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<strong>Annual</strong> <strong>Report</strong><br />
2012
Letter from the board<br />
2012<br />
This year has ended on yet another high, with 120 new children and 200 new women joining our growing<br />
projects in Addis Ababa. From its beginnings working with street children, <strong>Give</strong> A <strong>Future</strong> now touches the<br />
lives of whole communities in the Ethiopian capital, encouraging education and growing the economy.<br />
We now support over 30 young adults studying at universities<br />
across the country. This is testament to our approach that<br />
focuses on the individual needs of the children we work with.<br />
What we call our ‘one child at a time’ policy is at the core of how<br />
we run our projects. We support each child from the moment<br />
they enter our care until they get a job, setting them free from<br />
the poverty cycle.<br />
In September we opened our third school, a secondary school<br />
teaching students from grade 5 to 8. This is an important step in<br />
educating the children who graduate from our primary school<br />
– before they can move on to our scholarship programme.<br />
200 women have signed up to our micro-finance programme.<br />
In total, we’ve now extended loans to over 400 women. Again,<br />
our policy of working with one family at a time means that<br />
only one percent of these women default on their loans.<br />
Furthermore, we estimate that each loan we extend benefits<br />
at least five people.<br />
We’re deeply moved by the unwavering dedication and<br />
enthusiasm of our team on the ground, who continue to grow<br />
our projects and add extra services every year. All of the ideas<br />
for our projects stem from listening to the people we work<br />
with and providing what our communities really need. This<br />
ensures that every penny is well spent and that the results<br />
from our schemes are tangible.<br />
Economic development is at the heart of what we do. In the<br />
coming year we’ll continue to work to make our projects more<br />
sustainable and start projects that tick three important boxes:<br />
1) Creating employment in our communities<br />
2) Furthering economic development<br />
3) Creating a revenue stream for <strong>Give</strong> A <strong>Future</strong> to sustain<br />
the charity<br />
Next year we’re launching our first export business - “Lalibella”.<br />
It will sell home accessories made by local Ethiopian artisans<br />
in Europe.<br />
We’d like to give special thanks to our Ambassadors, who give<br />
so much of their time to supporting our projects.<br />
Carmen Borgonovo has recently come on board as our<br />
Accessories specialist. Without her expertise and adventurous<br />
spirit, we wouldn’t have been able to start Lalibella.<br />
Our communication strategy is improving. Sometimes we get<br />
so busy with the day to day running of the projects – that we<br />
haven’t always kept everyone abreast of developments. This<br />
will change. You - our supporters - are instrumental to what<br />
we do and we want to show you exactly where your time and<br />
money are going.<br />
We must also express our deepest thanks to Barclays Bank,<br />
who have been major supporters for several years. The team at<br />
Barclays has consistently gone above and beyond and we can’t<br />
thank them all enough. As Barclays doesn’t have a presence in<br />
Ethiopia, the bank is withdrawing its support in 2013. Barclays<br />
- we have learned so much from you that will help us run our<br />
projects better for many years to come. We are indebted to you<br />
for your support.<br />
As Barclays relinquishes its funding of <strong>Give</strong> A <strong>Future</strong> - we’re<br />
looking to fill the gap the bank has left as our main sponsor.<br />
We’d like to appeal to all of our supporters to help us to spread<br />
the word about the charity, to introduce us to their friends and<br />
networks who might be interested in getting involved. This will<br />
ensure we can continue to spend no money on fundraising,<br />
and keep our administrative costs to a minimum. All of our<br />
UK staff are volunteers and we use the cheapest and most<br />
effective marketing tool available – word of mouth.<br />
Many thanks to Phil and his team at Zest Ideas for our new<br />
website launching in January, please visit:<br />
www.giveafuture.org.uk<br />
The Board of <strong>Give</strong> A <strong>Future</strong> hopes you enjoy reading about our<br />
achievements and challenges over the past year in the coming<br />
pages.<br />
So many thanks to all our supporters, we couldn’t do our work<br />
without you!<br />
