SAVE

SAVE
We understand
you want to reach your savings goals
faster with shorter premium terms
PRUsave max limited pay (SGD)

Bring your financial dreams closer with PRUsave max limited
pay (SGD), an endowment plan that allows you to pay your
premiums over a limited period and enjoy potentially higher
returns 1 even as it protects you over the policy term.
With a 5-year premium payment term and 10-year maturity,
PRUsave max limited pay (SGD) helps you save for the future
as you pay off your premiums early (while you’re able and
have a steady income) and reach your savings goals.
Short premium commitment
With a short premium payment period of just 5 years, you
can look forward to pay off your premiums early while you
still remain protected during your policy term.
Lump sum maturity benefit
With PRUsave max limited pay (SGD), you can look forward
to receiving your maturity benefit 1 in one lump sum. The
maturity benefit is the Face Value 2 plus Bonuses 3 .
Reassurance for your loved ones
PRUsave max limited pay (SGD) also offers you protection
against death 4 during the policy term. So you can be assured
that even as you save for a secure future, your family is also
well looked after.
The death benefit will be the lower of:
• 105% of the total premiums paid at the time of death, or
• Face Value 2 ,
plus Bonuses 3 , less any amounts owing to us.
Enhance your plan for greater coverage
You can ensure that you and your family are better covered
by including guaranteed issuance supplementary benefits
such as Max Protection Multiplier 5 and Fracture Care PA.
Max Protection Multiplier provides you with a sum assured
of 5 times or 10 times of the annual premium of your main
endowment plan, with up to $300,000 sum assured per life,
while Fracture Care PA gives you coverage for accidental
injuries such as fractures, burns and dislocations.

You can also choose to add on other supplementary benefits
such as Crisis Waiver III, Early Stage Crisis Waiver, Payer Security
III / Payer Security Plus, Early Payer Security, Comprehensive
Personal Accident III and Early Stage Crisis Cover.
Quick, hassle-free sign-up
PRUsave max limited pay (SGD) is a guaranteed-issuance
plan — so there’s no need to go for a medical check-up or
answer questions regarding your health matters 6 . Sign up
for PRUsave max limited pay (SGD) today and you can get
closer to your savings goals faster with the short premium
payment term.
How PRUsave max limited pay (SGD) works:
Mr Lee (aged 35 on his next birthday, non-smoker) sets a
target to save enough for his condominium down payment
when he reaches age 45 next birthday. He would like to
set aside $12,053 yearly (rounded up to the nearest dollar)
which is approximately $1,005 a month for 5 years with a
face value of $54,000, so that he can receive the maturity
proceeds in a lump sum for his dream home.
Annual
Premium
Payable
for
Policy
Term
Total
Premiums
Payable
Maturity Amount 7
Guaranteed Non-
Guaranteed
Total
$12,053 5 years 10
years
$60,265 $54,000 $16,409 $70,409
Call your Prudential Financial Consultant or our
PruCustomer Line at 1800 333 0333 today, or visit
www.prudential.com.sg

Footnotes:
1. The maturity benefit, comprising the face value plus bonuses (if any),
less any amounts owing, is payable in lump sum upon maturity.
2. Face value is a notional value used to determine the Reversionary
Bonuses (non-guaranteed), the Maturity Benefit and the Death
Benefit. It is not the sum assured of the policy.
3. Bonuses, if any, are not guaranteed and will vary according to the
future performance of the participating fund.
4. Any death benefit or maturity payment will less any outstanding
amounts owed to us in connnection with the policy.
5. Subject to terms and conditions, Max Protection Multiplier pays out
in the event of Death, Accidental Death or Total and Permanent
Disability.
6. Medical check-ups or answering questions about your health may
be required for some of the supplementary benefits.
7. The illustrated values use bonus rates assuming a projected
investment rate of 4.75% p.a for the participating fund. Bonuses,
if any, are not guaranteed and will vary according to the future
performance of the participating fund.
Note:
Buying a life insurance policy is a long-term commitment. An early
termination of the policy usually involves high costs and the surrender
value payable (if any) may be less than the total premiums paid.
Buying health insurance products that are not suitable for you may
impact your ability to finance your future healthcare needs. Premiums
for some of the supplementary benefits are not guaranteed and may be
adjusted based on future claims experience.
You are recommended to seek advice from a qualified Prudential
Financial Consultant for a financial analysis before purchasing a policy
suitable to meet your needs.
This brochure is for reference only and not a contract of insurance. Please
refer to the exact terms and conditions, specific details and exclusions
applicable to these insurance products in the policy documents that can
be obtained from your Prudential Financial Consultant.
In case of discrepancy between the English and Mandarin versions of
this brochure, the English version shall prevail.
Information is correct as of 11 August 2015.

SAVE
Prudential Assurance Company Singapore (Pte) Limited.
(Reg. No. 199002477Z)
30 Cecil Street #30-01 Prudential Tower
Singapore 049712
Tel: 1800 333 0333 Fax: 6734 6953
Part of Prudential plc