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North West Legal News<br />

The magazine of the Association of North Western Law Societies<br />

<strong>Nov</strong>/<strong>Dec</strong> <strong>2015</strong><br />

George Osborne:<br />

stripping away injured<br />

people’s rights.<br />

Clough & Willis<br />

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Local News<br />

From the President<br />

The red suited chap is almost here and there has been an early Christmas present<br />

for convicted defendants with the announcement that the criminal courts charge<br />

is to scrapped. At the time of writing the JR decision on issue of the legal aid<br />

contracts had not been handed down so perhaps a further bonus is on its way? I<br />

won't mention the issue of in house advocates...<br />

Those solicitors who operate in the civil legal world have not received any early<br />

festive gifts as yet, in fact just the opposite with the Chancellors proposal to<br />

increase the small claims limit for personal injury cases to £5K.<br />

It is also looking like the employment tribunal fees are here to stay given the<br />

comments made by employment judges in response to the MoJs employment<br />

tribunal fees review. The Judges propose that the Respondent should also pay<br />

fees to lodge a response and for hearings.<br />

If all that wasn't 'bah humbug' enough there is a government review of the Legal<br />

Services Act 2007, so who knows what that will bring? Coupled with a SRA review<br />

of regulation which proposes to regulate solicitors on the services they provide<br />

rather than the organisation in which they work. This potentially has an adverse<br />

impact on local authorities who currently provide reserved legal services to other<br />

public bodies but could be seen as providing a level playing field by private<br />

practice firms.<br />

Given the above it appears that 2016 will continue in the same vein as this year<br />

with high street firms operating at the margins and local government solicitors<br />

being made redundant.<br />

To all the solicitors in the North West, particularly those in Cumbria and north<br />

Lancashire affected by the floods, I wish you a very happy Christmas and a<br />

prosperous new year.<br />

Bev Cullen<br />

President<br />

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North West Legal News 3


Editorial<br />

Editorial: Michael Jackson<br />

Touching Moments<br />

A few weeks ago I was on a bus in<br />

Spain. Several seats in front was a<br />

rather odd but affable chap. I<br />

noticed that he was trying to<br />

communicate in a friendly manner<br />

with several fellow passengers, but<br />

without much success.<br />

Sometime later, I noticed him<br />

again. He had come into the<br />

outdoor cafe we were in.<br />

He was handing out tickets in<br />

many languages explaining that<br />

he was both deaf and dumb and<br />

would appreciate some help. I<br />

was bereft of Euro coins-----<br />

incidentally, as I invariably am<br />

when I first arrive in the hotel and<br />

find I have nothing with which to<br />

tip the porter who brings up the<br />

suitcases.<br />

When the deaf and dumb<br />

gentleman came over to me to<br />

collect, and having steeled myself<br />

for an inevitable cold stare from<br />

him I gave a hopeless shrug .<br />

To my pleasant surprise, he<br />

touched my arm and smiled as he<br />

passed on to another table. It left<br />

me with a feeling that he knew<br />

what was important in life in spite<br />

of having such a crippling<br />

disability.<br />

It also reminded me of a<br />

Gynaecologist who was sitting<br />

with a lady who was dying of<br />

cervical cancer. He was so tired<br />

that he fell asleep and found when<br />

he awoke that she died ---- he<br />

vowed afterwards that none of his<br />

students would ever be so tired<br />

that they would neglect a patient.<br />

We are all prone to becoming so<br />

Trapnership<br />

obsessed with what seem to be<br />

vitally important thoughts, that we<br />

lose the opportunities of the<br />

present moment<br />

Many years ago the College of Law<br />

used to publish a monthly<br />

magazine called Law Notes--- ----it<br />

had a way of making the Law<br />

enjoyable and fun. .It was all very<br />

readable and at the end, there was<br />

a fictional interview between Mr<br />

Worldly Solicitor and his Junior<br />

Partner, Nephew Tom.<br />

In those days after qualifying, one<br />

would usually stay on for a couple<br />

of years as an Assistant Solicitor<br />

before being made a Junior<br />

Partner. .Eventually the Senior<br />

Partners would retire leaving the<br />

up and coming Partners to pay<br />

them a comfortable pension.<br />

In the fictional interview to which I<br />

have referred, Nephew Tom would<br />

display his profound<br />

understanding of a recent case or<br />

Statute. However Mr Worldly<br />

Solicitor would always have the last<br />

word, usually finding a practical<br />

solution to the problem.<br />

One of the Lecturers was Mr<br />

Cockshut. He had 2 aphorisms<br />

which I remember . The first was<br />

about a motorcyclist riding<br />

through a wood. The objective of<br />

the motorcyclist was to get<br />

through the wood without<br />

bumping into the trees. The trees<br />

were the law --so the objective was<br />

to avoid the law if one possibly<br />

could-----the law can be a<br />

dangerous minefield. Perhaps a<br />

good motto in life is to avoid all<br />

the professions!<br />

The second aphorism was this If<br />

one was a Lawyer, one was free to<br />

do as one pleased with a lady<br />

client on the sofa in a quiet<br />

conference room, but if you<br />

touched a client’s money, striking<br />

off was inevitable. However, if you<br />

were a Doctor, you could swindle<br />

your patient as you pleased, but if<br />

you touched her , that was the end<br />

of your career!<br />

Mr Cockshut also told us that a<br />

Solicitor was 'a man of affairs '<br />

whereas a Barrister was a man of<br />

law, which underlines the point<br />

that it is often better to resolve the<br />

issues on a pragmatic basis, in the<br />

style of Mr Worldly Solicitor! e.g.<br />

to be aware that Christmas is a<br />

good time for settling accident<br />

claims as it is that time of year<br />

when we all, hopefully, make a<br />

special effort to be kind!<br />

Michael Jackson<br />

Editor<br />

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Wishing all our readers a<br />

