Page 1 of 22 AFFIDAVIT IN SUPPORT OF ARREST WARRANTS ...

Loan # 0729600615 filed through Wachovia Bank in the amount of $110,000 in the name ofdefendant Frumence Paul hereinafter referred to as the straw buyer. The funds were in the formof a home equity line of credit. The equity was alleged to have existed in the residence owned bydefendant Frumence Paul located at 1820 N. Congress Ave. in Palm Beach, Florida. The loanapplication was witnessed by defendants John Cuffy and Paula Augusta. The loan document wasnotarized by Paula Augusta # DD474814 on 11/15/07.In March 2007, the straw buyer, defendant Frumence Paul opens savings account with SunTrustBank. At that time Frumence Paul identifies himself as a dishwasher at a local Olive Gardenlocated in Plantation, Florida.On October 30, 2007, a loan request was initiated through SunTrust’s telephone customer servicecenter. The collateral address of 2000 Congress Ave North, Unit K-209, West Palm Beach,Florida was listed. The loan was in the form of a home improvement equity line of credit alsoknown as a “HELOC”.The loan was reviewed and approved and moved into a checking account Frumence Paul openedon 11/26/2007. At the time of the closing defendant Frumence Paul was identified as beingemployed as a dishwasher. When confronted with the information the accountholder indicatedthat this was a second job and that his primary employment was with a company known as“Integral Builders” with a monthly net income of $6,112.34. Integral Builders principal addressis located at 6740 NW 45 court in Lauderhill, Fl. Your affiant contacted the manager at the OliveGarden on May 11, 2008. In addition your affiant has interviewed Frumence Paul’s cousinOminque Paul who is also an Olive Garden employee. Ominque Paul speaks limited English butdid advise your affiant that defendant Frumence Paul has never been employed as a manager of abuilding construction company. Your affiant was also informed by the cousin that defendantFrumence Paul had gotten into trouble with mortgages from Bank of America and SunTrustBank. Your affiant was advised that defendant Frumence Paul has been a full time kitchenemployee. The SunTrust loan has subsequently gone into default. The title holder of thecollateral property is owned by Cheri Pulen of Plantation, Florida. Your affiant has obtained asworn statement from her that she has never sold or relinquished her financial standing of herproperty located at 2000 Congress Ave N. Unit # 209 West Palm Beach, Fl.Subsequent to this loan being issued your affiant examined this account pursuant to a subpoena.A records review determined the following.Check # 99 in the amount of $20,000 withdrawn on 11/26/07 by defendant Frumence Paul.Exhibit #24Heru Enterprises Inc. issued 12/4/07 by defendant Frumence Paul in the amount $72,500.Exhibit #25Defendant Cliff Johnson issued 12/04/07 by defendant Frumence Paul in the amount of$4,600.00. Exhibit #26Page 11 of 22