Yours sincerely,<br />
Stephanie Ferrario, Matteo Ferrario<br />
Amelie von Wedel, Sophie Pongracz<br />
Stefania Calice, Alexis Calice<br />
- The Board of <strong>Give</strong> A <strong>Future</strong><br />
4 5
Overall Situation<br />
Homes for Orphans<br />
2012<br />
<strong>Give</strong> A <strong>Future</strong> runs educational projects for children and young adults and economic development<br />
projects for women in Addis Ababa, Ethiopia, benefiting over 5500 people.<br />
... one child at a time. We have successfully opened our third group home this summer for our older girls.<br />
We now run four homes that care for over 40 orphans.<br />
We run:<br />
• Three Homes caring for around 30 orphans<br />
• Three schools educating over 450 children<br />
• A daily lunch programme feeding all of our school children<br />
• A scholarship fund propelling 230 children to the next stage of their education<br />
• A vocational training programme for 120 young adults<br />
• A micro-finance programme funding over 400 women<br />
• Community programmes teaching people about their health, nutrition and HIV/Aids<br />
• “Lalibella”, a line of home accessories to be sold in UK retailers<br />
What we do<br />
We aim to paint a brighter future for everyone we work with –<br />
one child and one family at a time. Our programmes support<br />
children and adults on an educational pathway until they<br />
can stand on their own feet, find a job and break the cycle of<br />
poverty – for good.<br />
Vocational training<br />
Our vocational training programme gets unemployed young<br />
adults back into the job market by teaching them a trade.<br />
We make sure that this turns into a job and a decent wage.<br />
In addition, all of our students attend business courses, which<br />
teach them life skills, financial literacy and business skills.<br />
Mundai Messai Wondemagen Degafa<br />
How we do it<br />
<strong>Give</strong> A <strong>Future</strong> runs educational projects, which support<br />
children and young adults in Addis Ababa, the capital of<br />
Ethiopia. We also run economic development projects for<br />
women in the city. Our aim is to make the 5,500 people that<br />
we support more employable, by supporting their education<br />
to a level that allows them to earn a decent wage, and a<br />
secure future.<br />
Education<br />
Ethiopia’s economy is growing at more than ten percent a<br />
year. Yet only one percent of its population goes to university.<br />
More Ethiopian young people than anywhere else in the<br />
world are poised to enter the workforce in the next thirty<br />
years. They desperately need training to keep up with the<br />
country’s burgeoning economy. We fund higher education,<br />
to propel more young adults into this university educated<br />
minority.<br />
Microfinance<br />
We help women with an entrepreneurial mindset to set up<br />
their own businesses. The women who take part in our microfinance<br />
programme learn life skills and financial literacy, as<br />
well as the importance of saving money. With the small loan<br />
that they receive, they’re typically able to significantly improve<br />
their lives.<br />
As with our vocational training programme, these women<br />
attend a business course where they learn life skills such<br />
as saving money and how to be financially literate. Typically<br />
they create up to five times more profit once completing the<br />
programme, than they did beforehand.<br />
We house girls and boys from the ages of 5 to 20 years. Our<br />
homes are loving safe-havens for children who used to live on<br />
the streets. Many were orphaned by AIDS or abandoned by<br />
parents living in poverty. We have one group home for our<br />
older boys, one group home for our older girls and a central<br />
home for our younger children.<br />
Our homes are at the heart of all our work.<br />
It is where we bring everyone together at the end of a busy day.<br />
It is where we hold meetings, run our mentorship programme<br />
and host visitors. It is where we spend time with our children<br />
and quite simply show our love for them.<br />
We have watched these children grow up over the past 6 years<br />
and are so proud of their achievements. We know that we have<br />
given them the most important grounding for their future: a<br />
loving home to which they feel they will always belong.<br />
and trusted friend. His influence has been phenomenally<br />
successful in turning extremely traumatised children with<br />
harrowing backgrounds into happy, trusting, curious children<br />
that are full of hope and enthusiasm for their future. Having<br />
completed financial training, Mamoush also works as our local<br />