Happy Christmas and<br />

Peaceful New Year<br />

4 North West Legal News


Local News<br />

UKABIF Lawyer of The Year <strong>2015</strong><br />

Carpenters Solicitors are delighted<br />

to announce that their Technical<br />

Director Ann Allister has been<br />

awarded the prestigious title of<br />

‘UKABIF Lawyer of the Year <strong>2015</strong>’.<br />

The award recognises Ann’s tireless<br />

work and expertise in securing best<br />

outcome for those who are<br />

catastrophically injured and<br />

affected with brain injury.<br />

The United Kingdom Acquired<br />

Brain Injury Forum (UKABIF) aims<br />

to promote better understanding<br />

of all aspects of ABI; to educate,<br />

inform and provide networking<br />

opportunities for professionals,<br />

service providers, planners and<br />

policy makers and to campaign for<br />

better services in the UK. UKABIF<br />

has membership of leading<br />

Lawyers, Medical Consultants and<br />

other service providers who are<br />

specialists in Brain injury.<br />

Ann and her team deal with the<br />

most serious of injury claims. The<br />

team are dedicated to seeking out<br />

comprehensive rehabilitation and<br />

ultimately maximum<br />

compensation, recognising the<br />

individual and the family needs of<br />

each and every client.<br />

Drawing down on their experience<br />

Ann Alister<br />

and expertise the team also use<br />

their experience to help those<br />

without claims. Ann is an active<br />

trustee of Headway Wirral, the<br />

highlight of which is an annual<br />

Dragon Boat Festival to help ABI<br />

sufferers. The Festival continues to<br />

grow from strength to strength<br />

each year as does the client base of<br />

Headway Wirral, further reinforcing<br />

a continuing understanding and<br />

appreciation of the difficulties<br />

often faced by those who are<br />

affected by ABI<br />

Clough & Willis announces<br />

Private Client Team promotions<br />

Clough & Willis – the Bury based<br />

law firm – has promoted two of its<br />

solicitors to associate level with<br />

immediate effect.<br />

Sally Cook joined Clough & Willis<br />

in February 2014. Since her arrival<br />

Sally has headed up the Private<br />

Client team which focuses on a<br />

variety of core work including:<br />

wealth and succession planning,<br />

inheritance tax advice, trust<br />

creation and administration, wills,<br />

lasting powers of attorney and<br />

estate administration. Sally’s own<br />

specialist areas are wills,<br />

inheritance tax and estate<br />

planning, powers of attorney and<br />

Court of Protection matters as well<br />

as estate administration (probate<br />

& intestacy) and trusts.<br />

The second promotion is Karen<br />

Yates. Karen started her career at<br />

Clough & Willis over 10 years ago.<br />

She works alongside Sally in the<br />

Private Client department and also<br />

deals with property transactions<br />

and residential conveyancing<br />

matters for clients in the North<br />

West and across the whole of the<br />

UK. Following her promotion she<br />

will now lead all work in her areas<br />

of law at the firm’s newly opened<br />

office in Bolton.<br />

Shefali Talukdar – managing<br />

partner of Clough & Willis – said:<br />

“Both Sally and Karen are fantastic<br />

lawyers and their promotions are<br />

much deserved. They are both<br />

dedicated to their careers and<br />

strive to offer the best possible<br />

service to their clients. Therefore,<br />

we felt it was right to formally<br />

recognise their effort and we look<br />

forward to seeing them progress<br />

their careers over the coming<br />

years.”<br />

Brabners advises on formation<br />

of Macclesfield free school<br />

Commercial law firm Brabners has<br />

advised Youth Federation on the<br />

formation of a brand new free<br />

school in Macclesfield. The Fermain<br />

Academy, which opened last<br />

month, will provide alternative<br />

teaching for up to 40 students<br />

aged between 13 and 16 who have<br />

been excluded from mainstream<br />

education.<br />

Free schools are funded directly by<br />

central government but<br />

independent of local authorities<br />

and have increased control over<br />

budgets, teachers' pay, the<br />

curriculum and buildings.<br />

A team from Brabners made up of<br />

Partner and Head of Charity<br />

Stephen Claus, Associate Graeme<br />

Hughes, Partner Nigel Williams and<br />

Associate Andrius Roos advised<br />

the senior management team from<br />

Youth Federation on governance,<br />

charity law and disposal of the site,<br />

which was previously a youth club,<br />

to the free school company. Youth<br />

Federation’s pre-opening team<br />

consisted of CEO Chris Hindley,<br />

Finance Director, Mervyn Harding,<br />

and two Operations Directors<br />

Martin Howlett and Kevin<br />

Bradburne. The teams together<br />

with the Principal, Nic Brindle<br />

established a fully functioning free<br />

school from scratch in less than 10<br />

months.<br />

Charity law Associate Graeme<br />

Hughes said: “This type of school is<br />

increasingly providing for<br />

youngsters who otherwise might<br />

slip through the educational net.<br />

Although they are not the easiest<br />

things to set up, we have been<br />

delighted to assist Chris Hindley<br />

and his team who have been<br />

dedicated to this cause for the last<br />

several years – well done and we<br />

wish the new school the very best<br />

going forwards.”<br />

Chris Hindley, Chief Executive<br />

Officer of Youth Federation said:<br />

“The challenge of setting up a free<br />

school in the current climate is<br />

immense, but the support from<br />

Brabners was invaluable in<br />

allowing us to navigate these<br />

challenges successfully.”<br />

Please send your news for the<br />

next edition to<br />

j.baskerville@jbaskerville.co.uk<br />

With over 60 members Atlantic Chambers is able to offer a wide<br />

range of expertise within our specialist practice groups.<br />

Civil Litigation including Clinical Negligence,<br />

Family, Chancery & Commercial, Crime,<br />

Employment, Proceeds of Crime & Public Law<br />

4-6 Cook Street, Liverpool L2 9QU<br />

T 0151 236 4421 F 0151 236 1559<br />

DX: 14176 Liverpool 1.<br />

E-mail: info@atlanticchambers.co.uk


The SBA<br />

SBA The Solicitors’ Charity<br />

