Homeowners Insurance Aberdeen Maryland

maintained stairs. Coverage for flood damage is excluded and must be
purchased separately.
A form of life insurance that covers the insured person for a certain period of
time, the “term” that is specified in the policy. It pays a benefit to a designated
beneficiary only when the insured dies within that specified period which can
be 5, 10, 15, 20 or 30 years. Term life policies are renewable but premiums
increase with age.
Business Insurance
Products designed for and bought by
businesses. Among the major
coverages are boiler and machinery,
business income, commercial auto,
comprehensive general liability,
directors and officers liability, fire and
allied lines, inland marine, medical
malpractice liability, product liability,
professional liability, surety and
fidelity, and workers compensation. Most of these commercial coverages can
be purchased separately except business income, which must be added to a
fire insurance (property) policy.
As a locally owned insurance agency, we have the ability to provide excellent
customer service and fair pricing on a variety of insurance products including
car insurance, home and renter’s insurance, comprehensive coverage for your
business, and life insurance. In addition, we provide ancillary services such as
notary, coverage review, insurance consulting, and policy analysis.
If you’re from Harford, Baltimore, or Cecil County, or anywhere in the tri-state
area, stop by our office and take a few minutes to see if we can help you save
on your insurance needs. Whether you are a first time driver or need a
comprehensive portfolio of insurance solutions, we’re here to serve you.
Flood Insurance - Coverage for flood damage is available from the
federal government under the National Flood Insurance Program but is