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85% BACK Your Extras Cover Top Extras - nib

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<strong>Your</strong> <strong>Extras</strong> <strong>Cover</strong><strong>Top</strong> <strong>Extras</strong><strong>Top</strong> <strong>Extras</strong>, contFor those who want the best when it comes to <strong>Extras</strong>.<strong>85%</strong> <strong>BACK</strong>of the cost to you up to your annual limit<strong>Extras</strong> coveredAnnual Limit(maximum amount claimable per person in acalendar year)Waiting Period(applies if you are new to health insurance or if youhave recently increased your level of <strong>Extras</strong> cover)ChiropracticOsteopathyNatural TherapiesIncludes remedial massage, acupuncture, naturopathy, herbalism,myotherapy and shiatsu$600 2 months$500 2 monthsSpeech pathology (speech therapy) $500 2 monthsPodiatryFoot orthotics (appliance limits apply)$400 2 monthsEye therapy (orthoptics) $200 2 monthsDietary advice $600 2 monthsHome nursing services $200 2 monthsOccupational therapy $500 2 monthsAntenatal & postnatal servicesAntenatal and postnatal services paid at 100% of the cost, up to theannual limitPharmaceutical prescriptionsBenefits only payable for non PBS items. Benefits do not apply toprescriptions dispensed to hospital in-patients$250 2 months$500 2 monthsPsychology $500 2 monthsHearing aids & speech processors (appliance limits apply) $1,500 36 monthsHealth aids (appliance limits apply)Nebuliser, irlen lens, peak flow meter, spacers, surgical stockings, CPAPmachine, CPAP parts, pressure garment, walking frame, blood pressuremonitor, hip protectorHealthier lifestyle benefit<strong>nib</strong> approved; weight management, quit smoking, first aid and healthmanagement programs (gym, personal trainers, yoga, pilates)Preventative testsThin prep, bone density tests, bowel screening$500 12 months$400 6 months$200 6 monthsIt pays to review your cover regularly<strong>Your</strong> life is constantly changing. So, you should remember to review your health cover at least once a year to make sure it doesn’treflect the old you. We make reviewing and updating your cover quick and easy.Simply visit <strong>nib</strong>.com.au or call <strong>nib</strong> on 13 14 63<strong>Top</strong> <strong>Extras</strong> 2/2This product information is intended as a summary only and should be read in conjunction with your Product Disclosure Statement (PDS)Product information correct as 1 July 2013 ABN 83 000 124 381 <strong>nib</strong>328719_0613

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