SBA The Solicitors’ Charity has been working in the North West to<br />

help solicitors and their families for well over 150 years. Its<br />

mission? To ensure that no solicitor is unsupported in times of<br />

need or crisis<br />

Financial support for solicitors<br />

SBA’s charitable object is to relieve the financial hardship of solicitors, former solicitors and their dependants.<br />

There is a perception that SBA is all about supporting elderly or retired lawyers. In fact, most SBA beneficiaries are aged 60 and under<br />

and they come from every area and level of legal practice. They do, however, share one characteristic: none have the resources to<br />

pay for the normal things in life, things that most of us take for granted.<br />

In recent years, SBA has distributed nearly £50,000 to Manchester lawyers and their families. Awards covered a wide range of<br />

everyday needs, including help with the basics - food, clothing and heating.<br />

SBA was also on hand to help with urgent one-off items, when boilers broke down or roofs needed repairing.<br />

We sometimes took care of priority debts, if clearing them could put household finances back on to a permanently even keel.<br />

Help with career transition<br />

Times are getting tough for some colleagues, particularly those in criminal practice. SBA’s response has been to offer practical,<br />

positive support with career transition.<br />

Solicitors who qualify under the financial criteria can join a three-month programme which offers holistic career, job search and<br />

wellbeing support via a professional consultancy.<br />

This is an e-learning, portal-based service, backed up with one-to-one skype and telephone coaching.<br />

Where appropriate, SBA can also offer financial support during the programme, so that participants can really focus on their job<br />

search, rather than worry about day-to-day household finances.<br />

Can we help someone you know?<br />

Does your HR team know about SBA? Perhaps you know someone finding it hard to cope? We would love to help if we can.<br />

To find out more, please visit our website or get in touch via the details below:<br />

Web: www.sba.org.uk<br />

Tel: 020 8675 6440<br />

Email: sec@sba.org.uk<br />

6 North West Legal News


Probate Software:<br />

Training,<br />

v<br />

Leadership and Support<br />

Training<br />

Charles Christian Quote<br />

Charles Christian, the doyen of legal software technology, in his chapter<br />

on training in the ‘Probate Practitioner’s Handbook’ (The Law Society,<br />

2006) writes, ‘left to their own devices, fee earners will often claim that they<br />

are ‘far too busy’ to attend training and then complain that the software is<br />

‘hopeless’ when they later discover that they do not know how to use it.’<br />

Training is much underrated<br />

Those who fail to learn will blame the software<br />

<br />

Your probate team who fail to learn the software will of course blame the<br />

software. I have observed this phenomenon like watching a car crash in<br />

slow motion, while the head of department ignored all the warnings.<br />

Most firms are blessed with strong and responsible leadership<br />

Fortunately most firms are blessed with strong and responsible<br />

leadership. The more usual refrain in this instance is, “We don’t know how<br />

we managed before we got the new probate system.”<br />

Support<br />

Training to use software is much underrated by most firms. It is an area<br />

where many firms try to make savings. By doing so, they risk shooting<br />

themselves in the foot. Trying to save money on training is a false<br />

economy. The result is that fee earners and support staff will not be able<br />

to use the software properly. The consequent risk to the firm is a wasted<br />

investment.<br />

Trying to save money on training is a false economy. The result is that fee<br />

earners and support staff will not be able to use the software properly.<br />

It is important to actively use the software<br />

This however is only half the story. Even more important than training is<br />

for fee earners and support staff to actively use the software after training.<br />

Becoming familiar with the software is as important as the initial training.<br />

In a regime with weak or laissez-faire leadership, fee earners will often be<br />

tempted to go back to their old and inherently inefficient ways of dealing<br />

with estate administration, and ignore the benefits of a dedicated probate<br />

system.<br />

History is littered with the detritus of those who refused to learn<br />

Most of us enjoy the easy familiar routines. Learning how to use a new<br />

software system is a nuisance, no matter what the potential benefits<br />

might be. It is even worse when we are obliged to suffer a temporary<br />

decline in our productivity until we are familiar with the new system.<br />

History is littered with the detritus of the failures who refused to learn and<br />

adapt to the new because it was too much trouble.<br />

Leadership<br />

Enduring the learning curve<br />

Strong departmental leadership would insist on fee earners and support<br />

staff enduring the learning curve. People do not expect it to take as long<br />

as it often does, sometimes three, four or five weeks. It is nevertheless the<br />

only way to ensure the success of a new system. The alternative is to risk<br />

failure and a waste of the money that you have spent.<br />

Support is a fundamental component of a good software solution, albeit<br />

often overlooked by many buyers. Lack of training increases the<br />

importance of support. This is particularly so with probate software, since<br />

probate is<br />

primarily an accounting function, while many solicitors still mistakenly<br />

think of probate as a case management function.<br />

The bulk of estate administration is about finance<br />

The bulk of estate administration is about collecting and collating the<br />

finances of the deceased estate in such a way so that an accurate set of<br />

accounts can be easily produced and the myriad of inheritance tax forms<br />

can be automatically populated with the financial data that has been<br />

entered into your probate accounting database.<br />

Case Management is the easy part of probate work<br />

Case management is the easy part of probate work. It involves keeping<br />

track of the tasks involved, and outputting a series of relatively standard<br />

