NWLN Nov:Dec 2015
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North West Legal News<br />
The magazine of the Association of North Western Law Societies<br />
<strong>Nov</strong>/<strong>Dec</strong> <strong>2015</strong><br />
George Osborne:<br />
stripping away injured<br />
people’s rights.<br />
Clough & Willis<br />
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Local News<br />
From the President<br />
The red suited chap is almost here and there has been an early Christmas present<br />
for convicted defendants with the announcement that the criminal courts charge<br />
is to scrapped. At the time of writing the JR decision on issue of the legal aid<br />
contracts had not been handed down so perhaps a further bonus is on its way? I<br />
won't mention the issue of in house advocates...<br />
Those solicitors who operate in the civil legal world have not received any early<br />
festive gifts as yet, in fact just the opposite with the Chancellors proposal to<br />
increase the small claims limit for personal injury cases to £5K.<br />
It is also looking like the employment tribunal fees are here to stay given the<br />
comments made by employment judges in response to the MoJs employment<br />
tribunal fees review. The Judges propose that the Respondent should also pay<br />
fees to lodge a response and for hearings.<br />
If all that wasn't 'bah humbug' enough there is a government review of the Legal<br />
Services Act 2007, so who knows what that will bring? Coupled with a SRA review<br />
of regulation which proposes to regulate solicitors on the services they provide<br />
rather than the organisation in which they work. This potentially has an adverse<br />
impact on local authorities who currently provide reserved legal services to other<br />
public bodies but could be seen as providing a level playing field by private<br />
practice firms.<br />
Given the above it appears that 2016 will continue in the same vein as this year<br />
with high street firms operating at the margins and local government solicitors<br />
being made redundant.<br />
To all the solicitors in the North West, particularly those in Cumbria and north<br />
Lancashire affected by the floods, I wish you a very happy Christmas and a<br />
prosperous new year.<br />
Bev Cullen<br />
President<br />
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North West Legal News 3
Editorial<br />
Editorial: Michael Jackson<br />
Touching Moments<br />
A few weeks ago I was on a bus in<br />
Spain. Several seats in front was a<br />
rather odd but affable chap. I<br />
noticed that he was trying to<br />
communicate in a friendly manner<br />
with several fellow passengers, but<br />
without much success.<br />
Sometime later, I noticed him<br />
again. He had come into the<br />
outdoor cafe we were in.<br />
He was handing out tickets in<br />
many languages explaining that<br />
he was both deaf and dumb and<br />
would appreciate some help. I<br />
was bereft of Euro coins-----<br />
incidentally, as I invariably am<br />
when I first arrive in the hotel and<br />
find I have nothing with which to<br />
tip the porter who brings up the<br />
suitcases.<br />
When the deaf and dumb<br />
gentleman came over to me to<br />
collect, and having steeled myself<br />
for an inevitable cold stare from<br />
him I gave a hopeless shrug .<br />
To my pleasant surprise, he<br />
touched my arm and smiled as he<br />
passed on to another table. It left<br />
me with a feeling that he knew<br />
what was important in life in spite<br />
of having such a crippling<br />
disability.<br />
It also reminded me of a<br />
Gynaecologist who was sitting<br />
with a lady who was dying of<br />
cervical cancer. He was so tired<br />
that he fell asleep and found when<br />
he awoke that she died ---- he<br />
vowed afterwards that none of his<br />
students would ever be so tired<br />
that they would neglect a patient.<br />
We are all prone to becoming so<br />
Trapnership<br />
obsessed with what seem to be<br />
vitally important thoughts, that we<br />
lose the opportunities of the<br />
present moment<br />
Many years ago the College of Law<br />
used to publish a monthly<br />
magazine called Law Notes--- ----it<br />
had a way of making the Law<br />
enjoyable and fun. .It was all very<br />
readable and at the end, there was<br />
a fictional interview between Mr<br />
Worldly Solicitor and his Junior<br />
Partner, Nephew Tom.<br />
In those days after qualifying, one<br />
would usually stay on for a couple<br />
of years as an Assistant Solicitor<br />
before being made a Junior<br />
Partner. .Eventually the Senior<br />
Partners would retire leaving the<br />
up and coming Partners to pay<br />
them a comfortable pension.<br />
In the fictional interview to which I<br />
have referred, Nephew Tom would<br />
display his profound<br />
understanding of a recent case or<br />
Statute. However Mr Worldly<br />
Solicitor would always have the last<br />
word, usually finding a practical<br />
solution to the problem.<br />
One of the Lecturers was Mr<br />
Cockshut. He had 2 aphorisms<br />
which I remember . The first was<br />
about a motorcyclist riding<br />
through a wood. The objective of<br />
the motorcyclist was to get<br />
through the wood without<br />
bumping into the trees. The trees<br />
were the law --so the objective was<br />
to avoid the law if one possibly<br />
could-----the law can be a<br />
dangerous minefield. Perhaps a<br />
good motto in life is to avoid all<br />
the professions!<br />
The second aphorism was this If<br />
one was a Lawyer, one was free to<br />
do as one pleased with a lady<br />
client on the sofa in a quiet<br />
conference room, but if you<br />
touched a client’s money, striking<br />
off was inevitable. However, if you<br />
were a Doctor, you could swindle<br />
your patient as you pleased, but if<br />
you touched her , that was the end<br />
of your career!<br />
Mr Cockshut also told us that a<br />
Solicitor was 'a man of affairs '<br />
whereas a Barrister was a man of<br />
law, which underlines the point<br />
that it is often better to resolve the<br />
