Oil Contamination Claims - General Insurance Association Of ...

Presentation TwoQuality Disputes• Quality disputes arise for 1 or more of 7 reasons1. The cargo was always off-specification, despite reports to the contrary2. The cargo received is in fact on-specification, despite reports to the contrary3. Different and incompatible test methods are being used at the load and discharge port4. Measurement tolerances5. The cargo suffers from inherent instability6. The cargo is physically damaged on voyage7. The cargo has been contaminated• Scenarios 1 to 5 can be thought of as “apparent” contaminations• Scenarios 6 relates to physical damage of the cargo, but not a contamination• Scenario 7 can be thought of as a “real” contamination• In normal circumstances only the last two would give rise to proper claim againstunderwriterswww.minton.co.uk10