>com</strong>mended<br />
to her by a past client. She works<br />
non-traditional hours, which benefits<br />
clients who need to meet after business<br />
hours. Eleanor has a full-time assistant<br />
Sheila McCrank, who works with the<br />
administration processes, preparing flyers<br />
and booking seminars.<br />
Eleanor’s goals are to educate<br />
individuals on their own personal<br />
financial situation and help them find<br />
the right mortgage solution to suit<br />
their needs.<br />
“I usually work on their future goals<br />
with them,” she says, explaining that she<br />
has to understand their plans to help<br />
them find the right mortgage. “A five-year<br />
fixed rate mortgage doesn't work for<br />
someone who's planning to flip the house<br />
in two years.”<br />
There are a variety of different<br />
mortgage options she can use to suit<br />
each customer, including special<br />
programs for the self-employed.<br />
“I match clients to the mortgage that<br />
best suits them,” she says.<br />
Eleanor will work with you at your<br />
convenience to help find a tailored<br />
solution to your home ownership needs.<br />
She will discuss an equity plan to help set<br />
you up for the future. If you are looking<br />
to refinance, she can discuss options<br />
available to you. Eleanor can be reached<br />
on her cell phone at (705) 641-0102.<br />
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950 MUSKOKA RD. S., GRAVENHURST<br />
A unique selection of<br />
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meet everyones style.<br />
BRACEBRIDGE<br />
15 Manitoba St.<br />
645-9700<br />
www.whatsupmuskoka.<strong>com</strong> February 2010 15