accountant. He’s also responsible for doing the shopping. He’s<br />
careful to keep expenditure on food/clothes and materials to<br />
a minimum.<br />
As we are a small organisation, we’re able to take an individual<br />
approach to care, which goes far beyond covering the<br />
children’s basic needs. This is how we hope to have maximum<br />
impact on their lives. We work to educate all of our children<br />
until they leave us as grown-ups with a career.<br />
Thanks to Mamoush and his team of social workers, teachers,<br />
nurses, psychologists and volunteers we have 40 happy and<br />
thriving children in our care.<br />
And it’s not only at university level that education often falls<br />
short in Ethiopia. Only half of all children in the country attend<br />
primary schools. This number drops to a third in secondary<br />
schools. We make sure that the children in our care complete<br />
their education – and crucially have a solid career path at the<br />
end of it.<br />
In the first few years of establishing the project, some of the<br />
children would run away from the home. But for the last two<br />
years, we’ve had no runaways. In fact, we wish that we had<br />
more space and funds to open many more such loving homes<br />
that children want to run to.<br />
The secret to the home’s success is our lead carer Mamoush.<br />
He’s everything to the children. Family, confidante, teacher<br />
Plans for 2012/13<br />
Over the next year we want to continue our mentoring<br />
programme, bringing in successful speakers to inspire our<br />
children. We also want to take in more young street children<br />
into the Home, subject of course to how much money we’re<br />
able to raise over the coming months.<br />
6 7
Schools<br />
2012<br />
...educating one child at a time. We currently run three schools: a nursery school for very young children<br />
aged 3 years and up; a primary school for children in grades 1 to 4 and a secondary school for children<br />
in grades 5 to 8.<br />
A headmaster oversees all three of the schools, who has 11<br />
years of teaching experience and a BA in Education. We have<br />
an assistant headmaster in each school, who also serves as a<br />
teacher.<br />
Our schools aim to:<br />
1) Get children off the streets and into the classroom. We<br />
aim to give children the education and skills they need<br />
to break out of the poverty cycle.<br />
2) Keep students in our schools until they reach grade 8,<br />
and see them through either secondary school or<br />
vocational training.<br />
3) Help families to learn about health, hygiene and the<br />
value of education.<br />
4) Keep academic standards high and give extra help to<br />
those who struggle in the classroom<br />
Teachers<br />
We have a strong staff and a high retention rate. In September<br />
2011 we boosted the salaries of our teachers and support staff<br />
to ensure they’re paid a living wage. We have started contributing<br />
to pension schemes for the staff, following government<br />
guidelines. We actively encourage our teachers to continue<br />
their own education, and we provide money for them to do<br />
so. Our teachers attend government-training schemes and we<br />
organise a yearly retreat and team-building trip for the staff to<br />
keep them motivated.<br />
Teacher absenteeism has not been an issue at our schools. This<br />
is in stark contrast to teacher absenteeism rates in the rest of<br />
Ethiopia, which were found to be a staggering 45% in 2004 –<br />
according to the World Development <strong>Report</strong>.<br />
Pupils<br />
Our students come from extremely poor backgrounds.<br />
Education is often too expensive for their parents and it isn’t<br />
a priority for families who need their children to contribute<br />
financially to the home. When children first join our nursery<br />
school, we emphasise the importance of punctuality, of<br />
regular attendance and arriving clean and dressed in the<br />
school uniform.<br />
Nursery classes experience a much higher absentee rate than<br />
further up the school. This is because:<br />
• Parents still require a lot of encouragement to send<br />
their children to school every day<br />
• Younger children are often sick and need to stay at<br />
home<br />
• Younger children are often used by their parents to<br />
beg and earn money<br />
Absences in our nursery school can be up to 30 pupils a month.<br />
The number drops to less than 10 absences a month when the<br />
children reach primary school.<br />
The drop out rate in Nursery school was 2.8% in the last<br />
school year, a constant in the lower years of our school. This<br />