letters and oaths. All the easier if the financial data is held in an<br />

accounting database with which the case management component is<br />

integrated.<br />

Support from your supplier is fundamental<br />

In view of the sheer complexity of probate work, understanding the tax<br />

rules, and how to treat the financial data, increases the importance of<br />

support, and being able to readily contact your software supplier for<br />

assistance. It is important that your probate software supplier can assist<br />

you in knowing how to treat ISAS and PEPS, listing the market value of<br />

equities and their dividends, calculating the cash value to the beneficiary<br />

who does not want shares, accounting for an abatement of assets, listing<br />

the foreign shares and calculating the tax due under the double taxation<br />

agreement, and more recently, how to deal with FATCA.<br />

Quality of support from your supplier who has previous<br />

experience of probate work<br />

In order to provide you with the quality of support to understand these<br />

questions, it is fundamental that your probate software supplier’s support<br />

team have previous experience in this area of work, and can provide<br />

relevant and reliable answers,<br />

Isokon<br />

For further information please contact: Gregory van Dyk Watson, Managing Director of Isokon Limited.<br />

Email: gregory@isokon.com or call 020 7482 6555. Alternatively visit www.isokon.com<br />

Isokon was founded by Gregory van Dyk Watson in 1999. The company has invested 44,000 man hours in development of the product over<br />

the last 16 years. The company is currently the leading supplier of software for Probate and Private Client work. Isokon is used by 40% of law<br />

firms who do private client work. It is used by more than 2,000 individual users. Isokon is used for the most complex estates, as well as basic<br />

estates. Isokon is based on an accounting database engine with an integrated Isokon case management component.<br />