issues on a pragmatic basis, in the<br />
style of Mr Worldly Solicitor! e.g.<br />
to be aware that Christmas is a<br />
good time for settling accident<br />
claims as it is that time of year<br />
when we all, hopefully, make a<br />
special effort to be kind!<br />
Michael Jackson<br />
Editor<br />
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Wishing all our readers a<br />
Happy Christmas and<br />
Peaceful New Year<br />
4 North West Legal News
Local News<br />
UKABIF Lawyer of The Year <strong>2015</strong><br />
Carpenters Solicitors are delighted<br />
to announce that their Technical<br />
Director Ann Allister has been<br />
awarded the prestigious title of<br />
‘UKABIF Lawyer of the Year <strong>2015</strong>’.<br />
The award recognises Ann’s tireless<br />
work and expertise in securing best<br />
outcome for those who are<br />
catastrophically injured and<br />
affected with brain injury.<br />
The United Kingdom Acquired<br />
Brain Injury Forum (UKABIF) aims<br />
to promote better understanding<br />
of all aspects of ABI; to educate,<br />
inform and provide networking<br />
opportunities for professionals,<br />
service providers, planners and<br />
policy makers and to campaign for<br />
better services in the UK. UKABIF<br />
has membership of leading<br />
Lawyers, Medical Consultants and<br />
other service providers who are<br />
specialists in Brain injury.<br />
Ann and her team deal with the<br />
most serious of injury claims. The<br />
team are dedicated to seeking out<br />
comprehensive rehabilitation and<br />
ultimately maximum<br />
compensation, recognising the<br />
individual and the family needs of<br />
each and every client.<br />
Drawing down on their experience<br />
Ann Alister<br />
and expertise the team also use<br />
their experience to help those<br />
without claims. Ann is an active<br />
trustee of Headway Wirral, the<br />
highlight of which is an annual<br />
Dragon Boat Festival to help ABI<br />
sufferers. The Festival continues to<br />
grow from strength to strength<br />
each year as does the client base of<br />
Headway Wirral, further reinforcing<br />
a continuing understanding and<br />
appreciation of the difficulties<br />
often faced by those who are<br />
affected by ABI<br />
Clough & Willis announces<br />
Private Client Team promotions<br />
Clough & Willis – the Bury based<br />
law firm – has promoted two of its<br />
solicitors to associate level with<br />
immediate effect.<br />
Sally Cook joined Clough & Willis<br />
in February 2014. Since her arrival<br />
Sally has headed up the Private<br />
Client team which focuses on a<br />
variety of core work including:<br />
wealth and succession planning,<br />
inheritance tax advice, trust<br />
creation and administration, wills,<br />
lasting powers of attorney and<br />
estate administration. Sally’s own<br />
specialist areas are wills,<br />
inheritance tax and estate<br />
planning, powers of attorney and<br />
Court of Protection matters as well<br />
as estate administration (probate<br />
& intestacy) and trusts.<br />
The second promotion is Karen<br />
Yates. Karen started her career at<br />
Clough & Willis over 10 years ago.<br />
She works alongside Sally in the<br />
Private Client department and also<br />
deals with property transactions<br />
and residential conveyancing<br />
matters for clients in the North<br />
West and across the whole of the<br />
UK. Following her promotion she<br />
will now lead all work in her areas<br />
of law at the firm’s newly opened<br />
office in Bolton.<br />
Shefali Talukdar – managing<br />
partner of Clough & Willis – said:<br />
“Both Sally and Karen are fantastic<br />
lawyers and their promotions are<br />
much deserved. They are both<br />
dedicated to their careers and<br />
strive to offer the best possible<br />
service to their clients. Therefore,<br />
we felt it was right to formally<br />
recognise their effort and we look<br />
forward to seeing them progress<br />
their careers over the coming<br />
years.”<br />
Brabners advises on formation<br />
of Macclesfield free school<br />
Commercial law firm Brabners has<br />
advised Youth Federation on the<br />
formation of a brand new free<br />
school in Macclesfield. The Fermain<br />
Academy, which opened last<br />
month, will provide alternative<br />
teaching for up to 40 students<br />
aged between 13 and 16 who have<br />
been excluded from mainstream<br />
education.<br />
Free schools are funded directly by<br />
central government but<br />
independent of local authorities<br />
and have increased control over<br />
budgets, teachers' pay, the<br />
curriculum and buildings.<br />
A team from Brabners made up of<br />
Partner and Head of Charity<br />
Stephen Claus, Associate Graeme<br />
Hughes, Partner Nigel Williams and<br />
Associate Andrius Roos advised<br />
the senior management team from<br />
Youth Federation on governance,<br />
charity law and disposal of the site,<br />
which was previously a youth club,<br />
to the free school company. Youth<br />
Federation’s pre-opening team<br />
consisted of CEO Chris Hindley,<br />
Finance Director, Mervyn Harding,<br />
and two Operations Directors<br />
Martin Howlett and Kevin<br />
Bradburne. The teams together<br />
with the Principal, Nic Brindle<br />
established a fully functioning free<br />
school from scratch in less than 10<br />
months.<br />
Charity law Associate Graeme<br />
Hughes said: “This type of school is<br />
increasingly providing for<br />
youngsters who otherwise might<br />
slip through the educational net.<br />
Although they are not the easiest<br />
things to set up, we have been<br />
delighted to assist Chris Hindley<br />
and his team who have been<br />
dedicated to this cause for the last<br />
several years – well done and we<br />
wish the new school the very best<br />
going forwards.”<br />
Chris Hindley, Chief Executive<br />
Officer of Youth Federation said:<br />
“The challenge of setting up a free<br />
school in the current climate is<br />
immense, but the support from<br />
Brabners was invaluable in<br />
allowing us to navigate these<br />
