introduction of the postal savings bank of china(by chen ying)

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4. Business Highlights (4)Micro CreditProduct FeaturesSmall amount:to meet the demand on fundof low and mid-income customersHigh interest rate: market-oriented pricing,risk pricing, cost coverageRisk decentralization:barely influenced byeconomic circlesTimely:fast and convenientInstallment: reduce cost of management afterthe loan is underwritten24
4. Business Highlights (5)Micro CreditManagement MethodologiesConsider the micro credit business as a strategicbusiness of the bank.Focus on training of the micro credit businessExpand the development of micro credit businessin large scaleEstablishment of performance-evaluation systemStrict credit disciplines25
Page 1 and 2: Introduction of thePostal Savings B
Page 4 and 5: 1. Development Chronicle (1)1986, t
Page 6 and 7: Content1. Development Chronicle2. O
Page 8 and 9: 2. Organization Structure (2)Relati
Page 12 and 13: 3. Business Profile (2)Liabilities
Page 14 and 15: 3. Business Profile (4)Intermediary
Page 16 and 17: 3. Business Profile (6)Domestic Rem
Page 18 and 19: 3. Business Profile (8)Agent Busine
Page 22 and 23: 4. Business Highlights (2)Micro Cre
Page 26 and 27: 4. Business Highlights (6)Fund Inve
Page 30 and 31: 5. Distribution Network (2)Geograph
Page 32 and 33: 6. Market Positioning (1)Business G
Page 34: 5.Thank You!9.34

introduction of the postal savings bank of china(by chen ying)

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