2 0 1 2 B E N E F I T S G U I D E - US Xpress

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14 XpressBenef itsOther BenefitsYour U.S. Xpress benefits also includeprograms that can be helpful in avariety of situations.IntelliNurseU.S. Xpress offers IntelliNurse freeof charge to all employees and theirfamilies. IntelliNurse is a confidentialservice that provides immediateaccess to a registered nurse (RN)who can answer your questions andprovide helpful information regardinghealth-related topics. With a quickphone call, you can learn aboutcommon symptoms, self-caretechniques, medications, and whatto expect during diagnostic tests anddoctors’ visits.IntelliNurse can help you keep yourhealth care costs down by helpingyou to decide when to seek medicaltreatment so you can avoidunnecessary trips to the emergencyroom or doctor’s office. If necessary,IntelliNurse can even provide you withreferrals to local resources, such aspoison control center and hotlines, aswell as community health alerts.By calling IntelliNurse toll-free at(866) 220-3138, you can connect withan RN – 24 hours a day, seven days aweek, including holidays, and get theinformation you need to make smartdecisions about your health.Benefits Quick Contact ListFrequently used numbers:Annual Open Enrollment Call Center . . . . . . . . . . . .888-321-XPRESS (9773)Benefits Department . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-670-1915Benefits Enrollment Call Centerfor New Employees . . . . . . . . . . . . . . . . . . . . . . . . .888-987-XPRESS (9773)Benefits Enrollment Fax Line for New Employees . . . . . . . . .866-231-9165Allstate Benefits Critical Illness,Accident and Universal Life . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-521-3535BlueCross BlueShield of Tennessee. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-565-9140BlueCross BlueShield of Tennessee (network providers) . . . . . . . . . . . . . . . . .800-810-2583Delta Dental . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-223-3104Diversified (for 401(k) Plan) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-755-5801Employee Assistance Program (EAP) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-767-5320IntelliNurse . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .866-220-3138Liberty Mutual . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .866-434-6261Medco . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-711-0917PayFlex . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-284-4885Reliance Standard (Life) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-644-1103Reliance Standard (Disability Claims) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .877-202-0055Travel Assistance Program . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-456-3893Vision Service Plan (VSP) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-877-7195Employee AssistanceProgramThe Employee Assistance Program (EAP),administered by Health ManagementSystems of America (HMSA), is aconfidential counseling, education andreferral service for you and your family.The EAP offers confidential consultationfor a broad range of personal issuessuch as depression, substance abuse,relationship concerns, parenting issues,grief or stress.The EAP can help you deal with life’severyday problems. Call the EAPhotline – available 24 hours aday, seven days a week – at(800) 767-5320. You also can accessa wealth of resources and informationquickly and easily by logging on tohttp://www.my-life-resources.com.The user name is hmsa (all lowercase);the password is myresource (alllowercase).On Call InternationalYou are eligible for the TravelAssistance Program once you havecompleted 90 days of employment.This Company-paid benefit provides24-hour access to emergency medicalservices to travelers. If you or adependent are away from home(even out of the United States) anda medical emergency arises, findingmedical care is only a phone call away.This assistance also includes locatinglost luggage. The toll-free number is(800) 456-3893.
Live an Active LifestyleWe all know that a poor diet and inactive lifestylecan lead to serious health problems – andalso make some diseases more difficult to treat.But did you know that being overweight affectshealth care costs?Unhealthy lifestyle choices are a big reasonhealth care costs are going up. In fact, if youadd up the cost of health problems caused bybeing overweight or obese, the nationwide totalis almost $120 billion in health care expenseseach year. Those costs affect what you pay foryour health plan, as well.Smart Lifestyle Choices1. Plan for better health – and to bypass heartdisease and other serious health problemswhenever possible. You can help manageyour health and control your health carecosts by finding an exercise plan that meetsyour individual needs.2. Take steps to keep a healthy weight or loseweight. Brisk walking for 30 minutes a day,three times a week, can not only improvepersonal health but can also reduce yourneed for medical services.3. Talk to your doctor about an exerciseplan that works for you. The WalkingWorks program may be just the jumpstartyou need.When it comes to your health and the cost ofyour health care, you have a choice. And yourchoices make a difference.Healthy EatingWhat You Need to KnowCurrently, the majority of adults and one inthree children are overweight or obese. If youare significantly overweight, you have a higherrisk of developing high blood pressure, Type 2diabetes, stroke and some forms of cancer. Thelatest dietary recommendations give us theinformation to help make healthier choices andimprove our eating habits so we can reduce therisk of developing diet-related chronic disease.Healthy eating is not about depriving yourselfof the foods you like to eat. It is about learningto make smart choices about what you eat andhow you eat. As you make changes in your diet,try to plan small, manageable steps rather thanone big drastic change. Over time, all thesesmall changes can add up to bring big results inyour health.What Is a Healthy Diet?• A healthy diet focuses on fruits, vegetables,whole grains and fat-free or low-fat dairyproducts.• It includes lean meats, poultry, fish, eggsand nuts.• It is low in saturated fats, trans fats,cholesterol, salt and added sugars.What You Can Do• Eat more fruits and vegetables. They areloaded with antioxidants and fiber and canhelp protect against obesity, heart disease,Type 2 diabetes and cancer. Try to fill halfyour plate with fruits and vegetables.• Eat more whole grains, lean meats, non-fator low-fat dairy, seafood and healthy oils likeolive and canola.• Limit solid fats, added sugars, fast foods, refinedgrains, salt, saturated fat and trans fats.• Make smart choices when you eat out bychoosing broiled, baked, steamed or grilledfood. Avoid creamy sauces, and ask for yoursalad dressing on the side. Ask the serverto box up half your entrée before you starteating, share an entrée or choose a healthyappetizer instead of an entrée.XpressBenef its 15• Pay attention to portion sizes. Most mealsare super-sized and have portions that aretwice the recommended size. This can changeour perception of what is an appropriate servingfor a meal. You can use your hand to helpmeasure portion sizes. One serving of meatis the size of your palm. One serving of fruitis about the size of your fist. And a servingof vegetables or pasta would fit in yourcupped hand.• Give your recipes a “healthy makeover”by making some simple changesand substitutions.Fast Ways to Reduce YourRisk of Heart DiseaseIn addition to adding Omega-3 fatty acids toyour diet, there are a number of other preventivemeasures you can take to reduce your riskof getting heart disease:1. Stop smoking. Topping the list of bad habits,smoking poses health risks for cancer, stroke,and emphysema in addition to heart attack.Exposure to second hand smoke can evenpose a risk of a heart attack.2. Lose a few extra pounds. Lowering weightcan raise good cholesterol levels and lowerbad ones.3. Eat better. Add more fruits, vegetables, fiberand leaner meats to your daily diet to maintainhealthier cholesterol levels. Prepare foodswith less salt and drink water instead of sodathat can be high in sugar content.4. Reduce stress. By lowering your bloodpressure, you can reduce the risk of coronaryvascular disease.5. Exercise. In addition to helping you loseweight, exercise can reduce stress levels andpush you in the right direction for a healthierlifestyle.
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