Alternatively visit www.isokon.com


Law News<br />

The new Rehabilitation Code <strong>2015</strong>:<br />

A collaborative working relationship<br />

Helen Kanczes of Clyde & Co outlines the<br />

changes to the new code<br />

The decision to review the<br />

Rehabilitation Code ('Code') for<br />

the third time since its first<br />

publication in 1999 follows a<br />

series of personal injury<br />

developments, including the<br />

Jackson reforms, the creation of<br />

the Ministry of Justice portal and<br />

changes within the NHS.<br />

The principles of the 2007<br />

Rehabilitation Code were not in<br />

question. The review was<br />

concerned with the way the Code<br />

was being applied following these<br />

reforms and the perception that<br />

different levels of claims might<br />

need to be catered for in more<br />

detail.<br />

A draft of the draft <strong>2015</strong> Code was<br />

prepared by the IUA/ABI Working<br />

Party, which was subsequently<br />

approved and is due to become<br />

operational on <strong>Dec</strong>ember 1 <strong>2015</strong>.<br />

The IUA/ABI Rehabilitation Working<br />

Party has also published some<br />

helpful accompanying case<br />

management guide for<br />

rehabilitation case managers.<br />

The purpose of this article is to<br />

provide an overview of the<br />

proposed changes, and how the<br />

new <strong>2015</strong> Code differs from its<br />

2007 predecessor.<br />

THE 2007 REHABILITATION CODE<br />

In order to look at the <strong>2015</strong> Code, it<br />

is necessary to go back to the 2007<br />

Code.<br />

The 2007 Code acted as a "blanket"<br />

code, to be used in all types of<br />

injury cases from the least to the<br />

most severe. It set the foundation<br />

for claimant solicitors and<br />

compensators working<br />

collaboratively to achieve early<br />

rehabilitation and intervention<br />

even in cases where liability was<br />

denied or remained undecided.<br />

The aim of the Code was to<br />

'promote the use of rehabilitation<br />

and early intervention so the<br />

injured person makes the best and<br />

quickest possible medical, social<br />

and psychological recovery'.<br />

Under the provisions of the Code,<br />

an Initial Need Assessment ('INA')<br />

was carried out and a report<br />

produced to deal with:-<br />

• Injuries arising out of the<br />

accident;<br />

• The current disability/incapacity<br />

arising from those injuries;<br />

• Any medical conditions not<br />

arising from the accident, where<br />

relevant to the overall picture of<br />

the claimant's needs;<br />

• The claimant's domestic<br />

circumstances;<br />

• The injuries/disabilities in respect<br />

of which early<br />

intervention/rehabilitation is<br />

suggested;<br />

• The type of treatment;<br />

• The likely costs of treatment; and<br />

• The likely outcome of the<br />

treatment.<br />

The INA could be carried out by a<br />

person or organisation which had<br />

a direct business connection with<br />

either party, provided the other<br />

side was in agreement.<br />

The provisions of the 2007 Code<br />

were not mandatory and the<br />

parties remained free to agree an<br />

alternative framework if<br />

appropriate.<br />

THE REVIEW<br />

When the IUA-ABI Working Party<br />

first met to discuss the 2007 Code,<br />

their discussions covered three<br />

main topic areas:-<br />

1. Splitting the code into three<br />

different areas: high, mid-range<br />

and low value;<br />

2. Whether the Code should<br />

include closer liaison with the NHS;<br />

and<br />

3. Developing a document which<br />

would advise all parties on what to<br />

expect from each discipline when<br />

commissioning case managers.<br />

The 'Guide for the Best Practice at<br />

the Interface between<br />

Rehabilitation and the Medico-<br />

Legal Process' was used as a<br />

pathway into discussions with the<br />

NHS in developing the updated<br />

Code.<br />

THE <strong>2015</strong><br />

REHABILITATION CODE<br />

The <strong>2015</strong> Code is keen to<br />

emphasise that it is there to<br />

promote a collaborative working<br />

relationship between the parties,<br />

with the aim of facilitating the<br />

quickest possible recovery for the<br />

claimant.<br />

The most immediately noticeable<br />

change in the <strong>2015</strong> Code is in aim<br />

itself, which now includes<br />

vocational recovery as well as<br />

medical, social and psychological.<br />

The <strong>2015</strong> Code has also been split<br />

into two sections: Lower-Value<br />

Injuries, and Medium, Severe and<br />

Catastrophic Injuries.<br />

Sections 1-3 set out the guiding<br />

principles and obligations of all<br />

types of injury. These mostly<br />

remain the same as those set out<br />

in the original 2007 code, with a<br />

few additions:-<br />

• There is now an obligation on the<br />

claimant's solicitors to work with<br />

the claimant's employers, where<br />

practicable, to ensure the<br />

claimant's position is kept open for<br />

them as long as possible.<br />

• Claimant solicitors will be<br />

expected to send to the<br />

compensator, information<br />

covering the nature and extent of<br />

any likely continuing disability and<br />

any suggestions which may have<br />

already been made concerning<br />

rehabilitation. This should be<br />

communicated within 21 days of<br />

the claimant's solicitors becoming<br />

aware of the disability.<br />

• There is also a new obligation on<br />

the compensator. Where they<br />

recognise a claimant may have<br />

rehabilitation needs, the<br />

compensator should contact the<br />

claimant's solicitors as soon as<br />

practicable to seek to work<br />

collaboratively on addressing<br />

those needs.<br />

• In higher value injuries, it is<br />

envisioned case managers will play<br />

an essential role, and the new<br />

Code should therefore be read in<br />

conjunction with the 'Guide to<br />

Case Managers'.<br />

• The new Code outlines ten<br />

'markers' which should be taken<br />

into account when assessing the<br />

claimant's rehabilitation needs,<br />

including age, pre-existing<br />

physical and psychological<br />

comorbidities, mental capacity,<br />

geographic location, dependents,<br />

return to work issues, etc.<br />

Lower-Value Injuries (


The case manager is to appointed<br />

at the outset of the case, and will<br />

conduct the INA, which should<br />

deal with the need for and type of<br />

rehabilitation assistance.<br />

Once appointed, the case manager<br />

should make immediate contact<br />

with the treating clinical lead to<br />

assess whether any proposed<br />

rehabilitation plan is appropriate.<br />

The case manager may have a<br />

direct or indirect business<br />

connection with the claimant's<br />

solicitor or compensator only if the<br />

other party agrees.<br />

Further reports may be obtained<br />

as required throughout the<br />

recovery process.<br />

Following receipt of the INA, both<br />

parties will have the right to raise<br />

questions on the report.<br />

The d<strong>2015</strong> Code also proposes<br />

increased liaison with the NHS in<br />

