Overview of FDA's Food Defense Activities - Food and Drug Law ...

12Some Key ExclusionsMost carriers have “no coverage” for any loss arising out of,based upon, attributable to or involving, directly or indirectly:‣ Any accidental contamination or malicious product tampering of acompetitor’s product that is similar to an insured product‣ Changes in population, customer tastes, economic conditions,seasonal sales variations, or competitive environment‣ Any injury, damage, or claim made by a third party arising out of or inconnection with the use or consumption of the insured product,including any defense costs related to a third party lawsuit.‣ Any illegal act of the insured’s directors, officers, or trustees.23INSCATECH Copyright 2012Private Sector ReactionsEurope – Intentional Adulteration - Perceived RiskSOURCE: Secufood: Security of European Food Supply Chain Study, April 2010.24