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C o n t e n tFor over five decades, the ICICIGroup has actively contributedto India’s economic growth anddevelopment. Promoting inclusivegrowth has been a priority forthe Group from both a social andbusiness perspective.Message from Mr. K.V. KamathMessage from Ms. Chanda KochharMessage from Mr. Subrata MukherjiOur Initiatives across IndiaElementary EducationSustainable LivelihoodsPrimary HealthAccess to FinanceIn the NewsFinancials456782232445062We strive to make a difference to our customers,to society and to the nation’s development directlythrough our products and services, as well as throughour development initiatives and community outreachprogrammes.ICICI Foundation for Inclusive Growth (ICICIFoundation) was established by the ICICI Group inearly 2008 to carry forward and build upon its legacyof promoting inclusive growth. ICICI Foundationworks with government authorities and specialisedgrassroots organisations to support development workin its four identified focus areas. We are committedto investing in long-term efforts to support inclusivegrowth through effective interventions.This year our increased focus in each of ourprogrammes in the areas of elementary education,sustainable livelihoods, primary health, and access tofinance has enabled us to ensure that our impact onthe ground is maximised for beneficiaries.4 5