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Due to the lack of the job card, Dhirendranath has not been able to retrieve anybenefits of the program. <strong>The</strong> 100 day work is not available to his sons becausethey do-not stay at home. <strong>The</strong> tribal society that Dhirendranath belongs to hasalso not provided any benefits to their own people. None of the family membersalso possess a ration card that provides money at times.<strong>The</strong> work on pond excavation had however taken about 3 days and about 10people worked on it.Dhirendranath says that NREGA is beneficial to villagers who have their own landand where in pond excavation can be done. <strong>The</strong>n of-course, there is reason forthe government to lend loans for cultivation purposes. But without a loan, it ishard to make a decent living off 100 days of work only. “<strong>The</strong>re is no way a loancan be received on the basis of daily wages. A house and a piece of land aretherefore absolutely essential for being able to take full advantage of NREGA.”