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Paul Winteridge heads up the mortgage<br />
team at Future Finance, now based on<br />
Broad Street, next to the Post Office.<br />
Not sure where to start? Future Finance has<br />
made it their mission to provide seamless<br />
and pain-free financial solutions. Here’s<br />
what most people ask when they visit<br />
Future Finance’s new mortgage centre on<br />
Broad Street …<br />
Looking<br />
to get a<br />
mortgage?<br />
Can you help me to work out how much I can borrow?<br />
Yes, we’ll help you work through your finances: your<br />
earnings, cash position, deposit amount, current<br />
liabilities (credit cards and loans) and your assets. This<br />
will determine how much you can pay on a monthly<br />
basis – your ‘affordability’ We also offer an approval<br />
in principle tool on line, so you can instantly see how<br />
much you can borrow!<br />
How long does it take to get a mortgage approved?<br />
The approval process can be as quick as 5-10 days.<br />
It all depends on the number of parties involved, like<br />
lawyers or surveyors, and the speed at which they<br />
progress.<br />
What information will I need to provide? You will<br />
need to provide information on your financial position,<br />
personal identification and proof of your address. Most<br />
people use their passport and a utility bill and / or bank<br />
statement, but you can use a driver’s licence.<br />
Do you provide short-term mortgages? Yes, we<br />
provide Standard Mortgages (15 and 30 years) and<br />
Private Mortgages which are generally between 3 and<br />
5 years and designed to serve a specific purpose.<br />
What happens if I have had a mortgage refused in<br />
the past? This does not mean that you will be refused<br />
if you try again. Talk to us. If anyone can help, we can.<br />
What happens to my mortgage if anything happens<br />
to me? Most people take out life insurance to ensure<br />
that loved ones are taken care of should something<br />
happen to you. To find out more about these products,<br />
visit our on-line Resource Centre.<br />
“With rates at an<br />
all time low, find<br />
out why people<br />
now choose<br />
Future Finance”<br />
Contact Paul Winteridge on 01534 849730 or paul.winteridge@aboutfuturefinance.com
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