challenges successfully.”<br />
Please send your news for the<br />
next edition to<br />
j.baskerville@jbaskerville.co.uk<br />
With over 60 members Atlantic Chambers is able to offer a wide<br />
range of expertise within our specialist practice groups.<br />
Civil Litigation including Clinical Negligence,<br />
Family, Chancery & Commercial, Crime,<br />
Employment, Proceeds of Crime & Public Law<br />
4-6 Cook Street, Liverpool L2 9QU<br />
T 0151 236 4421 F 0151 236 1559<br />
DX: 14176 Liverpool 1.<br />
E-mail: info@atlanticchambers.co.uk
The SBA<br />
SBA The Solicitors’ Charity<br />
SBA The Solicitors’ Charity has been working in the North West to<br />
help solicitors and their families for well over 150 years. Its<br />
mission? To ensure that no solicitor is unsupported in times of<br />
need or crisis<br />
Financial support for solicitors<br />
SBA’s charitable object is to relieve the financial hardship of solicitors, former solicitors and their dependants.<br />
There is a perception that SBA is all about supporting elderly or retired lawyers. In fact, most SBA beneficiaries are aged 60 and under<br />
and they come from every area and level of legal practice. They do, however, share one characteristic: none have the resources to<br />
pay for the normal things in life, things that most of us take for granted.<br />
In recent years, SBA has distributed nearly £50,000 to Manchester lawyers and their families. Awards covered a wide range of<br />
everyday needs, including help with the basics - food, clothing and heating.<br />
SBA was also on hand to help with urgent one-off items, when boilers broke down or roofs needed repairing.<br />
We sometimes took care of priority debts, if clearing them could put household finances back on to a permanently even keel.<br />
Help with career transition<br />
Times are getting tough for some colleagues, particularly those in criminal practice. SBA’s response has been to offer practical,<br />
positive support with career transition.<br />
Solicitors who qualify under the financial criteria can join a three-month programme which offers holistic career, job search and<br />
wellbeing support via a professional consultancy.<br />
This is an e-learning, portal-based service, backed up with one-to-one skype and telephone coaching.<br />
Where appropriate, SBA can also offer financial support during the programme, so that participants can really focus on their job<br />
search, rather than worry about day-to-day household finances.<br />
Can we help someone you know?<br />
Does your HR team know about SBA? Perhaps you know someone finding it hard to cope? We would love to help if we can.<br />
To find out more, please visit our website or get in touch via the details below:<br />
Web: www.sba.org.uk<br />
Tel: 020 8675 6440<br />
Email: sec@sba.org.uk<br />
6 North West Legal News
Probate Software:<br />
Training,<br />
v<br />
Leadership and Support<br />
Training<br />
Charles Christian Quote<br />
Charles Christian, the doyen of legal software technology, in his chapter<br />
on training in the ‘Probate Practitioner’s Handbook’ (The Law Society,<br />
2006) writes, ‘left to their own devices, fee earners will often claim that they<br />
are ‘far too busy’ to attend training and then complain that the software is<br />
‘hopeless’ when they later discover that they do not know how to use it.’<br />
Training is much underrated<br />
Those who fail to learn will blame the software<br />
<br />
Your probate team who fail to learn the software will of course blame the<br />
software. I have observed this phenomenon like watching a car crash in<br />
slow motion, while the head of department ignored all the warnings.<br />
Most firms are blessed with strong and responsible leadership<br />
Fortunately most firms are blessed with strong and responsible<br />
leadership. The more usual refrain in this instance is, “We don’t know how<br />
we managed before we got the new probate system.”<br />
Support<br />
Training to use software is much underrated by most firms. It is an area<br />
where many firms try to make savings. By doing so, they risk shooting<br />
themselves in the foot. Trying to save money on training is a false<br />
economy. The result is that fee earners and support staff will not be able<br />
to use the software properly. The consequent risk to the firm is a wasted<br />
investment.<br />
Trying to save money on training is a false economy. The result is that fee<br />
earners and support staff will not be able to use the software properly.<br />
It is important to actively use the software<br />
This however is only half the story. Even more important than training is<br />
for fee earners and support staff to actively use the software after training.<br />
Becoming familiar with the software is as important as the initial training.<br />
In a regime with weak or laissez-faire leadership, fee earners will often be<br />
tempted to go back to their old and inherently inefficient ways of dealing<br />
with estate administration, and ignore the benefits of a dedicated probate<br />
system.<br />
History is littered with the detritus of those who refused to learn<br />
Most of us enjoy the easy familiar routines. Learning how to use a new<br />
software system is a nuisance, no matter what the potential benefits<br />
might be. It is even worse when we are obliged to suffer a temporary<br />
decline in our productivity until we are familiar with the new system.<br />
History is littered with the detritus of the failures who refused to learn and<br />
adapt to the new because it was too much trouble.<br />
Leadership<br />
Enduring the learning curve<br />
Strong departmental leadership would insist on fee earners and support<br />
staff enduring the learning curve. People do not expect it to take as long<br />
as it often does, sometimes three, four or five weeks. It is nevertheless the<br />
only way to ensure the success of a new system. The alternative is to risk<br />
failure and a waste of the money that you have spent.<br />
Support is a fundamental component of a good software solution, albeit<br />