relation to the claimant's<br />

rehabilitation:-<br />

• The INA should go ahead whether<br />

or not the claimant is still being<br />

treated by an NHS physician, but<br />

the treating physician should be<br />

consulted about their<br />

recommendations for short- and<br />

longer-term rehabilitation. It is the<br />

case manager's role to make<br />

contact with the treating physician<br />

prior to carrying out the INA.<br />

• The case manager's INA report<br />

should include the availability or<br />

planned delivery of interventions<br />

or treatment via the NHS (also any<br />

treatment provided by the<br />

claimant's employer or health<br />

insurance schemes).<br />

• Recommendations for further<br />

medical investigation must comply<br />

with the claimant's NHS<br />

Rehabilitation prescription,<br />

discharge report, etc.<br />

• Subject to the claimant's consent,<br />

a copy of the INA should also be<br />

sent to the claimant's GP.<br />

CONCLUSION<br />

The emphasis in the case<br />

management code is one of<br />

corroboration, independence and<br />

a duty to the injured person first<br />

and foremost.<br />

Much of the principles of the <strong>2015</strong><br />

Code and the case management<br />

guide are already standard practice<br />

at most personal injury firms, but<br />

the agreement is certainly a step<br />

forward.<br />

It shows a willingness to<br />

collaborate on both sides, which<br />

can only be beneficial.<br />

Helen Kanczes<br />

Clyde & Co<br />

George Osborne: stripping<br />

away injured people’s rights.<br />

Stand up for justice and let’s<br />

fight back!<br />

George Osborne’s Autumn<br />

Statement delivered a nasty<br />

surprise for accident victims and<br />

their representatives- and also the<br />

Ministry of Justice who didn’t<br />

know about it either. Out of the<br />

blue, he announced an increase in<br />

the Small Claims Limit for damages<br />

for pain suffering and loss of<br />

amenity (PSLA) from £1000 to<br />

£5000 for all claims. There would<br />

be no compensation whatsoever<br />

for “minor soft tissue injuries”<br />

(MSTI). As the vast majority of all<br />

accidents attract damages below<br />

£5000 for PSLA, victims will loseand<br />

insurers cash in.<br />

The consequences for clients are<br />

nothing short of disastrous. If<br />

these proposals had been<br />

implemented last year, up to 95%<br />

of the 759,763 road traffic accident<br />

victims in 2014 who were awarded<br />

compensation would have been<br />

unable to claim for their injuries at<br />

all.<br />

Also last year, there were 208,310<br />

claims by those injured at work,<br />

through public liability or the fault<br />

of occupiers. Up to 85% would<br />

have been forced to bring their<br />

claims in the Small Claims Court<br />

(SCC), facing a stark choice. Take on<br />

the insurance company alone<br />

without a lawyer, or pay the whole<br />

of their legal costs from any<br />

compensation awarded.<br />

Unrepresented claimants –<br />

litigants in person vs hard bitten<br />

experienced insurance claims<br />

assessor - persuading an<br />

overworked District Judge to<br />

award compensation? Hardly<br />

justice!<br />

Even those injured people who<br />

would be prepared to sacrifice a<br />

large chunk of their compensation<br />

- between 30-40%- to hire a lawyer<br />

and pay their outgoings will find it<br />

hard to find one. Many specialist<br />

personal injury solicitors who are<br />

able to work cost effectively<br />

through economies of scale will be<br />

forced out of business - a recipe for<br />

charlatans, the unscrupulous<br />

unqualified and higher costs bills<br />

from non specialist dabblers.<br />

The financial risk to claimants and<br />

the stress on their nerves is<br />

singularly unattractive. So<br />

claimants won’t risk pursuing their<br />

otherwise fully justified claims,<br />

either with or without a solicitor’s<br />

help. What will happen? If they are<br />

lucky, they will be approached<br />

direct by the insurers who may<br />

offer a ‘take it or leave it’ pittance.<br />

Ever bigger insurer profits will be<br />

made on the back of<br />

undercompensated claimants.<br />

Why is the Chancellor doing this?<br />

He claims it will cut £1bn from the<br />

cost of motor insurance. He<br />

“expects’” the insurance industry to<br />

pass this on to motorists to the<br />

tune of £40-50 per year. We have<br />

heard this before.<br />

The insurers promised to reduce<br />

premiums before the last round of<br />

anti-victim cuts in LASPO. Even<br />

though solicitors’ fees were<br />

slashed by 60%, insurance<br />

premiums barely moved. Ironically,<br />

Mr Osborne has just increased<br />

Insurance Premium Tax (IPT) by<br />

3.5%, increasing insurance<br />

premiums for everyone. So<br />

insurance now costs more and<br />

hundreds of thousands of injured<br />

claimants lose out anyway.<br />

But this is short-sighted ‘back of an<br />

envelope’ economics, that doesn’t<br />

add up.<br />

The expert Faculty of Actuaries has<br />

just reported:<br />

The government announced last<br />

week in the Autumn Statement<br />

plans to make it more difficult for<br />

people to claim compensation for<br />

exaggerated or fraudulent<br />

whiplash claims, by ending the<br />

right to cash payments and the<br />

ability for more cases to be taken<br />

to small claims court. They expect<br />

that these changes could reduce<br />

motor insurance premiums by £40<br />

to £50 a year. Our analysis shows<br />

that this would be equivalent to<br />

stopping all third party injury<br />

claims under £13,000. The<br />

measures necessary to achieve this<br />

could be quite draconian and<br />

could affect legitimate whiplash<br />

claims."<br />

Moreover, the Treasury is likely to<br />

lose in excess of £1billion from<br />

lower recovery of welfare benefits<br />

paid to the DWP from successful<br />

claims, and loss of VAT, Income Tax<br />

and Corporation Tax from the<br />

demise of law firms, their suppliers<br />

and contractors, as thousands of<br />

lawyers and their hard working<br />

staff are thrown on George<br />

Osborne’s scrap heap and the dole.<br />

The Access to Justice Action Group<br />

(AJAG) believes this campaign is<br />

‘do or die’ for representation of<br />

injured people- our one and only<br />

raison d’etre. We intend to fight<br />

this tooth and nail with no<br />

distractions to ensure that the<br />

Government think again. Please<br />

pledge your support.<br />

To find out more, please refer to<br />

www.ajag.co.uk and<br />

AJAG@ralli.co.uk<br />

Martin Coyne<br />

Solicitor<br />

Ralli Ltd<br />

Copyright 03/12/<strong>2015</strong><br />

PI


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Help for Solicitors<br />

All About LawCare<br />

Since 1997 LawCare, through its free, confidential and independent<br />

helpline service has been helping members of the legal professions,<br />

their support staff and families by providing information and support<br />

with any issues affecting them.. However, there are still many lawyers<br />

who are not aware of the support available and we are often asked<br />

