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Hughes, Watters,<br />

Askanase, LLP<br />

Carolyn A. Taylor<br />

333 Clay,<br />

29th Floor<br />

Houston, TX 77002<br />

Phone: 713-759-0818<br />

Fax: 713-759-6834<br />

ctaylor@hwa.com<br />

www.hwa.com<br />

AFN Member: TX<br />

For over 29 years, HWA has provided cradle to grave<br />

legal representation for its mortgage banking and financial<br />

services clients. The default group consistently<br />

receives the highest timeline performance ratings in<br />

bankruptcy and foreclosure, including Fidelity's Service<br />

Excellence (2005-06) and Summit (2006-07) Awards.<br />

The firm's litigators defend complex consumer and<br />

commercial litigation in diverse forums, including national<br />

class action lawsuits. Our attorneys are leaders who<br />

often publish and speak on current consumer and commercial<br />

finance legal issues and help shape industry<br />

policy. Our dedication to quality service is the cornerstone<br />

of the firm's unparalleled success.<br />

Kohner, Mann &<br />

Kailas, SC<br />

Marie M. Flannery<br />

Washington Building<br />

4650 North Port Washington Road<br />

Milwaukee, WI 53212-1059<br />

Phone: 414-962-5110<br />

Fax: 414-962-8725<br />

kmksc@kmklawfirm.com<br />

www.kmksc.com<br />

AFN Member in: WI<br />

Since 1937 our firm has represented business and financial<br />

clients. We manage high volume caseloads,<br />

consistently producing a quality work product. All of<br />

our cases meet mandatory timelines in a cost-effective<br />

manner. Communications with the debtor and our<br />

client are important to us. Our quick response to<br />

client requests and detailed follow-up on debtor communications<br />

help assure high loan recovery rates and<br />

help preserve client’s relationship with its customer<br />

both during the delinquency and after it has been resolved.<br />

Excellent and experienced litigation support<br />

provides complete representation to handle any problem<br />

which may arise.<br />

Laurito & Laurito,<br />

LLC<br />

Erin M. Laurito<br />

35 Commercial Way<br />

Springboro, OH 45066<br />

Phone: 937-743-4878<br />

Fax: 937-743-4877<br />

elaurito@lauritolaw.com<br />

www.lauritoandlaurito.com<br />

AFN Member in: OH<br />

Laurito & Laurito, LLC is an Ohio-based law firm that<br />

specializes in the needs of the default servicing industry,<br />

including mortgage foreclosures, bankruptcy relief,<br />

deeds-in-lieu of foreclosure, evictions, REO services,<br />

and loss mitigation. L&L was founded with the philosophy<br />

that in order to provide the utmost in services to<br />

our clients, we must be progressive and on the cutting<br />

edge, while also grounded in traditional business standards.<br />

We gauge our performance by the success of<br />

our clients. This notion has remained a constant force<br />

in our practice of creditor law for more than three<br />

decades, expanding capabilities as the industry demands<br />

in order to meet the needs of our clients.<br />

Hutchens, Senter<br />

& Britton, PA<br />

Terry Hutchens<br />

4317 Ramsey Street<br />

Fayetteville, NC 28311<br />

Phone: 910-864-6888<br />

Fax: 910-864-6848<br />

thutchens@<br />

hutchensandsenter.com<br />

www.hutchensandsenter.com<br />

AFN Member: NC<br />

A North Carolina-based firm designated by Fannie Mae<br />

in its retained attorney network, the law firm of<br />

Hutchens, Senter & Britton, PA, has spent more than<br />

three decades allying itself with the highest standards<br />

of legal professionalism and personal integrity. The firm<br />

strives to provide exceptional service to our clients in<br />

the real estate finance and mortgage banking industry<br />

by using progressive technology to expedite timelines<br />

without compromising integrity. With offices in Fayetteville,<br />

Wilmington, Clayton and Charlotte and a staff of<br />

20 attorneys and more than 150 support staff members,<br />

Hutchens, Senter & Britton is poised to stand and<br />

deliver for all 100 counties in North Carolina.<br />

Korn Law Firm, PA<br />

John S. Kay<br />

1300 Pickens Street<br />

Columbia, SC 29201<br />

Phone: 803-231-2021<br />

Fax: 803-231-2069<br />

johnkay@kornlawfirm.com<br />

www.kornlawfirm.com<br />

AFN Member in: SC<br />