is mainly due to families having to relocate to the countryside<br />
because of financial hardship or because the government is<br />
dispossessing and relocating families from certain areas to the<br />
outskirts of Addis Ababa. .Only one child dropped out of our<br />
primary school this year, again due to the family moving to the<br />
countryside for financial reasons.<br />
Health<br />
We’ve noticed that our students are becoming “healthier”.<br />
They’re getting fewer skin problems, fewer runny noses and<br />
fewer complaints of stomach aches. This is due to our introduction<br />
of a de-worming programme, improved hand<br />
washing practices, the lunch programme and the health<br />
workshops. The longer the student has attended our schools<br />
the more exposure they’ve had to these positive programmes<br />
and practices. The trend towards better health could also be<br />
attributed to a positive shift in the parent’s commitment to<br />
education or to the mother participating in our microfinance<br />
programme and a reduction in economic hardship.<br />
Grades<br />
Academic performance is a key indicator for how the students<br />
are doing in school and whether or not the support we give is<br />
adequate. Many of the students come from households where<br />
the parents have little or no education and are unable to assist<br />
with homework. In the younger classes, our main objectives<br />
are to get the students used to going to school, learning to<br />
play and making friends. We also teach them basic literacy<br />
and numeracy in preparation for moving up to the first grade.<br />
We’re very proud that all of the students in our schools have<br />
managed to move up a grade this past school year.<br />
97% of our nursery school children perform well above<br />
national average. In primary school 72% of our students<br />
achieved grades above the national average. Our objective for<br />
the coming school year will be to have at least 90% of students<br />
getting test scores above 65% (national average).<br />
Lunch Programme:<br />
The lunch programme feeds all of our students and ensures<br />
that they receive at least one hot, nutritious meal every day. It<br />
has now been running for the last three academic years and<br />
is a huge success. <strong>Report</strong>s from both students and parents<br />
indicate that it is greatly appreciated by all. We’ve noted less<br />
absences, better health and higher academic performance<br />
since it started.<br />
School plans for the coming year<br />
• Continuing engagement with the parents and the<br />
community including running more workshops for<br />
them<br />
• Helping to identify students who are getting grades<br />
which fall below 65%<br />
• Developing after-school tutorials for these students<br />
Student profiles<br />
Negataw is 7 and goes to Kindergarten at our school in<br />
Shiromeda. Negataw lives with her mother, father, four sisters<br />
and two brothers in a small one-room house in the same area.<br />
Her father is a weaver and her mother collects garbage,<br />
for which she gets a small wage from the local community<br />
government. Negataw says she is healthy but often has<br />
stomach aches. The lunch programme at our school has been<br />
life changing for her because she says there’s sometimes no<br />
breakfast at her house and dinner is often just biscuits. The hot<br />
lunch we provide can sometimes be her only real meal of the<br />
day.<br />
Her favourite subject is English and she likes to come to<br />
school and play with her friends and study. At home, one of<br />
her brothers helps her with her homework. He is older and is<br />
one of the lucky ones who goes to school. Negataw hopes her<br />
younger siblings will get a chance to study like her.<br />
Mescarum Asrat is 10 years old and is a Grade 3 student at our<br />
primary school. She began her studies at our nursery. She lives<br />
with her mother, sister and brother in a small one-room house<br />
in Shiromeda.<br />
Her father passed away several years ago and her mother<br />
makes a small living by selling handicrafts in the local market.<br />
Mescarum says that her mother often falls ill. Her older sister<br />
is a grade 7 student and her brother is in grade 3. They are<br />
not students at our schools and the mother struggles to keep<br />
up the payments for their education. As the youngest, there<br />
wouldn’t have been enough money to send Mescarum to<br />
school without <strong>Give</strong> A <strong>Future</strong>.<br />
Mescarum looks healthy, although she’s tiny for her age. Her<br />
only complaint is the occasional headache. For breakfast<br />
she eats leftovers – if there are any from the night before.<br />
