Requesting a Refund - TRS

Eligibility for a RefundAs a TRS member, if you permanently terminateemployment with your TRS-covered employer(s)and have neither applied for nor received a promise ofemployment with a TRS-covered employer, you may terminatemembership in TRS and withdraw all of the accumulatedcontributions in your member account. Partialwithdrawals are not allowed. Terminating your TRSaccount also terminates all service credit with TRS.Exception: If you are serving as a substitute andare not employed in any other capacity with a TRScoveredemployer, you may withdraw your accumulatedcontributions.Options to Consider BeforeRequesting a RefundThe decision to seek a refund of your member contributionsis an important one, and it may significantlyimpact you in a number of ways including the loss of certaintypes of credit which must be continuously maintainedand once refunded, members cannot repurchasethis service credit at a later date. In addition, if youresume TRS membership at a later date, you will be subjectto new retirement eligibility criteria. Therefore, it isadvisable to consider all options available to you beforemaking a decision. These options include the following:• If you have less than five years of TRS servicecredit, you may leave your accumulated contributionswith TRS, receive interest for up to five1