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Download Product Disclosure Statement & Policy Document - AAMI

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10<br />

underground in the mining industry;<br />

while carrying a firearm;<br />

with explosives;<br />

offshore in the oil, gas or petroleum industry; or<br />

overseas as part of your service in the armed<br />

forces.<br />

you attempting to engage in or engaging in:<br />

aviation or aerial pursuit activities other than<br />

as a fare paying passenger on a commercial<br />

airline on regular scheduled flights;<br />

riding on or driving in any self-propelled vehicle<br />

engaged in any race, speed or reliability trial<br />

on any waterway, racing course, speedway or<br />

racing track;<br />

mountaineering, abseiling, rock climbing or<br />

canyoning; or<br />

diving to a depth of 45 metres or more,<br />

pothole diving, wreck diving or diving in a<br />

cave.<br />

your consumption of alcohol or drugs, other than<br />

those prescribed by a registered doctor and taken<br />

as directed.<br />

7.1 Pre-existing conditions<br />

<strong>AAMI</strong> Life Insurance Express will not pay a claim that is<br />

directly or indirectly related to a pre-existing condition.<br />

A pre-existing condition is:<br />

a medical condition that you have been diagnosed<br />

with but not recovered from; or<br />

any sickness or injury or medical condition<br />

for which, in the five years before your policy<br />

commencement date:

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