July 2013 - Kauai Community Federal Credit Union

Kukui Grove West Office4493 Pahe’e StreetP.O. Box 1447 • Lihue HI 96766Fax 808.246.0246Lihue Office4434 Hardy Street • Lihue HI 96766Fax 808.245.7180Waimea Office9936 Kaumualii HighwayP.O. Box 284 • Waimea HI 96796Fax 808.338.0901Eleele OfficeEleele Shopping CenterP.O. Box 148 • Eleele HI 96705Fax 808.335.0234Kapaa Office985 Kipuni Way • Kapaa HI 96746Fax 808.822.0771Call Center 808.245.6791Website www.kcfcu.orge-Mail info@kcfcu.orgKCFCU ScoreboardAs of April 30, 2013Total Assets: $347,473,337Total Shares: $313,874,766Total Loans: $164,109,111Members: 32,000HolidaysStatehood (Admissions) DayFriday, August 16Labor DayMonday, September 2This credit union is federally insured by theNational Credit Union Administration.EQUAL HOUSINGLENDERWe Do Business in Accordance Withthe Federal Fair Housing Law andthe Equal Credit Opportunity Act.This newsletter is published quarterly for the membersof Kauai Community Federal Credit Union. Informationin this newsletter is subject to change. Access ourWebsite for current rates and information. See KCFCU’sTruth-in-Savings booklet for important account restrictionsand conditions.Attention: OnlineBanking UsersWe recently updated our online bankingsecurity systems to offer you anotherlevel of security and greater peace ofmind. Here’s what you need to know:• The next time you sign in to onlinebanking, you will be asked to select aunique image from a library ofthousands—one that only you willknow (this is a one-time-only request).• Every time you sign in to onlinebanking using your log-in ID, youwill be asked to verify that this imageis the one you have selected.• After you have verified that thisimage is the one you selected, youwill be asked to enter your password.• When you log in to online bankingthe first time after selecting yourimage, you will be asked to create ausername. Just follow the onlineprompts to create your username.• From this point on, online banking isexactly the same.Need help? Call (808) 245-6791 today!Supplemental Retiree Health CareCoverage: Just for MembersAre you retired or planning to retire soon? If so, youshould know about this supplemental retiree healthcare program that’s available to eligible KCFCUmembers through Royal State Insurance (RSI).Whether you need a comprehensive healthpackage or just require dental coverage, there arethree package options for you to choose from.Premiums start as low as $35.98 per month. Plus,your payments can be automatically deductedfrom your KCFCU account for maximum convenience.For more information or to enroll, contact the planadministrator at (808) 536-1677 or (888) 942-2447toll-free or customerservice@royalstate.com.Identity SecureProvides Safe,Affordable IDTheft ProtectionIf you think identity theft only happensto other people, think again. As hightechcriminals get more sophisticated,it’s more important than ever to takesteps to protect yourself against fraudand identity theft.To help you avoid the losses andheadaches of identity theft, KCFCU offersthe IDENTITY SECURE ID theft protectionservice. The service includes sophisticatedmonitoring of your credit cards, social securitynumber and credit union accountnumbers, plus identity fraud support andresolution services. You’ll be surprised atthe low, affordable rates! For more detailsor to take advantage of this protection,call or stop by KCFCU today.