often overlooked by many buyers. Lack of training increases the<br />
importance of support. This is particularly so with probate software, since<br />
probate is<br />
primarily an accounting function, while many solicitors still mistakenly<br />
think of probate as a case management function.<br />
The bulk of estate administration is about finance<br />
The bulk of estate administration is about collecting and collating the<br />
finances of the deceased estate in such a way so that an accurate set of<br />
accounts can be easily produced and the myriad of inheritance tax forms<br />
can be automatically populated with the financial data that has been<br />
entered into your probate accounting database.<br />
Case Management is the easy part of probate work<br />
Case management is the easy part of probate work. It involves keeping<br />
track of the tasks involved, and outputting a series of relatively standard<br />
letters and oaths. All the easier if the financial data is held in an<br />
accounting database with which the case management component is<br />
integrated.<br />
Support from your supplier is fundamental<br />
In view of the sheer complexity of probate work, understanding the tax<br />
rules, and how to treat the financial data, increases the importance of<br />
support, and being able to readily contact your software supplier for<br />
assistance. It is important that your probate software supplier can assist<br />
you in knowing how to treat ISAS and PEPS, listing the market value of<br />
equities and their dividends, calculating the cash value to the beneficiary<br />
who does not want shares, accounting for an abatement of assets, listing<br />
the foreign shares and calculating the tax due under the double taxation<br />
agreement, and more recently, how to deal with FATCA.<br />
Quality of support from your supplier who has previous<br />
experience of probate work<br />
In order to provide you with the quality of support to understand these<br />
questions, it is fundamental that your probate software supplier’s support<br />
team have previous experience in this area of work, and can provide<br />
relevant and reliable answers,<br />
Isokon<br />
For further information please contact: Gregory van Dyk Watson, Managing Director of Isokon Limited.<br />
Email: gregory@isokon.com or call 020 7482 6555. Alternatively visit www.isokon.com<br />
Isokon was founded by Gregory van Dyk Watson in 1999. The company has invested 44,000 man hours in development of the product over<br />
the last 16 years. The company is currently the leading supplier of software for Probate and Private Client work. Isokon is used by 40% of law<br />
firms who do private client work. It is used by more than 2,000 individual users. Isokon is used for the most complex estates, as well as basic<br />
estates. Isokon is based on an accounting database engine with an integrated Isokon case management component.<br />
Alternatively visit www.isokon.com
Law News<br />
The new Rehabilitation Code <strong>2015</strong>:<br />
A collaborative working relationship<br />
Helen Kanczes of Clyde & Co outlines the<br />
changes to the new code<br />
The decision to review the<br />
Rehabilitation Code ('Code') for<br />
the third time since its first<br />
publication in 1999 follows a<br />
series of personal injury<br />
developments, including the<br />
Jackson reforms, the creation of<br />
the Ministry of Justice portal and<br />
changes within the NHS.<br />
The principles of the 2007<br />
Rehabilitation Code were not in<br />
question. The review was<br />
concerned with the way the Code<br />
was being applied following these<br />
reforms and the perception that<br />
different levels of claims might<br />
need to be catered for in more<br />
detail.<br />
A draft of the draft <strong>2015</strong> Code was<br />
prepared by the IUA/ABI Working<br />
Party, which was subsequently<br />
approved and is due to become<br />
operational on <strong>Dec</strong>ember 1 <strong>2015</strong>.<br />
The IUA/ABI Rehabilitation Working<br />
Party has also published some<br />
helpful accompanying case<br />
management guide for<br />
rehabilitation case managers.<br />
The purpose of this article is to<br />
provide an overview of the<br />
proposed changes, and how the<br />
new <strong>2015</strong> Code differs from its<br />
2007 predecessor.<br />
THE 2007 REHABILITATION CODE<br />
In order to look at the <strong>2015</strong> Code, it<br />
is necessary to go back to the 2007<br />
Code.<br />
The 2007 Code acted as a "blanket"<br />
code, to be used in all types of<br />
injury cases from the least to the<br />
most severe. It set the foundation<br />
for claimant solicitors and<br />
compensators working<br />
collaboratively to achieve early<br />
rehabilitation and intervention<br />
even in cases where liability was<br />
denied or remained undecided.<br />
The aim of the Code was to<br />
'promote the use of rehabilitation<br />
and early intervention so the<br />
injured person makes the best and<br />
quickest possible medical, social<br />
and psychological recovery'.<br />
Under the provisions of the Code,<br />
an Initial Need Assessment ('INA')<br />
was carried out and a report<br />
produced to deal with:-<br />
• Injuries arising out of the<br />
accident;<br />
• The current disability/incapacity<br />
arising from those injuries;<br />
• Any medical conditions not<br />
arising from the accident, where<br />
relevant to the overall picture of<br />
the claimant's needs;<br />
• The claimant's domestic<br />
circumstances;<br />
• The injuries/disabilities in respect<br />
of which early<br />
intervention/rehabilitation is<br />
suggested;<br />
• The type of treatment;<br />
• The likely costs of treatment; and<br />
• The likely outcome of the<br />
treatment.<br />
The INA could be carried out by a<br />
person or organisation which had<br />
a direct business connection with<br />
either party, provided the other<br />
side was in agreement.<br />
The provisions of the 2007 Code<br />
were not mandatory and the<br />
parties remained free to agree an<br />
alternative framework if<br />
appropriate.<br />
