Opportunity and Disruption in Auto Finance
1T2VAVD
1T2VAVD
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1<br />
<strong>Disruption</strong> <strong>in</strong> the Industry<br />
Adapt<strong>in</strong>g to changes <strong>in</strong> how consumers buy <strong>and</strong> use cars<br />
Innovation is shift<strong>in</strong>g from mak<strong>in</strong>g driv<strong>in</strong>g a car safer <strong>and</strong> more enjoyable to<br />
chang<strong>in</strong>g how cars are used. And this will br<strong>in</strong>g seismic shocks to f<strong>in</strong>anc<strong>in</strong>g.<br />
1950’s 1960’s 1970’s 1980’s<br />
• <strong>Auto</strong>matic<br />
transmissions<br />
• Power w<strong>in</strong>dows<br />
• Radial Tires<br />
• Power brakes<br />
<strong>and</strong> steer<strong>in</strong>g<br />
• FM radios<br />
• Power locks<br />
• Air condition<strong>in</strong>g<br />
• Disc brakes<br />
• Front seat belts<br />
• Transistor radios<br />
• Rack & p<strong>in</strong>ion<br />
steer<strong>in</strong>g<br />
• Rear seat belts<br />
• Anti-lock brakes<br />
• In-car stereo<br />
• Cassette players<br />
• Front Airbags<br />
• In-dash CD player<br />
• Memory power<br />
seats<br />
• Keyless entry<br />
Cont<strong>in</strong>uous enterta<strong>in</strong>ment advances<br />
Major safety enhancements<br />
Driveability basics<br />
“Buy<strong>in</strong>g Metal” | “10 years / 100,000 miles” | “Drive it <strong>in</strong>to the ground”<br />
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