Towergate Static Caravan Insurance Policy Wording - MyInsurance
Towergate Static Caravan Insurance Policy Wording - MyInsurance
Towergate Static Caravan Insurance Policy Wording - MyInsurance
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Exclusions which apply to<br />
the whole policy<br />
1. Radioactive contamination<br />
Any claim or expense of any kind caused directly or indirectly by:<br />
– ionising radiation or radioactive contamination from any nuclear fuel or<br />
waste which results from burning of nuclear fuel; or<br />
– the radioactive, toxic, explosive or other dangerous properties of nuclear<br />
machinery or any part of it<br />
2. War<br />
Any consequence whatsoever resulting directly or indirectly from or in connection<br />
with any of the following regardless of any other contributing cause or event:<br />
war, invasion, act of foreign enemy hostilities or a warlike operation or operations<br />
(whether war be declared or not), civil war, rebellion, revolution, insurrection, civil<br />
commotion assuming the proportions of or amounting to an uprising, military or<br />
usurped power<br />
3. Terrorism<br />
Harm or damage to life or to property (or the threat of such harm or damage) by<br />
nuclear and/or chemical and/or biological and/or radiological means resulting<br />
directly or indirectly from or in connection with terrorism regardless of any other<br />
contributing cause or event.<br />
Terrorism is defined as any act or acts including but not limited to:<br />
a) the use or threat of force and/or violence<br />
and/or<br />
b) harm or damage to life or to property (or the threat of such harm or<br />
damage) including but not limited to harm or damage by nuclear and/or<br />
chemical and/or biological and/or radiological means caused or occasioned<br />
by any person(s) or group(s) of persons or so claimed in whole or in part for<br />
political, religious, ideological or similar purposes<br />
4. Any action taken in controlling, preventing, suppressing or in any way relating to<br />
2 or 3 above<br />
5. Sonic bangs<br />
Any loss or damage by pressure waves caused by aircraft or other flying objects<br />
moving at or above the speed of sound<br />
6. Rot<br />
Any loss or damage caused by wet rot or dry rot whether or not this was caused<br />
directly or indirectly by any other risk included in this insurance<br />
7. Matching of items<br />
We will not pay the cost of replacing, repairing or changing any undamaged<br />
items or parts of items forming part of a set, suite, carpet or other items of a<br />
common nature, colour, design or use where the remaining items can still be<br />
used and the loss or damage only affects one part of the set<br />
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