THE REVIEW<br />
When the IUA-ABI Working Party<br />
first met to discuss the 2007 Code,<br />
their discussions covered three<br />
main topic areas:-<br />
1. Splitting the code into three<br />
different areas: high, mid-range<br />
and low value;<br />
2. Whether the Code should<br />
include closer liaison with the NHS;<br />
and<br />
3. Developing a document which<br />
would advise all parties on what to<br />
expect from each discipline when<br />
commissioning case managers.<br />
The 'Guide for the Best Practice at<br />
the Interface between<br />
Rehabilitation and the Medico-<br />
Legal Process' was used as a<br />
pathway into discussions with the<br />
NHS in developing the updated<br />
Code.<br />
THE <strong>2015</strong><br />
REHABILITATION CODE<br />
The <strong>2015</strong> Code is keen to<br />
emphasise that it is there to<br />
promote a collaborative working<br />
relationship between the parties,<br />
with the aim of facilitating the<br />
quickest possible recovery for the<br />
claimant.<br />
The most immediately noticeable<br />
change in the <strong>2015</strong> Code is in aim<br />
itself, which now includes<br />
vocational recovery as well as<br />
medical, social and psychological.<br />
The <strong>2015</strong> Code has also been split<br />
into two sections: Lower-Value<br />
Injuries, and Medium, Severe and<br />
Catastrophic Injuries.<br />
Sections 1-3 set out the guiding<br />
principles and obligations of all<br />
types of injury. These mostly<br />
remain the same as those set out<br />
in the original 2007 code, with a<br />
few additions:-<br />
• There is now an obligation on the<br />
claimant's solicitors to work with<br />
the claimant's employers, where<br />
practicable, to ensure the<br />
claimant's position is kept open for<br />
them as long as possible.<br />
• Claimant solicitors will be<br />
expected to send to the<br />
compensator, information<br />
covering the nature and extent of<br />
any likely continuing disability and<br />
any suggestions which may have<br />
already been made concerning<br />
rehabilitation. This should be<br />
communicated within 21 days of<br />
the claimant's solicitors becoming<br />
aware of the disability.<br />
• There is also a new obligation on<br />
the compensator. Where they<br />
recognise a claimant may have<br />
rehabilitation needs, the<br />
compensator should contact the<br />
claimant's solicitors as soon as<br />
practicable to seek to work<br />
collaboratively on addressing<br />
those needs.<br />
• In higher value injuries, it is<br />
envisioned case managers will play<br />
an essential role, and the new<br />
Code should therefore be read in<br />
conjunction with the 'Guide to<br />
Case Managers'.<br />
• The new Code outlines ten<br />
'markers' which should be taken<br />
into account when assessing the<br />
claimant's rehabilitation needs,<br />
including age, pre-existing<br />
physical and psychological<br />
comorbidities, mental capacity,<br />
geographic location, dependents,<br />
return to work issues, etc.<br />
Lower-Value Injuries (
The case manager is to appointed<br />
at the outset of the case, and will<br />
conduct the INA, which should<br />
deal with the need for and type of<br />
rehabilitation assistance.<br />
Once appointed, the case manager<br />
should make immediate contact<br />
with the treating clinical lead to<br />
assess whether any proposed<br />
rehabilitation plan is appropriate.<br />
The case manager may have a<br />
direct or indirect business<br />
connection with the claimant's<br />
solicitor or compensator only if the<br />
other party agrees.<br />
Further reports may be obtained<br />
as required throughout the<br />
recovery process.<br />
Following receipt of the INA, both<br />
parties will have the right to raise<br />
questions on the report.<br />
The d<strong>2015</strong> Code also proposes<br />
increased liaison with the NHS in<br />
relation to the claimant's<br />
rehabilitation:-<br />
• The INA should go ahead whether<br />
or not the claimant is still being<br />
treated by an NHS physician, but<br />
the treating physician should be<br />
consulted about their<br />
recommendations for short- and<br />
longer-term rehabilitation. It is the<br />
case manager's role to make<br />
contact with the treating physician<br />
prior to carrying out the INA.<br />
• The case manager's INA report<br />
should include the availability or<br />
planned delivery of interventions<br />
or treatment via the NHS (also any<br />
treatment provided by the<br />
claimant's employer or health<br />
insurance schemes).<br />
• Recommendations for further<br />
medical investigation must comply<br />
with the claimant's NHS<br />
Rehabilitation prescription,<br />
discharge report, etc.<br />
• Subject to the claimant's consent,<br />
a copy of the INA should also be<br />
sent to the claimant's GP.<br />
CONCLUSION<br />
The emphasis in the case<br />
management code is one of<br />
corroboration, independence and<br />
a duty to the injured person first<br />
and foremost.<br />
Much of the principles of the <strong>2015</strong><br />
Code and the case management<br />
guide are already standard practice<br />
at most personal injury firms, but<br />
the agreement is certainly a step<br />
forward.<br />
It shows a willingness to<br />
collaborate on both sides, which<br />
can only be beneficial.<br />
Helen Kanczes<br />
Clyde & Co<br />
George Osborne: stripping<br />
away injured people’s rights.<br />
Stand up for justice and let’s<br />
fight back!<br />
George Osborne’s Autumn<br />
Statement delivered a nasty<br />
surprise for accident victims and<br />
their representatives- and also the<br />
Ministry of Justice who didn’t<br />
know about it either. Out of the<br />
blue, he announced an increase in<br />
the Small Claims Limit for damages<br />
for pain suffering and loss of<br />
amenity (PSLA) from £1000 to<br />
£5000 for all claims. There would<br />
be no compensation whatsoever<br />
for “minor soft tissue injuries”<br />
(MSTI). As the vast majority of all<br />
accidents attract damages below<br />
