[PDF] Super Scoop 2001 - QSuper - Queensland Government
[PDF] Super Scoop 2001 - QSuper - Queensland Government
[PDF] Super Scoop 2001 - QSuper - Queensland Government
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y Karen Peut<br />
As a Trustee and a union delegate, I speak with Q<strong>Super</strong> members every day.<br />
I am always pleased to hear how much members value Q<strong>Super</strong>.<br />
Many members may be unaware<br />
of what a market leader Q<strong>Super</strong><br />
is in the superannuation industry,<br />
offering a secure, well respected fund<br />
with flexible products and services to<br />
suit your needs. And, what’s best is<br />
that all of this is offered at such a<br />
low cost.<br />
Investment power for your<br />
retirement income<br />
Q<strong>Super</strong> has more than $9 billion in<br />
funds under management and is one<br />
of the largest superannuation funds<br />
in Australia. This means your super<br />
contributions join those of many<br />
others to give you more investment<br />
power. Your retirement savings enjoy<br />
a level of diversification that you<br />
would not normally be able to achieve<br />
with smaller funds. This means<br />
greater security and performance for<br />
your retirement income!<br />
Great returns for you<br />
Q<strong>Super</strong>’s investment manager,<br />
<strong>Queensland</strong> Investment Corporation<br />
(QIC), invests Q<strong>Super</strong>’s funds on<br />
behalf of the Board of Trustees. QIC<br />
has consistently performed above the<br />
average of fund managers over the<br />
past 10 years. Very few Australian,<br />
or even international fund managers,<br />
have performed so well, for so long.<br />
With Q<strong>Super</strong>’s low fees you’re<br />
already in front!<br />
As a Q<strong>Super</strong> member, you enjoy<br />
one of the lowest fees of any fund<br />
in Australia and that’s good news<br />
for your retirement benefit. While<br />
many funds charge around 2% p.a.,<br />
Q<strong>Super</strong> has one total fee of up to<br />
0.35% p.a. And, with Q<strong>Super</strong>, you<br />
pay no entry fees, no exit fees and<br />
no commissions. If you think of<br />
fees as a direct deduction from the<br />
return you earn, you will soon see<br />
what a difference fees make to your<br />
end benefit. So, with Q<strong>Super</strong> you’re<br />
already in front!<br />
Products and services to suit you<br />
Q<strong>Super</strong> has more than 375,000<br />
members who live from Bamaga to<br />
Birdsville, Cloncurry to Coolangatta<br />
Q<strong>Super</strong> at<br />
your fingertips<br />
Find out more on the following topics<br />
24 hours a day, 7 days a week by calling<br />
4<br />
1300 360 750 and selecting option 1.<br />
SUPERSCOOP<br />
Menu (list of all documents) 999<br />
Comparison of Defined Benefit and Accumulation accounts 407<br />
Voluntary contributions 103<br />
Spouse contribution guide 409<br />
Rolling over other super to Q<strong>Super</strong> 604<br />
Extra death and disability insurance 509<br />
Salary sacrifice – Defined Benefit account 008<br />
Salary sacrifice – Accumulation account 014<br />
Voluntary contributions after leaving work 102<br />
Allocated Pension account 303<br />
Investment choice book 907<br />
<strong>Super</strong>annuation surcharge guide 404<br />
Reasonable benefit limit workbook 414<br />
Q<strong>Super</strong> <strong>2001</strong> Annual report to members