About the AIA Group - AIA Singapore

Key benefits• Premium payment choices• Minimum guaranteed crediting rate of 2% per annum• Guaranteed crediting rate on your initial premium for the first seven years• Accelerated payment of the Death Benefit for Terminal Illness• Access to cash value• Transparent fee structure• Quarterly Statements to facilitate monitoring• No Lapse Privilege available for AIA Platinum Legacy Preserver plansProduct information at a glanceDescription AIA Platinum Legacy AIA Platinum Legacy PreserverPlan TypeCurrencyIssue Ages (Age Last Birthday, for allcountry groupings)Universal LifeUSD18 – 75 18 – 70Death BenefitMinimum Insured AmountMinimum Guaranteed Crediting RatePremium Payment ModesIssuing CompanyPolicy Governing LawTwo options:1) The higher of the insuredamount or Accumulation Value; OR2) The sum of the insured amount andAccumulation Value vUS$500,0002% per annumSingle or multi-payAIA Singapore BranchSingaporeThe higher of the insured amountor the Accumulation Value vMinimum Premium Requirement PeriodPremium Charge viAdministration Charge viInsurance Risk Charge viPartial Withdrawal ChargeMaturityFirst 8 policy years (on a cumulative basis)The initial Premium Charge rate is 6%. Subsequent premiums will be subjected toa variable charge rate not to exceed 6%.Deducted monthly for 5 years.Refer to the Product Summary for an explanation of charges and applicable rates.Deducted monthly for the life of the policy.The rate is guaranteed for the first 5 policy years. Refer to the Product Summaryfor applicable rates.Applicable to Partial Withdrawals made within the first 15 years. Partial Withdrawalsfrom the 11 th policy year onwards may be free of charge if certain requirementsare satisfied ii .Whole of life