Homefit Issue 1 - Riana Keve

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First Time Home Buyers Fulfill Dreams with the Right Mortgage When it comes to mortgages, it’s important to find the right loan officer. You want to work with someone who can find the type of mortgage that is right for you, whether you’re seeking to buy a new home or refinance your existing home. The right loan officer takes pride regarding his or her customer service so your experience will be more personalized. What if Your Credit is Less than Ideal? Before you go to a lender, you should check your credit rating. Federal law requires that each of the three major credit reporting agencies provide you with a free annual credit report. Reviewing these reports will not only provide you with your credit rating, but will alert you to any misinformation or errors contained in your report. Bad credit mortgages come with higher interest rates so it pays to clean up your credit before buying a home. A good loan officer will offer credit improvement ideas, or refer you to a service to help you repair your credit prior to obtaining a loan. This may involve setting up payment plans to existing creditors, challenging bad reports that are on your record in error, and so forth. Having someone help you navigate through the maze of credit reporting is extremely useful even if your credit isn’t pristine so you can still apply for a mortgage. Fulfilling Your Dreams With the right mortgage, first time home buyers can truly own a piece of the American dream. It’s enormously satisfying to pay a mortgage payment instead of rent every month, knowing that you’re building equity. That equity lays a foundation for your financial future and that of your children too giving you peace of mind. 10
10 Tips to Buy Real Estate without Breaking Your Budget 1. Get pre-approved for your home loan @ www.YourLoanPro.net 2. Explore creative financing options 3. Sell your existing home first 4. Look for vacant real estate 5. Consider cosmetic fixers 6. Buy a major remodel project 7. Don’t discount bank foreclosures 8. Buy land with a manufactured home 9. Purchase an older, smaller home 10. Buy the cheapest house in the best neighborhood 11
Page 1 and 2: Published by Tristan Sherrill (469)
Page 3 and 4: CONTENTS 4. What to Fix In and Outs
Page 5 and 6: Super Clean Bathrooms and Kitchens
Page 7 and 8: car and drive around it at peak mor
Page 9: and you owe $20,000, then your cred
Page 13 and 14: 5. Install a Pedestal Sink to Creat
Page 15 and 16: A Bit About Mold There are a number

Homefit Issue 1 - Riana Keve

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