questions about what we offer.<br />

How are you funded?<br />

LawCare is a registered charity funded primarily by the professional<br />

bodies for legal groupings throughout the British Isles. Although we<br />

do welcome any donation, however small.<br />

Is LawCare part of any of the professional bodies?<br />

No. LawCare is entirely independent of all the professional bodies and<br />

only reports statistics to them.<br />

Is it a counselling service?<br />

Callers to the LawCare helpline are provided with initial support from<br />

our staff, who all have experience of working in the legal professions<br />

and have had some training in telephone counselling skills. They can<br />

discuss problem with the callers and help them plan a way forward..<br />

This may include helping to identify a professional counsellor or<br />

another specialist service, such as a treatment centre.<br />

What problems can you help with – and what don’t you do?<br />

LawCare offers support on anything which is troubling you, be it<br />

business or personal, big or small. We are impartial and can provide<br />

reassurance and even if a solution does not immediately present<br />

itself, talking about it can be very cathartic. We do not offer legal<br />

advice but our helpline personnel have experience of the legal<br />

profession and an understanding of the issues that arise. If more<br />

specific advice is required, then, in most instances, we can signpost<br />

you to someone who can help.<br />

Can anyone phone LawCare?<br />

Anyone in the legal profession, from a Judge to a paralegal, their<br />

immediate families and staff, are welcome to use LawCare’s service.<br />

This includes students and trainees.<br />

Is it free?<br />

LawCare’s helpline service is entirely free. However, if we help identify<br />

a counsellor, other therapist or treatment unit then funding will<br />

normally need to be provided by the caller, though wherever possible<br />

we will assist to source funds if necessary.<br />

Is it confidential?<br />

Confidentiality is at the heart of what we do. You don’t have to give<br />

your name if you’d rather not, and the records we need to keep are<br />

stored on a secure and closed computer system accessible only to<br />

LawCare staff. We are non judgmental and our service is one of<br />

support.<br />

Is there a limit to the number of times people can call?<br />

No. Many people do call back a number of times for further support<br />

and encouragement, often over a long period of time. However, there<br />

is a limit to what we can achieve and a regular caller might need to<br />

consider whether they need a higher level of support than LawCare<br />

can offer – such as a mental health professional. But wherever<br />

possible, we will be a supportive, listening ear.<br />

What other services does LawCare offer?<br />

We also try to prevent problems arising by offering training and<br />

education on wellbeing and are involved in other work relating to<br />

researching and promoting professional wellbeing in the legal<br />

workplace. Our website provides an overview of the support available<br />

and our range of helpful factsheets can be found there for<br />

downloading.<br />

How do I contact you?<br />

Our free and confidential helpline is available on 0800 279 6869 and<br />

information is also available on our website at<br />

www.lawcare.org.uk<br />

LawCare Ltd is registered as a charity in England and Wales no.<br />

1061685 and in Scotland no. SCO39335.<br />

North West Legal News 11


News<br />

Local Search Delays and<br />

“Groundhog Days”<br />

The effect of cuts in Local Authority staffing levels is hitting Land<br />

Charges staff as much as other departments. Solicitor’s reports of<br />

increasing delays in obtaining the replies to Local Authority Searches<br />

have led to headlines in regional newspapers talking of “Groundhog<br />

Day on homes as chains break over “appalling” time it takes council to<br />

do land searches” (Salisbury Journal 24 June <strong>2015</strong>). Delays of between<br />

12 and 17 weeks have been reported and other councils have blamed<br />

the volume of search requests for delays of over 5 weeks.<br />

<strong>2015</strong>)a large number of main lenders accept Insurance for purchase<br />

transactions and even more for re-mortgages. Conveyancers should<br />

however always check the replies to Question 5.4.6 of Part 2 of the<br />

CML Handbook before recommending Insurance to a buyer. Similarly<br />

(in the same way you would check the replies to a written search)<br />

Conveyancers should always check that the policy provided offers<br />

adequate protection for their client and their lenders ( in terms of<br />

both the extent and financial level of cover).<br />

Conveyancers will know that delays like this are a major contributor<br />

to chains falling through and transactions failing to complete. With<br />

more law firms offering “No Completion, No Fee” deals lawyers are<br />

losing out.<br />

Lawyers looking to limit the problems caused by these delays need to<br />

look at where No Search or Delayed Search Insurance is suitable.<br />

Stewart Title offers a range of these policies to protect both buyers<br />

and their lenders. In the case of re-mortgages, Lender Only policies<br />

can be provided. Standard policies can normally be ordered on line or<br />

in more difficult or unusual cases from our underwriting team.<br />

As well as usually being quicker than a full written search, the<br />

premiums for No Search Insurance are normally lower than the fee<br />

payable to the Local Authority.<br />

To discuss the issues raised in this article or for any other queries<br />

you have regarding our products, please contact Robert Kelly on<br />

07415 240 703 or robert.kelly@stewart.com.<br />

Robert Kelly, Commercial Business Development<br />

Manager, Stewart Title Limited<br />

Robert joined Stewart Title in 2013 after 25 years of experience as a<br />

Commercial Property lawyer specialising in development and portfolio<br />

management. This experience plays a vital part in his role working closely<br />

with the Property industry to use Indemnity Insurance to resolve title<br />

problems and speed up transactions.<br />

There is some confusion amongst conveyancers regarding the<br />

attitude of lenders to No Search Insurance. Whilst some lenders are<br />

not willing to accept it in lieu of full written searches; a quick check of<br />

Part 2 of the CML Lenders Handbook shows that (as at 19 <strong>Nov</strong>ember<br />

12 North West Legal News


Claire’s<br />

evening out<br />

began with<br />

a speedy<br />

response<br />

to an urgent<br />

title matter.<br />

After another hectic week at work, Claire was looking forward to a night<br />

out with friends – until a problem with access to a property threatened to<br />

derail one of her exchanges. But Claire didn’t panic. Instead, she contacted<br />

Stewart Title. We responded quickly and provided cover for her client just<br />

in time for exchange – and just in time for Claire to join her friends for a<br />

well-earned dinner.<br />

Contact us today to see what we can do for you. Call 020 7010 7820 or visit<br />

stewarttitle.co.uk.<br />

© <strong>2015</strong> Stewart. All rights reserved.


