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Page 11<br />
THE TALK<br />
Talking to different lenders helps you to know what options are available<br />
and to feel more in control. Here is one way to start the conversation:<br />
“This mortgage is a big decision and I want to get it right. Another lender<br />
is offering me a different loan that may cost less. Let’s talk about what the<br />
differences are and whether you may be able to offer me the best deal.”<br />
TRACK YOUR LOAN OFFERS<br />
Fill in the blanks for these important factors:<br />
LOAN OFFER 1 LOAN OFFER 2 LOAN OFFER 3<br />
Lender name<br />
Loan amount $ $ $<br />
Interest rate % % %<br />
o Fixed<br />
o Adjustable<br />
o Fixed<br />
o Adjustable<br />
o Fixed<br />
o Adjustable<br />
Monthly principal and interest $ $ $<br />
Monthly mortgage insurance $ $ $<br />
Total Loan Costs<br />
(See section D on the second<br />
page of your Loan Estimate.)<br />
$ $ $<br />
My best loan offer is:<br />
SECTION 1: CHOOSING THE BEST MORTGAGE FOR YOU 11
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