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Cards - Westerra Credit Union

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Loans<br />

<strong>Credit</strong> Bureau $15.00<br />

—excludes HELOCs,**<br />

credit cards, and share and<br />

CD secured loans<br />

Consumer Loan Late Payment $15.00<br />

Account Management<br />

$1.50 monthly<br />

on loans past due<br />

31 days or more<br />

Returned Loan Payment $25.00<br />

Line of <strong>Credit</strong> Annual Fee $25.00<br />

Overdraft Protection<br />

Total Amount Overdraft in a Day<br />

One Time Fee Per Day<br />

$10-$50 $10.00<br />

$50.01-$100.00 $15.00<br />

$100.01-$150.00 $20.00<br />

$150.01-$200.00 $25.00<br />

$200.01-$300.00 $30.00<br />

$300.01-$500.00 $35.00<br />

Membership<br />

Membership Entrance<br />

—one-time $5.00<br />

Early Account Closure<br />

—within 180 days $20.00<br />

Safe Deposit Boxes<br />

Rental<br />

Varies by size<br />

Drilling Fee $200.00<br />

Lost Key/Lock Change $20.00<br />

Discount for Preferred Checking Accounts<br />

Other<br />

Account Research<br />

$25.00 per hour<br />

1 hour minimum<br />

$15.00 per hour<br />

$5.00 per month<br />

CU Service Center Research<br />

Returned Statement<br />

Express Delivery $25.00<br />

Garnishment and Tax Levies $50.00<br />

Holiday Club disbursed October 31<br />

—withdrawals prior to maturity<br />

Payment by Phone<br />

Statement Copies $5.00<br />

$5.00 each<br />

$10.00 per payment<br />

Federally Insured by NCUA<br />

*Regulation D<br />

Transfer Limitations. For share savings and money market<br />

accounts, you are allowed to make up to 6 withdrawals<br />

(transfers, cash or checks) per month.<br />

For more information, refer to the<br />

Member Account Agreements, Disclosures<br />

and Information Guide.<br />

**Out of state, non-owner<br />

occupied and loans over<br />

$100,000 will be<br />

charged fee.<br />

04/11<br />

Working For You<br />

3700 East Alameda Avenue • Denver, CO 80209<br />

303-321-4209 • 1-800-858-7212<br />

www.westerracu.com

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