Handbook - Indiana County, Pennsylvania

(2) Inactive Periods. Eligible members of the Reserves or National Guard,performing inactive duty training (brief periods of less than a day of drills, etc.)scheduled in advance by competent authority to begin at a specific time andplace, are insured during the actual time of such inactive duty training period.(3) In Route. Members are also covered while proceeding directly to andreturning directly from the Reservist active or inactive period of duty.(4) Members eligible for part-time coverage become eligible for full-timecoverage when they perform active duty or active duty for training, under callsor orders that do not specify periods of less than 31 days.1.06 EXTENSION OF COVERAGE BASED ON DISABILITYa. Full-time Coverage. If a member who has full-time SGLI coverage, is totally disabled at thetime of separation or release from active duty, Ready Reserves or National Guard, SGLIcoverage will continue for as long as the member remains totally disabled, up to a maximum oftwo years from the date of release or separation, but in no event less than 120 days from thedate of separation or release. Hereafter, this coverage is called the SGLI Disability Extension.An application for the SGLI Disability Extension may be obtained at the forms download page onthis site. It is recommended that members apply for the SGLI Disability Extension within 120days from discharge so that if they are found ineligible for the SGLI Disability Extension theywill be automatically approved for Veterans' Group Life Insurance coverage without any healthreview. Members who apply for the SGLI Disability Extension after 120 days and who are notapproved for the coverage, may not qualify for Veterans' Group Life Insurance if they haveserious health problems.b. Part-time Coverage. If a member, who has part-time SGLI coverage, incurs a disability oraggravates an existing disability while SGLI coverage is in force, the following will apply:(1) The insurance is payable if death results from such incurred or aggravateddisability within 120 days following the Reservist active or inactive period duringwhich the disability was incurred or aggravated.(2) If such disability causes the member to be uninsurable at standard rates,the insurance continues for 120 days following the Reservist active or inactiveperiod during which the disability was incurred or aggravated and the member iseligible to convert to VGLI coverage prior to the 121st day. Application must bemade to the OSGLI during this 120 day period. (See paragraph 1.01b foraddress.)(3) In determining whether an individual was authorized to perform duty andwhether the member was rendered uninsurable or died within 120 days8