Regulation<br />

Regulation Update<br />

The latest regulation news by<br />

Michelle Garlick of Weightmans LLP<br />

I can’t quite believe we have reached the final month of the year already.<br />

Where does the time go?! And I’m sure that time is something all those<br />

responsible for risk and compliance in your firms will have very little of!<br />

With the SRA releasing a new version of the Handbook last month, the<br />

SDT reporting that its budget has increased for next year to almost £3m<br />

because of the increase in number of cases coming before it and the SRA<br />

reporting a number of firm closures as a result of dishonesty in recent<br />

weeks, there isn’t a great deal of Christmas cheer or comfort and joy in<br />

the regulatory world at the moment!<br />

So let’s take a look at what’s been going on in a bit more detail:<br />

Version 15 of the SRA Handbook<br />

This was published on 1st <strong>Nov</strong>ember <strong>2015</strong> and whilst a number of<br />

changes have been made, there isn’t a great deal to get too excited<br />

about. The changes cover a number of different aspects of the Handbook<br />

including Authorisation of Sole Practitioners, Training Regulations,<br />

Accounts Rules and Separate Businesses. Sole Practitioners will be<br />

pleased to know that they no longer need to renew their authorisation<br />

annually and have an endorsement on their certificates. Instead, Sole<br />

Practitioners firms are given lifetime authorisation.<br />

The SRA Training Regulations 2014 have been amended to enable people<br />

to qualify as a Solicitor through completing an apprenticeship, which<br />

opens up a new entry route to the profession. Changes to the Accounts<br />

Rules mean that some firms will now be exempt from obtaining an<br />

accountant’s report but before you get too excited, the categories which<br />

are exempt are very limited indeed. For the rest who still have to submit<br />

an accountant’s report, there have been changes to its format to allow<br />

the accountant to exercise their professional judgment and concentrate<br />

on risks to client money.<br />

One of the key changes is the relaxation of the separate business rule<br />

under Chapter 12. To enable solicitors to offer other professional services,<br />

Chapter 12 of the SRA Code of Conduct has been amended to replace<br />

restrictions on links with certain types of separate businesses with new<br />

outcomes on client protection instead.<br />

The idea is to create more of a level playing field with ABSs so a<br />

traditional law firm can now own certain types of business which used to<br />

be prohibited. There are still hoops to jump through if you are thinking<br />

about being involved in such businesses which need careful<br />

consideration so do take advice if this is something you are thinking of<br />

exploring.<br />

SDT Costs<br />

The SDT has recently announced that its budget for next year will be<br />

£2.9m, an increase of 5.6% and almost £1m more than the amount spent<br />

in 2014. It cites the main reason for this increase as due to a massive rise<br />

in the number of cases coming before it. In the first half of <strong>2015</strong>, the SDT<br />

reported a 69% rise in cases certified for hearing before the SDT<br />

compared with the same period in 2014. Interestingly, it reports that<br />

there has been an increase in challenges to the SRA case which need<br />

addressing before the substantive case is heard. This increase in both<br />

costs and preliminary challenges is clearly concerning although based on<br />

my Compli team’s experiences in acting for law firms who are being<br />

investigated by the SRA, it is perhaps not surprising that challenges are<br />

being made. There is some work to be done in my view by both the SRA<br />

and the SDT on their procedures when deciding which cases should be<br />

referred to, or certified by, the SDT.<br />

But of course the last thing any law firm or solicitor wants is an<br />

investigation by its regulator and/or a trip to Ludgate Circus (the home of<br />

the SDT) – the hassle factor, costs in both lost fee earning and<br />

management time, potential fines, difficulties in securing PII and the<br />

reputational damage can be disastrous for a business – so there is clearly<br />

work to be done by firms too to ensure they stay off the SRA’s radar.<br />

SRA firm closures<br />

Staying on the same theme, we have seen a spate of interventions and<br />

firm closures by the SRA recently where dishonesty has been suspected.<br />

There were at least 8 reported in recent weeks where breaches of the SRA<br />

Accounts Rules and Principles have been alleged. This is a worrying<br />

number in such a short space of time and I hope it is not an upward<br />

trend. Whilst it is true that cyber crime has become a key focus of firms<br />

recently, fraud by employees and partners also needs to be high on every<br />

firm’s risk register with strong systems, checks and procedures to mitigate<br />

against this risk.<br />

SRA Innovate<br />

On a more positive note(!), the SRA has unveiled a new initiative to<br />

support law firms. Called SRA Innovate, it provides online guidance and<br />

support to solicitors and law firms looking at new ways to serve their<br />

clients and run their businesses so if you have been thinking of a new<br />

way to serve your clients or have an idea but are not sure whether<br />

regulation could stop it getting off the ground, SRA Innovate may be for<br />

you! Crispin Passmore has been quoted as saying “We want our regulation<br />

to support innovation, which in turn can be a real benefit to the public. It<br />

doesn't matter if you are an existing law firm or new to providing legal<br />

services, a traditional partnership or an ABS. SRA Innovate is here to help<br />

you navigate regulation and meet your client's needs. My advice to any<br />

firms thinking about developing innovative offers is, get in touch and let's<br />

talk about how we can try and make it work. Our starting point is an<br />

instinct to say 'yes' to new, creative ideas.”<br />

All very laudable and if it does what it seems to suggest it wants to do, it<br />

could mark a sea change away from their previous approach of not giving<br />

guidance/safe harbour. How it will work in practice remains to be seen<br />

but if you are thinking of being innovative, the SRA certainly wants to<br />

hear from you so have a look on the SRA Innovate pages of the website<br />

for more information.<br />

Have a very Happy (and risk free) Christmas!<br />

Michelle Garlick<br />

Weightmans LLP


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well as consistently high academic<br />

achievement, Scarisbrick Hall School<br />

is the school of choice in the region.<br />

• Traditional family values and a warm friendly atmosphere<br />

• High standards ds of education throughout school,<br />

from birth to eighteen<br />

• Opportunities for leadership activities and outdoor pursuits<br />

in our historic 50 acre grounds and lake<br />

• Innovative curriculum riculum to challenge students to grow personally<br />

• Excellent GCSE results year on year<br />

• New build Science Faculty ready 2105<br />

• Sixth Form launch September <strong>2015</strong><br />

And there’s much more to come…<br />

Scarisbrick Hall School. Excellence in Everything.<br />

find out more: www.scarisbrickhallschool.co.uk .uk | 01704 841151<br />

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