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***WINTER SALE***<br />

Buy any product get the second<br />

50% off!<br />

Cuts • Colour<br />

Perms • Straightening<br />

Updos • Waxing • Facials<br />

Massage • Manicures<br />

Pedicures • Tanning<br />

Wedding Packages<br />

Gift Certificates Available<br />

Monday – Friday, 9am – 7pm, Saturday 9am – 3pm<br />

31 Dominion St., Bracebridge<br />

(705) 645-9600<br />

www.elementssalonandspa.ca<br />

Advertising Feature<br />

GETTING TO KNOW US<br />

Eleanor Coulson helps<br />

clients reach goals<br />

Scotiabank<br />

Mortgage Specialist<br />

Evening and<br />

Weekend<br />

Appointments<br />

Available<br />

Eleanor Coulson, AMP<br />

Accredited Mortgage Professional<br />

Mortgage Development Manager<br />

Muskoka & Surrounding Area<br />

Phone 705. 641.0102<br />

Fax 705.687.2769<br />

eleanor.coulson@scotiabank.<strong>com</strong><br />

Trademarks of The Bank of Nova Scotia.<br />

Sweets for<br />

your Sweetie ♥<br />

9 Ontario St., Bracebridge<br />

645-8080<br />

www.lilibird.<strong>com</strong><br />

CHOCOLATE HOUSE<br />

MAPLE SYRUP MANUFACTURING<br />

CHRISTIAN BOOKSTORE<br />

G MODEL TRAINS<br />

14 Gray Road, Bracebridge – Off Cedar Lane<br />

OPEN MON-FRI 9 A.M. - 5 P.M. SAT 10 A.M. - 5 P.M.<br />

www.mapleorchardfarms.<strong>com</strong><br />

705-645-3053 • 1-800-461-5445<br />

Mortgage broker Eleanor Coulson with her assistant Sheila<br />

McCrank.<br />

Eleanor Coulson, mortgage development<br />

manager for Scotiabank, is an<br />

accredited mortgage specialist with the<br />

Canadian Association of Accredited<br />

Mortgage Professionals.<br />

Whether you are a first time home<br />

buyer, cottage purchaser, investment<br />

property seeker, or if you are looking to<br />

build a new home, Eleanor can help you.<br />

She walks people through the process and<br />

explains all the details.<br />

“I educate my clients on product<br />

knowledge, so they know exactly what<br />

they are getting,” she says, adding<br />

clients are amazed at the impact of the<br />

first meeting.<br />

“I help individuals look at their whole<br />

portfolio,” she explains. “I advise them on<br />

how to change things around to help<br />

them get approved to finance the home<br />

they want.”<br />

For example, Eleanor helped a couple<br />

that could not qualify to purchase a<br />

cottage. She coached them on how to<br />

realign their financial situation and<br />

helped them turn things around.<br />

This particular couple now owns their<br />

own home, a rental property and a<br />

summer vacation property. They are<br />

now using their earnings to build home<br />

equity and quite often call Eleanor just<br />

to say ‘Hello.’<br />

Eleanor has over 20 years financial<br />

management experience and for the past<br />

seven years she has been helping individuals<br />

achieve their personal goals, devoting<br />

her skills to specializing in mortgage<br />

financing and home equity lending.<br />

Eleanor has been part of the Muskoka<br />

<strong>com</strong>munity for several years, having<br />

sat on a variety of volunteer <strong>com</strong>mittees<br />

such as Muskoka Employment<br />

Support Services, Access Muskoka for the<br />

Physically Handicapped, Gravenhurst<br />

Rotary and belongs to the Huntsville,<br />

Bracebridge and Gravenhurst chambers<br />

of <strong>com</strong>merce through Scotiabank.<br />

Eleanor covers the District of Muskoka,<br />

Parry Sound and Haliburton, working<br />

closely with all of the local branches.<br />

Although Muskoka is Eleanor’s area, she<br />

also helps clients outside the region who<br />

are either relocating or have been re<strong>com</strong>mended<br />

to her by a past client. She works<br />

non-traditional hours, which benefits<br />

clients who need to meet after business<br />

hours. Eleanor has a full-time assistant<br />

Sheila McCrank, who works with the<br />

administration processes, preparing flyers<br />

and booking seminars.<br />

Eleanor’s goals are to educate<br />

individuals on their own personal<br />

financial situation and help them find<br />

the right mortgage solution to suit<br />

their needs.<br />

“I usually work on their future goals<br />

with them,” she says, explaining that she<br />

has to understand their plans to help<br />

them find the right mortgage. “A five-year<br />

fixed rate mortgage doesn't work for<br />

someone who's planning to flip the house<br />

in two years.”<br />

There are a variety of different<br />

mortgage options she can use to suit<br />

each customer, including special<br />

programs for the self-employed.<br />

“I match clients to the mortgage that<br />

best suits them,” she says.<br />

Eleanor will work with you at your<br />

convenience to help find a tailored<br />

solution to your home ownership needs.<br />

She will discuss an equity plan to help set<br />

you up for the future. If you are looking<br />

to refinance, she can discuss options<br />

available to you. Eleanor can be reached<br />

on her cell phone at (705) 641-0102.<br />

and<br />

Medical Supply<br />

Muskoka Mobility<br />

Shop At Home Service<br />

LIFT CHAIRS &<br />

SO MUCH MORE<br />

* FREE LOCAL DELIVERY. NO TAXES.<br />

Sales • Service • Rentals • New & Used<br />

www.muskokamobility.<strong>com</strong><br />

(705) 687-4796<br />

950 MUSKOKA RD. S., GRAVENHURST<br />

A unique selection of<br />

silver jewellery and<br />

fun accessories to<br />

meet everyones style.<br />

BRACEBRIDGE<br />

15 Manitoba St.<br />

645-9700<br />

www.whatsupmuskoka.<strong>com</strong> February 2010 15

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