£5000 for PSLA, victims will loseand<br />
insurers cash in.<br />
The consequences for clients are<br />
nothing short of disastrous. If<br />
these proposals had been<br />
implemented last year, up to 95%<br />
of the 759,763 road traffic accident<br />
victims in 2014 who were awarded<br />
compensation would have been<br />
unable to claim for their injuries at<br />
all.<br />
Also last year, there were 208,310<br />
claims by those injured at work,<br />
through public liability or the fault<br />
of occupiers. Up to 85% would<br />
have been forced to bring their<br />
claims in the Small Claims Court<br />
(SCC), facing a stark choice. Take on<br />
the insurance company alone<br />
without a lawyer, or pay the whole<br />
of their legal costs from any<br />
compensation awarded.<br />
Unrepresented claimants –<br />
litigants in person vs hard bitten<br />
experienced insurance claims<br />
assessor - persuading an<br />
overworked District Judge to<br />
award compensation? Hardly<br />
justice!<br />
Even those injured people who<br />
would be prepared to sacrifice a<br />
large chunk of their compensation<br />
- between 30-40%- to hire a lawyer<br />
and pay their outgoings will find it<br />
hard to find one. Many specialist<br />
personal injury solicitors who are<br />
able to work cost effectively<br />
through economies of scale will be<br />
forced out of business - a recipe for<br />
charlatans, the unscrupulous<br />
unqualified and higher costs bills<br />
from non specialist dabblers.<br />
The financial risk to claimants and<br />
the stress on their nerves is<br />
singularly unattractive. So<br />
claimants won’t risk pursuing their<br />
otherwise fully justified claims,<br />
either with or without a solicitor’s<br />
help. What will happen? If they are<br />
lucky, they will be approached<br />
direct by the insurers who may<br />
offer a ‘take it or leave it’ pittance.<br />
Ever bigger insurer profits will be<br />
made on the back of<br />
undercompensated claimants.<br />
Why is the Chancellor doing this?<br />
He claims it will cut £1bn from the<br />
cost of motor insurance. He<br />
“expects’” the insurance industry to<br />
pass this on to motorists to the<br />
tune of £40-50 per year. We have<br />
heard this before.<br />
The insurers promised to reduce<br />
premiums before the last round of<br />
anti-victim cuts in LASPO. Even<br />
though solicitors’ fees were<br />
slashed by 60%, insurance<br />
premiums barely moved. Ironically,<br />
Mr Osborne has just increased<br />
Insurance Premium Tax (IPT) by<br />
3.5%, increasing insurance<br />
premiums for everyone. So<br />
insurance now costs more and<br />
hundreds of thousands of injured<br />
claimants lose out anyway.<br />
But this is short-sighted ‘back of an<br />
envelope’ economics, that doesn’t<br />
add up.<br />
The expert Faculty of Actuaries has<br />
just reported:<br />
The government announced last<br />
week in the Autumn Statement<br />
plans to make it more difficult for<br />
people to claim compensation for<br />
exaggerated or fraudulent<br />
whiplash claims, by ending the<br />
right to cash payments and the<br />
ability for more cases to be taken<br />
to small claims court. They expect<br />
that these changes could reduce<br />
motor insurance premiums by £40<br />
to £50 a year. Our analysis shows<br />
that this would be equivalent to<br />
stopping all third party injury<br />
claims under £13,000. The<br />
measures necessary to achieve this<br />
could be quite draconian and<br />
could affect legitimate whiplash<br />
claims."<br />
Moreover, the Treasury is likely to<br />
lose in excess of £1billion from<br />
lower recovery of welfare benefits<br />
paid to the DWP from successful<br />
claims, and loss of VAT, Income Tax<br />
and Corporation Tax from the<br />
demise of law firms, their suppliers<br />
and contractors, as thousands of<br />
lawyers and their hard working<br />
staff are thrown on George<br />
Osborne’s scrap heap and the dole.<br />
The Access to Justice Action Group<br />
(AJAG) believes this campaign is<br />
‘do or die’ for representation of<br />
injured people- our one and only<br />
raison d’etre. We intend to fight<br />
this tooth and nail with no<br />
distractions to ensure that the<br />
Government think again. Please<br />
pledge your support.<br />
To find out more, please refer to<br />
www.ajag.co.uk and<br />
AJAG@ralli.co.uk<br />
Martin Coyne<br />
Solicitor<br />
Ralli Ltd<br />
Copyright 03/12/<strong>2015</strong><br />
PI
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Help for Solicitors<br />
All About LawCare<br />
Since 1997 LawCare, through its free, confidential and independent<br />
helpline service has been helping members of the legal professions,<br />
their support staff and families by providing information and support<br />
with any issues affecting them.. However, there are still many lawyers<br />
who are not aware of the support available and we are often asked<br />
questions about what we offer.<br />
How are you funded?<br />
LawCare is a registered charity funded primarily by the professional<br />
bodies for legal groupings throughout the British Isles. Although we<br />
do welcome any donation, however small.<br />
Is LawCare part of any of the professional bodies?<br />
No. LawCare is entirely independent of all the professional bodies and<br />
only reports statistics to them.<br />
Is it a counselling service?<br />
Callers to the LawCare helpline are provided with initial support from<br />
our staff, who all have experience of working in the legal professions<br />
and have had some training in telephone counselling skills. They can<br />
discuss problem with the callers and help them plan a way forward..<br />
This may include helping to identify a professional counsellor or<br />
another specialist service, such as a treatment centre.<br />
What problems can you help with – and what don’t you do?<br />
LawCare offers support on anything which is troubling you, be it<br />
business or personal, big or small. We are impartial and can provide<br />
reassurance and even if a solution does not immediately present<br />
