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[PDF] Super Scoop 2001 - QSuper - Queensland Government

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y Karen Peut<br />

As a Trustee and a union delegate, I speak with Q<strong>Super</strong> members every day.<br />

I am always pleased to hear how much members value Q<strong>Super</strong>.<br />

Many members may be unaware<br />

of what a market leader Q<strong>Super</strong><br />

is in the superannuation industry,<br />

offering a secure, well respected fund<br />

with flexible products and services to<br />

suit your needs. And, what’s best is<br />

that all of this is offered at such a<br />

low cost.<br />

Investment power for your<br />

retirement income<br />

Q<strong>Super</strong> has more than $9 billion in<br />

funds under management and is one<br />

of the largest superannuation funds<br />

in Australia. This means your super<br />

contributions join those of many<br />

others to give you more investment<br />

power. Your retirement savings enjoy<br />

a level of diversification that you<br />

would not normally be able to achieve<br />

with smaller funds. This means<br />

greater security and performance for<br />

your retirement income!<br />

Great returns for you<br />

Q<strong>Super</strong>’s investment manager,<br />

<strong>Queensland</strong> Investment Corporation<br />

(QIC), invests Q<strong>Super</strong>’s funds on<br />

behalf of the Board of Trustees. QIC<br />

has consistently performed above the<br />

average of fund managers over the<br />

past 10 years. Very few Australian,<br />

or even international fund managers,<br />

have performed so well, for so long.<br />

With Q<strong>Super</strong>’s low fees you’re<br />

already in front!<br />

As a Q<strong>Super</strong> member, you enjoy<br />

one of the lowest fees of any fund<br />

in Australia and that’s good news<br />

for your retirement benefit. While<br />

many funds charge around 2% p.a.,<br />

Q<strong>Super</strong> has one total fee of up to<br />

0.35% p.a. And, with Q<strong>Super</strong>, you<br />

pay no entry fees, no exit fees and<br />

no commissions. If you think of<br />

fees as a direct deduction from the<br />

return you earn, you will soon see<br />

what a difference fees make to your<br />

end benefit. So, with Q<strong>Super</strong> you’re<br />

already in front!<br />

Products and services to suit you<br />

Q<strong>Super</strong> has more than 375,000<br />

members who live from Bamaga to<br />

Birdsville, Cloncurry to Coolangatta<br />

Q<strong>Super</strong> at<br />

your fingertips<br />

Find out more on the following topics<br />

24 hours a day, 7 days a week by calling<br />

4<br />

1300 360 750 and selecting option 1.<br />

SUPERSCOOP<br />

Menu (list of all documents) 999<br />

Comparison of Defined Benefit and Accumulation accounts 407<br />

Voluntary contributions 103<br />

Spouse contribution guide 409<br />

Rolling over other super to Q<strong>Super</strong> 604<br />

Extra death and disability insurance 509<br />

Salary sacrifice – Defined Benefit account 008<br />

Salary sacrifice – Accumulation account 014<br />

Voluntary contributions after leaving work 102<br />

Allocated Pension account 303<br />

Investment choice book 907<br />

<strong>Super</strong>annuation surcharge guide 404<br />

Reasonable benefit limit workbook 414<br />

Q<strong>Super</strong> <strong>2001</strong> Annual report to members

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