Employer Handbook - InterExchange
Employer Handbook - InterExchange
Employer Handbook - InterExchange
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Insurance<br />
Accident & Sickness Insurance<br />
All Interns/Trainees on the <strong>InterExchange</strong> Career<br />
Training USA program must have basic medical/accident<br />
insurance for the length of their stay that meets<br />
U.S. State Department requirements. Applicants may<br />
purchase insurance through <strong>InterExchange</strong> by completing<br />
the enrollment form in the application (dependents<br />
are not eligible for <strong>InterExchange</strong>’s insurance<br />
and must provide their own). Interns/Trainees that<br />
have purchased insurance through <strong>InterExchange</strong><br />
should have information with their insurance details<br />
including a toll free number they can call while in the<br />
U.S. regarding their coverage, claims or recommended<br />
area physicians.<br />
Interns/Trainees who remain in the U.S. for the 30<br />
day grace period after the program must purchase an<br />
additional month of accident and sickness insurance.<br />
Please direct any Interns/Trainees to contact us if they<br />
are unsure about their coverage or insurance company<br />
contact information.<br />
NOTE: Remind your Interns/Trainees to make copies<br />
of any bills and claim forms they submit to the insurance<br />
company.<br />
<strong>Employer</strong> Insurance<br />
Unfortunately, we are unable to accept an employer’s<br />
health insurance as in many cases it does not cover<br />
what is required under U.S. federal regulations for the<br />
program (namely emergency medical evacuation to the<br />
applicant’s home country and repatriation of remains).<br />
In addition, the government requires that we confirm<br />
that Interns/Trainees and/or their dependent(s) are<br />
covered for the duration of their program prior to arrival.<br />
Therefore, should an Intern/Trainee end their training<br />
at the company for any reason and lose their health<br />
insurance, Career Training USA would be in violation of<br />
federal regulations should they be injured or become<br />
sick. If an employer would like to provide coverage for<br />
the Intern/Trainee on top of the insurance provided by<br />
<strong>InterExchange</strong> (or private insurance purchased by the<br />
applicant), they are welcome to do so.<br />
Workers Compensation<br />
As with any employee, if an Intern/Trainee is hurt while<br />
working at your establishment, your worker’s compensation<br />
plan should provide insurance coverage.<br />
16 06.09 © <strong>InterExchange</strong>, Inc. - Career Training USA <strong>Employer</strong> <strong>Handbook</strong><br />
www.<strong>InterExchange</strong>.org