itself, talking about it can be very cathartic. We do not offer legal<br />
advice but our helpline personnel have experience of the legal<br />
profession and an understanding of the issues that arise. If more<br />
specific advice is required, then, in most instances, we can signpost<br />
you to someone who can help.<br />
Can anyone phone LawCare?<br />
Anyone in the legal profession, from a Judge to a paralegal, their<br />
immediate families and staff, are welcome to use LawCare’s service.<br />
This includes students and trainees.<br />
Is it free?<br />
LawCare’s helpline service is entirely free. However, if we help identify<br />
a counsellor, other therapist or treatment unit then funding will<br />
normally need to be provided by the caller, though wherever possible<br />
we will assist to source funds if necessary.<br />
Is it confidential?<br />
Confidentiality is at the heart of what we do. You don’t have to give<br />
your name if you’d rather not, and the records we need to keep are<br />
stored on a secure and closed computer system accessible only to<br />
LawCare staff. We are non judgmental and our service is one of<br />
support.<br />
Is there a limit to the number of times people can call?<br />
No. Many people do call back a number of times for further support<br />
and encouragement, often over a long period of time. However, there<br />
is a limit to what we can achieve and a regular caller might need to<br />
consider whether they need a higher level of support than LawCare<br />
can offer – such as a mental health professional. But wherever<br />
possible, we will be a supportive, listening ear.<br />
What other services does LawCare offer?<br />
We also try to prevent problems arising by offering training and<br />
education on wellbeing and are involved in other work relating to<br />
researching and promoting professional wellbeing in the legal<br />
workplace. Our website provides an overview of the support available<br />
and our range of helpful factsheets can be found there for<br />
downloading.<br />
How do I contact you?<br />
Our free and confidential helpline is available on 0800 279 6869 and<br />
information is also available on our website at<br />
www.lawcare.org.uk<br />
LawCare Ltd is registered as a charity in England and Wales no.<br />
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North West Legal News 11
News<br />
Local Search Delays and<br />
“Groundhog Days”<br />
The effect of cuts in Local Authority staffing levels is hitting Land<br />
Charges staff as much as other departments. Solicitor’s reports of<br />
increasing delays in obtaining the replies to Local Authority Searches<br />
have led to headlines in regional newspapers talking of “Groundhog<br />
Day on homes as chains break over “appalling” time it takes council to<br />
do land searches” (Salisbury Journal 24 June <strong>2015</strong>). Delays of between<br />
12 and 17 weeks have been reported and other councils have blamed<br />
the volume of search requests for delays of over 5 weeks.<br />
<strong>2015</strong>)a large number of main lenders accept Insurance for purchase<br />
transactions and even more for re-mortgages. Conveyancers should<br />
however always check the replies to Question 5.4.6 of Part 2 of the<br />
CML Handbook before recommending Insurance to a buyer. Similarly<br />
(in the same way you would check the replies to a written search)<br />
Conveyancers should always check that the policy provided offers<br />
adequate protection for their client and their lenders ( in terms of<br />
both the extent and financial level of cover).<br />
Conveyancers will know that delays like this are a major contributor<br />
to chains falling through and transactions failing to complete. With<br />
more law firms offering “No Completion, No Fee” deals lawyers are<br />
losing out.<br />
Lawyers looking to limit the problems caused by these delays need to<br />
look at where No Search or Delayed Search Insurance is suitable.<br />
Stewart Title offers a range of these policies to protect both buyers<br />
and their lenders. In the case of re-mortgages, Lender Only policies<br />
can be provided. Standard policies can normally be ordered on line or<br />
in more difficult or unusual cases from our underwriting team.<br />
As well as usually being quicker than a full written search, the<br />
premiums for No Search Insurance are normally lower than the fee<br />
payable to the Local Authority.<br />
To discuss the issues raised in this article or for any other queries<br />
you have regarding our products, please contact Robert Kelly on<br />
07415 240 703 or robert.kelly@stewart.com.<br />
Robert Kelly, Commercial Business Development<br />
Manager, Stewart Title Limited<br />
Robert joined Stewart Title in 2013 after 25 years of experience as a<br />
Commercial Property lawyer specialising in development and portfolio<br />
management. This experience plays a vital part in his role working closely<br />
with the Property industry to use Indemnity Insurance to resolve title<br />
problems and speed up transactions.<br />
There is some confusion amongst conveyancers regarding the<br />
attitude of lenders to No Search Insurance. Whilst some lenders are<br />
not willing to accept it in lieu of full written searches; a quick check of<br />
Part 2 of the CML Lenders Handbook shows that (as at 19 <strong>Nov</strong>ember<br />
12 North West Legal News
Claire’s<br />
evening out<br />
began with<br />
a speedy<br />
response<br />
to an urgent<br />
title matter.<br />
After another hectic week at work, Claire was looking forward to a night<br />
out with friends – until a problem with access to a property threatened to<br />
derail one of her exchanges. But Claire didn’t panic. Instead, she contacted<br />
Stewart Title. We responded quickly and provided cover for her client just<br />
in time for exchange – and just in time for Claire to join her friends for a<br />
well-earned dinner.<br />
Contact us today to see what we can do for you. Call 020 7010 7820 or visit<br />
stewarttitle.co.uk.<br />
© <strong>2015</strong> Stewart. All rights reserved.
