Save Over $300 Annually - DuTrac Community Credit Union
Save Over $300 Annually - DuTrac Community Credit Union
Save Over $300 Annually - DuTrac Community Credit Union
- No tags were found...
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
RACOM Office Location<br />
The RACOM office location will remain open with the same<br />
hours. New hours may go into effect beginning April 2, 2012.<br />
RACOM Member Account Numbers<br />
Your member number will remain the same at <strong>DuTrac</strong> as it is at<br />
RACOM.<br />
Account Suffixes: Listed below are various suffixes associated<br />
with identifying <strong>DuTrac</strong> accounts.<br />
Suffix 0 ..............Main Share Savings Account<br />
Suffix 1 and 2 ....Sub-Share Savings Account<br />
Suffix 3 ..............Escrow Account<br />
Suffix 4 ..............Vacation Club Account or Money Market Account<br />
Suffix 5 ..............Christmas Club Account<br />
Suffix 6, 7 or 8 ....Individual Retirement Account (IRA)<br />
Suffix 9 ..............Main Checking Account<br />
<strong>DuTrac</strong>’s Routing Number: 273974549<br />
Direct Deposit: If you currently have direct deposit it will<br />
automatically be routed to your account with <strong>DuTrac</strong> without<br />
any effort on your part. However, we recommend that you<br />
notify your employer of <strong>DuTrac</strong>’s routing number (273974549)<br />
and your <strong>DuTrac</strong> member number.<br />
On January 1, 2012, you’ll become a member of <strong>DuTrac</strong><br />
<strong>Community</strong> <strong>Credit</strong> <strong>Union</strong>. This new membership opens the<br />
door to enhanced services and account options. Although every<br />
effort has been made to convert your membership with only a<br />
few modifications, you’ll notice some of your account details will<br />
change. This Quick Facts section outlines the key elements that<br />
will affect your account.<br />
Savings Account<br />
• The transition of your RACOM <strong>Community</strong> <strong>Credit</strong> <strong>Union</strong> savings<br />
account to <strong>DuTrac</strong> is the basis of your <strong>DuTrac</strong> membership. We will<br />
automatically convert your RACOM savings account(s) to a new,<br />
comparable <strong>DuTrac</strong> savings account(s).<br />
• If you are a member of both <strong>DuTrac</strong> and RACOM, your RACOM<br />
account will not be combined with your <strong>DuTrac</strong> account. Therefore,<br />
you will have separate accounts, eventually needing to be combined.<br />
• Effective January 1, 2012, in accordance with Regulation D<br />
(federal compliance), you will be permitted up to six (6) withdrawals<br />
or transfers out of your Share Savings account per month by order<br />
of preauthorized, electronic, telephone or home banking means.<br />
(You have unlimited access to your Share Savings account in person and at ATMs.)<br />
• RACOM’s Premium Savings account will change to <strong>DuTrac</strong>’s<br />
Money Market account at <strong>DuTrac</strong>’s tiers and rates upon account<br />
conversion.<br />
For further information about <strong>DuTrac</strong>’s products or services, please contact a<br />
highly qualified financial services consultant by e-mail at: members@dutrac.org,<br />
by phone at (563) 582.1331, or (800) 475.1331, stop into any of <strong>DuTrac</strong>’s<br />
convenient locations or visit us online at: dutrac.org.<br />
Calculate Your Savings<br />
<strong>DuTrac</strong> offers a selection of free, online financial calculators<br />
designed to help you with your financial planning. Visit<br />
dutrac.org to calculate a loan payment, savings rate, or funds<br />
needed at retirement. The calculators can help you manage your<br />
current and future financial life.<br />
<strong>DuTrac</strong> <strong>Community</strong> <strong>Credit</strong> <strong>Union</strong> offers members and<br />
businesses personalized retirement, insurance and<br />
investment services through a partnership with <strong>DuTrac</strong><br />
Financial Group. <strong>DuTrac</strong> Financial Group, a full-service<br />
financial advisory program, can help you create a plan<br />
to achieve the financial goals for you and your family.<br />
Mutual Funds<br />
IRAs<br />
Stocks/Bonds<br />
Annuities<br />
Long-Term Care Insurance<br />
Life Insurance<br />
Eric Hilbun<br />
Financial Advisor<br />
For more information or to schedule a financial advisory consultation please contact a<br />
<strong>DuTrac</strong> Financial Group representative by phone at (563) 557.5002.<br />
Cole Schmelzer<br />
Financial Advisor<br />
Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way,<br />
Waverly, IA 50677, toll-free (800) 369.2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution.<br />
CBSI is under contract with the financial institution, through the financial services program, to make securities available to members.
Change language