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WHAT IS<br />
small business insurance?<br />
* Public liability insurance (if a member of the public injures themselves, or makes a claim<br />
against your business)<br />
* Employers liability insurance (if a member of staff injures themselves, or makes a claim)<br />
* Product liability insurance (if you’re a manufacturer and a customer makes a claim<br />
against a faulty product<br />
These policies cover things like the legal expenses involved in defending a lawsuit<br />
and any compensation that is awarded to the claimant.Depending on your<br />
type of business and business needs, you’ll probably be selecting different policies<br />
to sit under your small business insurance, as each business will have different<br />
needs and requirements<br />
As with larger businesses, physical damages, lawsuits and liability can all affect a<br />
small business, however, small businesses can continue to run if a claim is made<br />
against them, by making sure you have adequate cover in place.
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