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FIN 366 Final Exam Guide

For more course tutorials visit www.fin366.com FIN 366 Final Exam Guide 20 Question Multiple Choice and True/False Type 1. In current years, the number of commercial banks in the U.S. has been rising. a. True or False 2. Life insurance agencies also administer personal pension plans which comprise the proposal of guaranteed investment contracts (GICs). a. True or False 3. Which of the subsequent take place when administrators take on growth-oriented investments to boost an FI’s size that may be conflicting with stockholders’ value-maximizing objectives? a. Technology risk b. Operational efficiency c. Agency conflicts d. Diseconomies of scale e. Diseconomies of scope 4. Which is the fundamental goal of a commercial bank? a. long-term growth b. deposit growth c. bank safety d. long-term profit maximization 5. Under the Glass-Steagall Act commercial banks were allowed to countersign and trade Federal government securities and general obligation bonds of states and municipalities. a. True or False 6. All of the underneath are the key services of investment banking firms except a. making commercial loans b. bringing new security issues to market c. trading securities d. brokerage 7. Which of the underneath legislations permitted banks and thrifts to develop geographically across state lines by obtaining the benefits of unsuccessful thrifts? a. Bank Holding Company Act b. McFadden Act c. Financial Institutions Reform, Recovery, and Enforcement Act d. Douglas amendment e. Glass-Steagall Act 8. Savings deposits are a superior percent of financial support for small banks, compared to large banks. a. True or False 9. Social Security is a completely funded pension program.

For more course tutorials visit

www.fin366.com

FIN 366 Final Exam Guide
20 Question
Multiple Choice and True/False Type

1. In current years, the number of commercial banks in the U.S. has been rising.
a. True or False

2. Life insurance agencies also administer personal pension plans which comprise the proposal of guaranteed investment contracts (GICs).
a. True or False

3. Which of the subsequent take place when administrators take on growth-oriented investments to boost an FI’s size that may be conflicting with stockholders’ value-maximizing objectives?
a. Technology risk
b. Operational efficiency
c. Agency conflicts
d. Diseconomies of scale
e. Diseconomies of scope

4. Which is the fundamental goal of a commercial bank?
a. long-term growth
b. deposit growth
c. bank safety
d. long-term profit maximization

5. Under the Glass-Steagall Act commercial banks were allowed to countersign and trade Federal government securities and general obligation bonds of states and municipalities.
a. True or False


6. All of the underneath are the key services of investment banking firms except
a. making commercial loans
b. bringing new security issues to market
c. trading securities
d. brokerage

7. Which of the underneath legislations permitted banks and thrifts to develop geographically across state lines by obtaining the benefits of unsuccessful thrifts?

a. Bank Holding Company Act
b. McFadden Act
c. Financial Institutions Reform, Recovery, and Enforcement Act
d. Douglas amendment
e. Glass-Steagall Act

8. Savings deposits are a superior percent of financial support for small banks, compared to large banks.
a. True or False

9. Social Security is a completely funded pension program.

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a. long-term growthb. deposit growthc. bank safetyd. long-term profit maximization5. Under the Glass-Steagall Act commercial banks were allowed to countersignand trade Federal government securities and general obligation bonds of states andmunicipalities.a. True or False6. All of the underneath are the key services of investment banking firms excepta. making commercial loansb. bringing new security issues to marketc. trading securitiesd. brokerage7. Which of the underneath legislations permitted banks and thrifts to developgeographically across state lines by obtaining the benefits of unsuccessful thrifts?a. Bank Holding Company Actb. McFadden Actc. Financial Institutions Reform, Recovery, and Enforcement Actd. Douglas amendmente. Glass-Steagall Act8. Savings deposits are a superior percent of financial support for small banks,compared to large banks.a. True or False

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