I certify that, to the best <strong>of</strong> my knowledge <strong>an</strong>d belief: - CERTIFICATION • The statements <strong>of</strong> fact contained in this report are true <strong>an</strong>d correct. • The reported <strong>an</strong>alyses, opinions, <strong>an</strong>d conclusions are limited only by the reported assumptions <strong>an</strong>d limiting conditions, <strong>an</strong>d are my personal, impartial, unbiased pr<strong>of</strong>essional <strong>an</strong>alyses, opinions, <strong>an</strong>d conclusions. • I have no present or prospective interest in or bias with respect to the properties that are the subject <strong>of</strong> this report <strong>an</strong>d have no personal interest in or bias with respect to the parties involved with this assignment. • My engagement in this assignment was not contingent upon developing or reporting predetermined results. • My compensation <strong>for</strong> completing this assignment is not contingent upon the development or reporting <strong>of</strong> a predetermined value or direction in value that favors the cause <strong>of</strong> the client, the amount <strong>of</strong> the value opinion, the attainment <strong>of</strong> a stipulated result, or the occurrence <strong>of</strong> a subsequent event directly related to the intended use <strong>of</strong> this appraisal. • This appraisal assignment was not based upon a requested minimum valuation, a specific valuation, or the approval <strong>of</strong> a lo<strong>an</strong>. • My <strong>an</strong>alyses, opinions, <strong>an</strong>d conclusions were developed, <strong>an</strong>d this report has been prepared, in con<strong>for</strong>mity with the Uni<strong>for</strong>m St<strong>an</strong>dards <strong>of</strong> Pr<strong>of</strong>essional Appraisal Practice <strong>of</strong> The Appraisal Foundation <strong>an</strong>d the requirements <strong>of</strong> the Code <strong>of</strong> Pr<strong>of</strong>essional Ethics <strong>an</strong>d the St<strong>an</strong>dards <strong>of</strong> Pr<strong>of</strong>essional Appraisal Practice <strong>of</strong> the Appraisal Institute. • The use <strong>of</strong> this report is subject to the requirements <strong>of</strong> the Appraisal Institute relating to review by its duly authorized representatives. • As <strong>of</strong> the date <strong>of</strong> this report, Christopher K. Kerin has completed the requirements <strong>of</strong> the continuing education program <strong>of</strong> the Appraisal Institute. • Christopher K. Kerin has made personal inspections <strong>of</strong> the property that is the subject <strong>of</strong> this report on various dates through April 5, 2012. • No one provided signific<strong>an</strong>t real property appraisal assist<strong>an</strong>ce to the person signing this report. • Christopher Kerin has extensive experience in the appraisal/review <strong>of</strong> similar property types. • Christopher Kerin is currently certified in the state where the subject is located <strong>an</strong>d has completed the continuing education requirements set <strong>for</strong>th with the State <strong>of</strong> Connecticut. • Christopher Kerin has per<strong>for</strong>med no services, as <strong>an</strong> appraiser or in <strong>an</strong>y other capacity, regarding the property that is the subject <strong>of</strong> this report within the three year period immediately preceding the accept<strong>an</strong>ce <strong>of</strong> this assignment Christopher K. Kerin, MAI, CCIM KERIN & FAZIO, LLC
- ADDENDA KERIN & FAZIO, LLC