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Employer Handbook - InterExchange

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Insurance<br />

Accident & Sickness Insurance<br />

All Interns/Trainees on the <strong>InterExchange</strong> Career<br />

Training USA program must have basic medical/accident<br />

insurance for the length of their stay that meets<br />

U.S. State Department requirements. Applicants may<br />

purchase insurance through <strong>InterExchange</strong> by completing<br />

the enrollment form in the application (dependents<br />

are not eligible for <strong>InterExchange</strong>’s insurance<br />

and must provide their own). Interns/Trainees that<br />

have purchased insurance through <strong>InterExchange</strong><br />

should have information with their insurance details<br />

including a toll free number they can call while in the<br />

U.S. regarding their coverage, claims or recommended<br />

area physicians.<br />

Interns/Trainees who remain in the U.S. for the 30<br />

day grace period after the program must purchase an<br />

additional month of accident and sickness insurance.<br />

Please direct any Interns/Trainees to contact us if they<br />

are unsure about their coverage or insurance company<br />

contact information.<br />

NOTE: Remind your Interns/Trainees to make copies<br />

of any bills and claim forms they submit to the insurance<br />

company.<br />

<strong>Employer</strong> Insurance<br />

Unfortunately, we are unable to accept an employer’s<br />

health insurance as in many cases it does not cover<br />

what is required under U.S. federal regulations for the<br />

program (namely emergency medical evacuation to the<br />

applicant’s home country and repatriation of remains).<br />

In addition, the government requires that we confirm<br />

that Interns/Trainees and/or their dependent(s) are<br />

covered for the duration of their program prior to arrival.<br />

Therefore, should an Intern/Trainee end their training<br />

at the company for any reason and lose their health<br />

insurance, Career Training USA would be in violation of<br />

federal regulations should they be injured or become<br />

sick. If an employer would like to provide coverage for<br />

the Intern/Trainee on top of the insurance provided by<br />

<strong>InterExchange</strong> (or private insurance purchased by the<br />

applicant), they are welcome to do so.<br />

Workers Compensation<br />

As with any employee, if an Intern/Trainee is hurt while<br />

working at your establishment, your worker’s compensation<br />

plan should provide insurance coverage.<br />

16 06.09 © <strong>InterExchange</strong>, Inc. - Career Training USA <strong>Employer</strong> <strong>Handbook</strong><br />

www.<strong>InterExchange</strong>.org

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