Korn Law Firm, PA represents the mortgage banking<br />

industry and other grantors of credit in foreclosure,<br />

bankruptcy, REO, loss mitigation, title curative and<br />

collection matters throughout the state of South Carolina.<br />

The firm has been a part of the Freddie Mac<br />

Designated Counsel program in South Carolina since<br />

2003 and has achieved a Martindale-Hubbell “AV” rating.<br />

We have developed a unique expertise in resolving<br />

legal problems for our clients on a “cradle to<br />

grave” basis. We recognize the needs of our clients<br />

and strive to provide premium quality legal services in<br />

the shortest possible time frame.<br />

Eric H. Lindquist, PC,<br />

LLO<br />

Eric H. Lindquist<br />

8712 W. Dodge Road,<br />

Suite 260<br />

Omaha, NE 68114<br />

Phone: 402-829-0400<br />

Fax: 402-829-0409<br />

elindquist@elindquistlaw.com<br />

AFN Member in: NE<br />

Eric H. Lindquist, PC, LLO is the only representative<br />

of the AFN located in the state of Nebraska and such<br />

local presence provides distinct advantages in reducing<br />

time frames for all of the firm's practice areas. Eric<br />

H. Lindquist, PC, LLO’s practice is uniquely designed<br />

to meet the needs of residential, commercial and<br />

agricultural mortgage servicers. Our foreclosure,<br />

bankruptcy, eviction and real estate practice continues<br />

to grow as servicers nationwide recognize our<br />

commitment to providing reliable, efficient and responsive<br />

services to our clients at a predictable cost.<br />

Kivell,<br />

Rayment<br />

and Francis, PC<br />

Kivell, Rayment and<br />

Francis, PC<br />

Joe B. Francis<br />

7666 E. 61st Street,<br />

Suite 240<br />

Tulsa, OK 74133<br />

Phone: 918-254-0626<br />

Fax: 918-257-7915<br />

jfrancis@kivell.com<br />

www.kivell.com<br />

AFN Member in: OK<br />

The firm of Kivell, Rayment and Francis, PC is a fullservice<br />

real estate firm in the state of Oklahoma. The<br />

firm is AV-rated by Martindale-Hubbel. The firm provides<br />

legal services in foreclosure, bankruptcy, litigation,<br />

title curative, loss mitigation, evictions,<br />

deed-in-lieu, REO closings, and other services to the<br />

mortgage banking industry. Our experienced staff,<br />

technology, customer service and management philosophy<br />

insure that our clients receive superior service.<br />

Kozeny & McCubbin,<br />

LC<br />

Valerie McCuskey<br />

12400 Olive Blvd., Suite 555<br />

St. Louis, MO 63141<br />

Phone: 314-991-0255<br />

Fax: 314-567-8014<br />

vmccuskey@km-law.com<br />

www.km-law.com<br />

AFN Member in: MO, KS & NE<br />

At Kozeny & McCubbin, LC, we take an innovative<br />

approach to providing our clients with default solutions<br />

throughout Missouri, Kansas and Nebraska. We<br />

use our cutting edge, fully integrated case management<br />

system (CaseAware) to bring our clients faster<br />

results, while providing the highest level of customer<br />

service. From the moment we receive your case until<br />

its completion, we work diligently to provide the best<br />

resolution for every case referred. Fast, accurate,<br />

cost-effective and helpful. That’s who we are and<br />

awesome performance is our number one priority!<br />

Lundberg &<br />

Associates<br />

Scott Lundberg<br />

3269 South Main St., Ste 100<br />

Salt Lake City, UT 84115<br />

Phone: 801-263-3400<br />

Fax: 801-263-6513<br />

scott.lundberg<br />

@lundbergfirm.com<br />

www.lundbergfirm.com<br />

AFN Member in: UT<br />

Lundberg & Associates (the “Firm”) was founded in<br />

1991 by Scott Lundberg. The Firm was founded to<br />

provide the finest legal representation in Utah for<br />

mortgage lenders and servicers. The mission of the<br />

Firm is to provide that representation as efficiently<br />

and economically as possible. The Firm prides itself<br />

on meeting the particular needs of its clients. In addition<br />

to serving the legal needs of mortgage lenders<br />

and servicers, the Firm handles matters in the following<br />

general areas of law: bankruptcy (creditor representation),<br />

lender liability, commercial law, general<br />

litigation and collections. The Firm is AV rated by<br />

Martindale-Hubbell.<br />

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