Sometimes she says there’s no dinner for the family at all. She<br />
says she’s very happy to have the lunch at school, as she knows<br />
it will be there every day.<br />
8 9
Scholarship Programme<br />
2012<br />
...funding one child/young adult at a time. We believe education is the best investment we can make in<br />
a child’s future – and when paired with individual mentoring, it can change the lives of individuals, their<br />
extended families and communities, for good.<br />
The Scholarship Programme funds<br />
• 100 students from Kindergarten to Grade 12<br />
• 30 students in College or University<br />
• 40 students from our Home and Group Homes<br />
• 60 NEW students enrolled in September 2012<br />
• A parents’ committee to build community links<br />
Our scholarship programme allows 230 children between the<br />
ages of four and 25 to attend schools and universities across<br />
Ethiopia. Our aim is that all children in our care end up with a<br />
job. And every additional year in education adds about 10%,<br />
on average, to the wage they can take home.<br />
How it works<br />
The scholarship programme has been running for several years<br />
and is growing slowly to meet the demands of the community.<br />
The programme started as a support for children going into<br />
secondary school and for university students who needed<br />
financial assistance to cover their books. However, with our<br />
primary schools at full capacity we decided to expand the<br />
scholarship program to assist young children in our catchment<br />
area to go to private schools.<br />
The registration process is carried out by our two social workers<br />
who interview each student and conduct a home visit to<br />
assess the level of their need. The students are then enrolled in<br />
local private schools, uniforms are bought for them and school<br />
materials supplied. Our two social workers follow the scholars’<br />
progress, by visiting their schools to check their attendance<br />
and to talk to the teachers about their performance.<br />
Successes<br />
Through our experience of running a primary school, we know<br />
that parental support and encouragement is key to a child’s<br />
academic success. We’ve established a Parent Committee<br />
among the parents of the younger scholarship students and<br />
they meet our social workers every two weeks. Furthermore,<br />
all the parents of these students are split into two groups and<br />
they meet once a month at our office. During these meetings<br />
the social workers discuss any issues that have been identified<br />
by the schools such as attendance and hygiene. This gives<br />
the parents an opportunity to seek advice and share their<br />
experiences. Two members of our Parent Committee are now<br />
also serving on the area’s Development and Health Committee<br />
and have helped 9 of our families to get access to water and<br />
shower facilities.<br />
Students who receive poor grades after their first term meet<br />
with a social worker and their parents to discuss how to<br />
improve their marks. The parents are strongly encouraged to<br />
send their children to school every day and are advised not to<br />
take their children out of school to go begging.<br />
Our university and college students are mostly studying<br />
outside of Addis Ababa and report to us regularly by email.<br />
During the summer they have to provide us with their final<br />
results. We then talk through the forthcoming year and any<br />
challenges they have faced. Most of them spend the summer<br />
holidays in the countryside with members of their families.<br />
Those with accommodation in Addis, spend their summers<br />
volunteering at our Home; teaching and playing sport with the<br />
children we care for.<br />
We’re continuing to provide home support to one university<br />
student, Muna Fedlu, while she completes her Medical<br />
training at Hyatt University in Addis. She is doing very well<br />
and has begun her third year and will soon be starting clinical<br />
placements.<br />
Challenges<br />
The main challenges we face are linked to the extreme poverty<br />
in which our scholarship students and their families live. They<br />
struggle to send their children to school on time, dressed<br />
in a clean uniform and with enough to eat. These issues are<br />
not new - but there is often little we can do to help, besides<br />
providing encouragement, liaising with the school administration<br />
on behalf of the parent and offering a space at our<br />
monthly meetings for parents to share their hardships and<br />
experience and offer each other support and advice.<br />
