Mr. Ying Chen, Manager, Postal Savings Bank of China
Mr. Ying Chen, Manager, Postal Savings Bank of China
Mr. Ying Chen, Manager, Postal Savings Bank of China
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
Risk Management Mechanism<br />
Board <strong>of</strong> Directors<br />
Board <strong>of</strong> Directors Level<br />
President <strong>of</strong> the <strong>Bank</strong><br />
Committee <strong>of</strong> Risk<br />
Management<br />
Auditing<br />
Committee<br />
Under this risk<br />
management<br />
framework, PSBC has<br />
Headquarter<br />
Level<br />
Branch<br />
Level<br />
Committee<br />
<strong>of</strong> Risk<br />
Management<br />
Committee<br />
<strong>of</strong> Credit<br />
Reviews<br />
Committee<br />
<strong>of</strong> Assets &<br />
Liabilities<br />
Credit Risk<br />
Management<br />
Operational Risk<br />
Management<br />
Market Risk<br />
Management<br />
Liquidity Risk<br />
Management<br />
Management <strong>of</strong> Level-1 Branches<br />
Management <strong>of</strong> Level-2 Branches<br />
Management <strong>of</strong> Level-2 Branches<br />
※ Risk Management<br />
Department<br />
※ Legal and Compliance<br />
Department<br />
※ Audit Department<br />
※ Credit Business Dept.<br />
※ Treasury and Financial<br />
Markets<br />
※ Asset and Liability<br />
Department<br />
Outlet Risk <strong>Manager</strong><br />
<br />
<br />
<br />
<br />
basically completed<br />
risk management<br />
mechanism.<br />
established the<br />
organizational<br />
structure combining<br />
vertical management<br />
and horizontal<br />
instruction.<br />
developed a risk<br />
rating and managing<br />
procedure in line with<br />
reality <strong>of</strong> PSBC.<br />
reduced the number<br />
<strong>of</strong> cases as well as the<br />
amount involved in<br />
the cases year after<br />
year.<br />
Risk Management Framework<br />
7