Tampa Bay Property Appraisal

Tampa Bay Property Appraisal
We are a full service residential real estate appraisal and consulting firm servicing the lending
industry, attorneys, homeowners and developers.
Real Estate Appraisal: With over 100 years of property appraisal experience, real estate
appraisal clients have always formed the backbone of our firm. Beginning with Marsh Bilby
Appraisers & Consultants, LLC’s focus on exceptional customer service and appraisal accuracy
resulted in a rapid growth to become one of the largest and most successful real estate appraisal
companies in the Greater Tampa Bay area. With the adoption of the Home Valuation Code of
Conduct we have created a firewall in the spirit of the Home Valuation Code of Conduct (HVCC) and
the recently implemented Dodd-Frank Regulatory Reform Bill, to ensure that are lending customers
are in complete compliance with the latest regulation. Attorneys rely on our property appraisals
for many purposes including divorce, bankruptcy, eminent domain and estate planning.
Homeowners count on us to provide house appraisal for tax appeal and financial planning. Realtors
have come to rely on our Restricted Use Appraisals for inexpensive assistance when listing homes.
Expert Witness: With 20 years of appraising residential real estate in the Greater Tampa Bay
area, Marsh Bilby has the expertise to help you succeed in disputes over deficiency judgments,
trusts, estates, partial interest, divorces, damages, and other property disputes. A good expert
witness is able to combine accuracy and professionalism with communication skills to confidently
support and defend his position. Marsh’s experience provides the confidence necessary to be a
successful expert witness.
Real Estate Sales: Your home is your largest single investment. Don’t rely on your typical
agent. Take it to the next level of professionalism. With a real estate market in turmoil, now more
than ever you need the guidance of a recognized expert. Lenders, courts, attorneys, and
accountants trust him, you should too.
Research Products & Services: We deliver timely opinions on issues that impact strategic
decisions, backed by thorough data and analysis that saves our clients time and money, while giving
them great confidence in their decisions. Our passion for quality data collection and analysis,
coupled with cutting edge research and customer service, translates into flexible, personalized and
very interactive relationships.

Consulting Products & Services: Our experienced consulting team spends their time on
the ground. Their work in the field helps executives make great decisions and maximizes
profitability. Superior market intelligence is applied to all kinds of great project work for consulting
clients.
Free Products & Services: Each month, we post current data and statistics on our website.
Our blog feature on the homepage is another place where we offer timely insight.
Tax Portability: While the collapse of housing market has significantly reduced the benefit of
the tax portability, if you have owned your home for a long time (a decade or more) you could still
recognize significant benefit.
HVCC and Financial Reform: In response to the collapse of the housing bubble and to
avoid future litigation that was being pursued the former Attorney General of New York, the GSE’s
(Fannie Mae and Freddie Mac) adopted the HVCC with little public or industry input. The Home
Valuation Code of Conduct (HVCC) establishes standards for solicitation, selection, compensation,
conflicts of interest and appraiser independence. It is effective May 1, 2009, for any mortgage that
will be sold to Fannie Mae or Freddie Mac; Federal Housing Administration (FHA) and Federal
Home Loan Bank (FHLB) mortgages are not covered in the agreement.
Home Valuation Code of Conduct
In part because Congress was bypassed through the implementation of HVCC, they sought to once
again gain control of the business practices of Fannie Mae and Freddie Mac through the Dodd-Frank
Financial Reform Act.
Dodd-Frank FAQ: The real estate appraisal and consulting industry has changed
dramatically over the last few years. A recent government regulation has encouraged the
proliferation of Appraisal Management Companies (AMCs). By some estimates these
relatively new organizations, that are largely owned by the largest banks and title
companies, control approximately 90% of the mortgage valuations in the country.
Unfortunately for consumers and lenders, the product produced by AMCs are both more
expensive and of a far lower quality.
Why is this?
In general, Appraisal Management Companies are huge corporations that were granted an
oligopoly over the residential real estate valuation industry by Congress through the Dodd-
Frank Finance Reform Bill. Their business model is to solicit appraisal business from
lenders across the country and then outsource the assignment to an appraiser that is local.
In return for matching up the lender with the appraiser they receive 25-50% of the
appraisal fee for this service.
For more information please visit: http://www.asset-value.com