Plans for 2013<br />
• Continue to strengthen the parent committee<br />
• Tutor students that fall well below grades of 65%<br />
• Take in 60 new students<br />
• Mentor our university students and build a reward<br />
system for excellence in their studies<br />
• Organise IT literacy courses for our university<br />
students, as many do not know how to use<br />
computers<br />
10 11
Vocational Training<br />
2012<br />
...One young adult at a time. With our vocational training programmes we teach young adults a trade<br />
and make sure they find a job afterwards – that pays a decent wage. On learning a trade, students also<br />
follow business courses, which teach them life skills and financial literacy.<br />
We have 120 young adults in our vocational training<br />
programmes. Many of our graduates earn 50-200% more<br />
after a year in a trade, compared to what they would have<br />
earned without this training.<br />
How it works<br />
Our vocational training programme is still in its infancy and<br />
we’re learning as we go. It’s our most challenging programme,<br />
because we only work with these young adults we take on for<br />
a year. It’s a very short period of time to make a considerable<br />
difference in anyone’s life.<br />
All of our students get support in finding a job through career<br />
workshops, which introduce the concept of job searching on<br />
graduation. We have learned some valuable lessons from the<br />
past two groups of students and our focus is on finding the<br />
balance between providing support but not creating a sense<br />
of dependency.<br />
Our aim is to equip the young people we work with, with<br />
the tools required to enter the job market and ultimately to<br />
become financially independent.<br />
Our students are doing things as varied as:<br />
Electronics Maintenance, Food Catering, Videography & Film,<br />
Hairdressing, Electrical Engineer, Plumbing, Computer Service<br />
& Maintenance<br />
Recruitment<br />
We have two staff who assess the young people we work<br />
with, make home visits and support the students through the<br />
training.<br />
Once a student is accepted into the programme and the registration<br />
is complete, new students have an induction that<br />
outlines their roles and responsibilities and what they can<br />
expect during the course and after. This is an opportunity for<br />
us to manage their expectations and to say what we expect in<br />
return.<br />
In addition to paying their tuition fees we also provide the<br />
students with travel money to get to and from their classes. If<br />
classes require specific materials, we’ll also supply that.<br />
Challenges<br />
Vocational training has the potential to make a huge<br />
difference to young people’s lives. However, it is challenging<br />
as it requires a strong commitment to following them - and<br />
relies on the strength of the job market. Many of the students<br />
have been unemployed for some time and they lack discipline<br />
and motivation. Other students are constantly looking out for<br />
other job opportunities and when they spot one, they grab it –<br />
and leave the programme.<br />
Retention has been an issue so far with students leaving for<br />
various reasons including:<br />
• Lack of interest in the course<br />
• Finding a job elsewhere<br />
• Family problems<br />
• Moving home<br />
In the programme’s first year, we had a 50% drop out rate. This<br />
past year we had an 25% drop out rate and hopefully next year<br />
we will have even less.<br />
We want to improve our recruitment process to identify those<br />
young people, who are genuinely motivated and already<br />
making an effort to find work. We also want to provide more<br />
business and financial literacy training beyond the 12 months<br />
of official training. We will focus on young people who are truly<br />
motivated and trying to better their lives. We have also taken<br />
steps to improve our programme by trying to establish links<br />
with local businesses in the community to understand how we<br />
can assist our students to find jobs.<br />
We are now trying to develop an apprenticeship programme<br />
that will place our graduates in local businesses for a few<br />
months of work experience. This would include a small salary<br />
for the student to help with subsistence - and in return the<br />
student would work for free, developing skills and making<br />
contacts.<br />
Plans for 2013<br />
• Extend our financial and moral support to students<br />
having difficulty in finding a job for 6 months after<br />
they graduate<br />
• Organise workshops to help them find jobs after<br />
graduation<br />
