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Self-Advocacy and Empowerment Toolkit - STAR Center

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enefits do not prevent you from pursuing<br />

employment. We recommend that you carefully<br />

explore the options available to you <strong>and</strong> then make<br />

informed choices about how you want to move<br />

forward.<br />

Social Security Benefits<br />

Social Security disability benefits can help individuals<br />

obtain housing, treatment <strong>and</strong> other services. Contact<br />

your local Social Security Administration field office or<br />

the Social Security Administration for information <strong>and</strong><br />

resources related to Social Security disability benefits.<br />

Social Security Administration<br />

Office of Public Inquires<br />

Windsor Park Building<br />

6401 Security Blvd.<br />

Baltimore, Md. 21235<br />

(800) 772-1213<br />

www.ssa.gov<br />

Annual Credit Report<br />

Many justice-involved consumers find they have<br />

difficulty obtaining credit or approval for housing or<br />

employment. Many of these difficulties can be traced<br />

to negative information contained in credit reports. In<br />

general, a credit report contains information about<br />

your previous credit history, as well as legal judgments.<br />

A judgment is obtained where legal action is taken by<br />

a “creditor,” such as a l<strong>and</strong>lord, bank or credit card<br />

company, seeking compensation <strong>and</strong> the creditor is<br />

awarded money (the judgment) because the creditor<br />

either wins the court case or the defendant fails to<br />

appear in court. We are finding in many instances that<br />

justice-involved consumers are either unaware they are<br />

being sued or simply ignore notices summoning them<br />

to court. These judgments do not go away <strong>and</strong> most<br />

remain on your credit report for at least seven years.<br />

Consequently, it is important to be proactive <strong>and</strong><br />

obtain a copy of your credit report <strong>and</strong> carefully review<br />

it. Once you review your credit report, you can exercise<br />

your right to dispute information contained in the<br />

report. The reporting agencies are required by law to<br />

investigate your claim <strong>and</strong> provide the outcome of<br />

their investigation to you.<br />

My Vocational Rehabilitation Counselor told me<br />

to “stop beating myself up.” She helped me<br />

improve my self-esteem. I applied for a Peer<br />

<strong>Advocacy</strong> position in hospital <strong>and</strong> I got the job.”<br />

The Federal Trade Commission has set up a website<br />

where you can request to view your free credit report<br />

from the three largest nationwide credit reporting<br />

companies <strong>and</strong> file your dispute electronically or you<br />

can request by phone or by mail a copy of your free<br />

report. You can obtain a free copy of your current credit<br />

report annually. This allows you to keep track of your<br />

current credit history. To obtain a copy of your free<br />

credit report contact:<br />

Annual Report Request Services<br />

P.O. Box 105281<br />

Atlanta, Ga. 30348<br />

(877) 322-8228<br />

https://www.annualcreditreport.com<br />

Alternative Approaches<br />

to Wellness<br />

Many justice-involved consumers successfully use<br />

alternative activities/services/treatments as an<br />

important part of their overall wellness routine.<br />

These alternative approaches often replace or<br />

complement traditional behavioral health services.<br />

Many of these activities/services/treatments may<br />

be provided at no or low cost by local communitybased<br />

organizations or by community-based<br />

volunteers. Below is a small sample of some of the<br />

alternatives you may want to explore. 5<br />

National <strong>Empowerment</strong> <strong>Center</strong><br />

599 Canal Street<br />

Lawrence, Mass. 01840<br />

(800) 769-3728<br />

http://www.power2u.org<br />

— Keisha<br />

5 SAMHSA Health Information Network. (2003). Alternative approaches to mental health care. Retrieved August 31, 2010 from<br />

https://store.samhsa.gov/product/KEN98-0044<br />

8 <strong>Self</strong>-<strong>Advocacy</strong> <strong>and</strong> <strong>Empowerment</strong> <strong>Toolkit</strong>

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