Regulation<br />
Regulation Update<br />
The latest regulation news by<br />
Michelle Garlick of Weightmans LLP<br />
I can’t quite believe we have reached the final month of the year already.<br />
Where does the time go?! And I’m sure that time is something all those<br />
responsible for risk and compliance in your firms will have very little of!<br />
With the SRA releasing a new version of the Handbook last month, the<br />
SDT reporting that its budget has increased for next year to almost £3m<br />
because of the increase in number of cases coming before it and the SRA<br />
reporting a number of firm closures as a result of dishonesty in recent<br />
weeks, there isn’t a great deal of Christmas cheer or comfort and joy in<br />
the regulatory world at the moment!<br />
So let’s take a look at what’s been going on in a bit more detail:<br />
Version 15 of the SRA Handbook<br />
This was published on 1st <strong>Nov</strong>ember <strong>2015</strong> and whilst a number of<br />
changes have been made, there isn’t a great deal to get too excited<br />
about. The changes cover a number of different aspects of the Handbook<br />
including Authorisation of Sole Practitioners, Training Regulations,<br />
Accounts Rules and Separate Businesses. Sole Practitioners will be<br />
pleased to know that they no longer need to renew their authorisation<br />
annually and have an endorsement on their certificates. Instead, Sole<br />
Practitioners firms are given lifetime authorisation.<br />
The SRA Training Regulations 2014 have been amended to enable people<br />
to qualify as a Solicitor through completing an apprenticeship, which<br />
opens up a new entry route to the profession. Changes to the Accounts<br />
Rules mean that some firms will now be exempt from obtaining an<br />
accountant’s report but before you get too excited, the categories which<br />
are exempt are very limited indeed. For the rest who still have to submit<br />
an accountant’s report, there have been changes to its format to allow<br />
the accountant to exercise their professional judgment and concentrate<br />
on risks to client money.<br />
One of the key changes is the relaxation of the separate business rule<br />
under Chapter 12. To enable solicitors to offer other professional services,<br />
Chapter 12 of the SRA Code of Conduct has been amended to replace<br />
restrictions on links with certain types of separate businesses with new<br />
outcomes on client protection instead.<br />
The idea is to create more of a level playing field with ABSs so a<br />
traditional law firm can now own certain types of business which used to<br />
be prohibited. There are still hoops to jump through if you are thinking<br />
about being involved in such businesses which need careful<br />
consideration so do take advice if this is something you are thinking of<br />
exploring.<br />
SDT Costs<br />
The SDT has recently announced that its budget for next year will be<br />
£2.9m, an increase of 5.6% and almost £1m more than the amount spent<br />
in 2014. It cites the main reason for this increase as due to a massive rise<br />
in the number of cases coming before it. In the first half of <strong>2015</strong>, the SDT<br />
reported a 69% rise in cases certified for hearing before the SDT<br />
compared with the same period in 2014. Interestingly, it reports that<br />
there has been an increase in challenges to the SRA case which need<br />
addressing before the substantive case is heard. This increase in both<br />
costs and preliminary challenges is clearly concerning although based on<br />
my Compli team’s experiences in acting for law firms who are being<br />
investigated by the SRA, it is perhaps not surprising that challenges are<br />
being made. There is some work to be done in my view by both the SRA<br />
and the SDT on their procedures when deciding which cases should be<br />
referred to, or certified by, the SDT.<br />
But of course the last thing any law firm or solicitor wants is an<br />
investigation by its regulator and/or a trip to Ludgate Circus (the home of<br />
the SDT) – the hassle factor, costs in both lost fee earning and<br />
management time, potential fines, difficulties in securing PII and the<br />
reputational damage can be disastrous for a business – so there is clearly<br />
work to be done by firms too to ensure they stay off the SRA’s radar.<br />
SRA firm closures<br />
Staying on the same theme, we have seen a spate of interventions and<br />
firm closures by the SRA recently where dishonesty has been suspected.<br />
There were at least 8 reported in recent weeks where breaches of the SRA<br />
Accounts Rules and Principles have been alleged. This is a worrying<br />
number in such a short space of time and I hope it is not an upward<br />
trend. Whilst it is true that cyber crime has become a key focus of firms<br />
recently, fraud by employees and partners also needs to be high on every<br />
firm’s risk register with strong systems, checks and procedures to mitigate<br />
against this risk.<br />
SRA Innovate<br />
On a more positive note(!), the SRA has unveiled a new initiative to<br />
support law firms. Called SRA Innovate, it provides online guidance and<br />
support to solicitors and law firms looking at new ways to serve their<br />
clients and run their businesses so if you have been thinking of a new<br />
way to serve your clients or have an idea but are not sure whether<br />
regulation could stop it getting off the ground, SRA Innovate may be for<br />
you! Crispin Passmore has been quoted as saying “We want our regulation<br />
to support innovation, which in turn can be a real benefit to the public. It<br />
doesn't matter if you are an existing law firm or new to providing legal<br />
services, a traditional partnership or an ABS. SRA Innovate is here to help<br />
you navigate regulation and meet your client's needs. My advice to any<br />
firms thinking about developing innovative offers is, get in touch and let's<br />
talk about how we can try and make it work. Our starting point is an<br />
instinct to say 'yes' to new, creative ideas.”<br />
All very laudable and if it does what it seems to suggest it wants to do, it<br />
could mark a sea change away from their previous approach of not giving<br />
guidance/safe harbour. How it will work in practice remains to be seen<br />
but if you are thinking of being innovative, the SRA certainly wants to<br />
hear from you so have a look on the SRA Innovate pages of the website<br />
for more information.<br />
Have a very Happy (and risk free) Christmas!<br />
Michelle Garlick<br />
Weightmans LLP
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achievement, Scarisbrick Hall School<br />
is the school of choice in the region.<br />
• Traditional family values and a warm friendly atmosphere<br />
• High standards ds of education throughout school,<br />
from birth to eighteen<br />
• Opportunities for leadership activities and outdoor pursuits<br />
in our historic 50 acre grounds and lake<br />
• Innovative curriculum riculum to challenge students to grow personally<br />
• Excellent GCSE results year on year<br />
• New build Science Faculty ready 2105<br />
• Sixth Form launch September <strong>2015</strong><br />
And there’s much more to come…<br />
Scarisbrick Hall School. Excellence in Everything.<br />
find out more: www.scarisbrickhallschool.co.uk .uk | 01704 841151<br />
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