• Take in 40 new young adults in 2013. Work on<br />
building internship and apprenticeship opportunities<br />
Student profiles<br />
Sonite Mulgeta is 22 and following a ten month Catering<br />
programme.<br />
Sonite lives with her five sisters in a small house in Shiromeda.<br />
Her parents live in the country working as subsistence farmers.<br />
The girls moved to Addis to get an education and earn money.<br />
Three of her sisters are studying and the other two are working<br />
to pay the rent and food. She attends evening classes as during<br />
the day she works as a cleaner. Sonite is really enjoying learning<br />
how to cook. Her favourite dish is the traditional Ethiopian tibs<br />
but she’s also learning to make Western food. Sonite is positive<br />
about the future. Once she has completed her course, she will<br />
introduce herself to local businesses and hopes to be hired as<br />
a cook in a restaurant or hotel.<br />
Fikerta Mekonnen is 27 and following an eight-month hairdressing<br />
course.<br />
Fikerta lives with her aunt in Shiromeda and they earn a<br />
small income from renting out a room. Fikerta was trained by<br />
a charity to make clothes and she earns a small amount by<br />
selling them locally. She completed her primary education and<br />
sat the Grade 12 National Exam but didn’t do well enough to<br />
go to university. Fikerta is really happy to have been given the<br />
opportunity to learn how to cut and style hair. Her favourite<br />
activity is straightening hair and she has been practicing on<br />
her peers. When she completes her training, she wants to<br />
get experience working at a hairdresser. She plans to start as<br />
an assistant hairdresser and work her way up. Eventually she<br />
would like to have her own salon.<br />
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Micro-Finance Programme<br />
2012<br />
...lending money to one woman and her family at a time. The women who take part in our finance<br />
programme learn to save money, learn life skills and become financially literate.<br />
With the small loan that they receive, they’re typically able to<br />
set up a business and to raise their family above the poverty<br />
line after one or two years. Over 400 women are enrolled in our<br />
programme – many who’re now on their fourth funding round.<br />
Our women typically have up to five people in their families,<br />
meaning almost 2,000 people in total benefit directly from the<br />
businesses they set up. The loans programme helps them to<br />
take better care of their families, to provide food and education<br />
for their children and access health care and better housing.<br />
Almost all of the women we fund, repay the loan within a year.<br />
How it works<br />
The Women’s Business Programme enables us to work directly<br />
with women in the community. Often the mothers of our<br />
students, it helps to strengthen their economic situation and<br />
make them and their families more resilient. Teaching them<br />
basic business skills, as part of our 2 week course, gives them<br />
the tools to grow and run a successful small business while<br />
building their self-confidence. Our loan gives them access to<br />
capital that’s otherwise out of reach.<br />
Most importantly, from the minute the women join the<br />
programme they are encouraged to begin saving a very small<br />
amount each week. By fostering a culture of saving, we aim to<br />
provide a financial cushion for the women we work with and<br />
make them think about their financial future. We bring the<br />
businesswomen together regularly to share their experiences<br />
with one another.<br />
When 20 women express an interest in taking part, we start<br />
a new training session. The feedback from those we train is<br />
extremely positive. Almost as soon as the women start the<br />
training, you can see a clear change in their confidence and<br />
ambition.<br />
The women we fund hold their meetings at our office, which<br />
also serves as the weekly collection point for their cash. Our<br />
staff and an accountant are present when the loan papers<br />
are signed and the money is handed out. One of the major<br />
benefits to having credit lines in the community we work in, is<br />
that our women don’t have to travel far to make their weekly<br />
deposits or collect money.<br />
Challenges<br />
Despite the many challenges our beneficiaries face, the vast<br />
majority still manage to make a success of their business, save<br />
money and re-pay the loans they take. For a few though, the<br />
challenges are too great to overcome. We can authorise delays<br />
in loan repayments, to allow a woman time to get back on<br />
track and continue re-paying their loan.<br />
Only four women in total have decided to default on their<br />
loans. In these cases we issue warning letters and then we<br />
follow up with the Community Courts to retrieve the money.<br />
Plans for 2013<br />
• Take in 200 new women<br />
• Work intensely with women who are on the cusp of<br />
defaulting<br />
• Bring in some of our success stories to talk to other<br />
women and inspire them<br />
• Hire an extra liaison officer<br />
Beneficiary Profiles<br />
Genet Eshete is 47 years old and joined our programme at the<br />
beginning of this year. Before joining she had earned money by<br />
baking traditional Ethiopian bread. She fell ill, and had to use<br />
her savings to get by - so she was unable to buy the ingredients<br />
she needed to carry on baking. Once she registered for a loan,<br />
she started saving and took up business training at our office.<br />
The training has motivated her to restart her baking business<br />
and to make it a success.<br />
Genet lives in a house near our office. It is spotless and she<br />
is clearly proud of it. She has one daughter who is 9 years<br />
old and is one of our scholarship students. Her husband left<br />
many years ago and she has been on her own ever since. Her<br />
business is thriving and she’s won a contract with a local shop<br />
to supply them with bread. She sells the rest outside her house<br />
to passers by.<br />
On average she makes a profit of 100birr (£3.40) each month.<br />
She’s eager to pay the first loan back and take a second, so<br />
she can buy larger quantities of raw materials and bake more.<br />
When asked what impact the programme has had on her life,<br />
she replies “More then just making money, I have learned so<br />
much about how to manage my house and my life”.<br />
Tsehay Beleta was one of the first women to take part in our<br />
business scheme in 2009. She heard about our programme<br />
because her two children went to our primary school. With<br />
the first loan Tsehay started a small charcoal business. With<br />
the second, she expanded and began renting a small storage<br />
unit in the local market so she could purchase and store more<br />
charcoal, cutting the number of times she needed to travel<br />
back and forth to buy more.<br />
Her husband began working with her to manage the growing<br />
business. She now has three children, a daughter in Grade 4, a<br />
son in Grade 2 and a new addition to the family - a little boy<br />
of 7 months. They have moved house and now have a larger<br />
two-room house with bunk beds, a couch and chairs, TV and<br />
radio and a separate room for cooking and food storage. They<br />
have expanded the business and now also sell grain. She is<br />
currently paying back the third loan of 2000birr (£68) and<br />
plans to take a fourth. She says everything has changed since<br />
she took the first loan “We can manage paying our rent and for<br />
food. We can buy things when we need to”.<br />
Yelfin Mesfin is 25 - and has been blind from an early age. She<br />
lives in Shiromeda with her husband and child, who is on our<br />
scholarship programme. Her husband ekes out a living selling<br />
small items here and there. Before joining our programme,<br />
Yelfin would do the same, selling lottery tickets on the streets.<br />
She took out a loan in early 2012 and began building up her<br />
savings week by week. After she started business training, she<br />
was inspired to start her own business. She has been actively<br />
running her business for the last month, selling soap and other<br />
household products on the side of the road in Shiromeda.<br />
She says business is good, though she’s regularly moved on by<br />
the police, as she is not licensed to be a<br />
street seller. Her blindness is a huge hurdle, and some customers<br />
take advantage of her. Yet she is determined to succeed.<br />
in the future, her plan is to take a second loan and offer a wider<br />
range of products to her customers.<br />
Tebe Tega is 30, and again one of the pioneers of our microfinance<br />
programme. With the cash she got, she set up a mobile<br />
business selling sandwiches around local bars and offices.<br />
During this time her husband had on-off work as a laborer.<br />
They lived in a small house, with their 3 children who attend<br />
our schools.<br />
She was doing well and repaying her loan regularly, when<br />
after five months she suddenly became ill and was unable to<br />
continue with her business. We suspended her payments until<br />
she recovered. But just as she had got better, her husband died<br />
in an accident, followed by her mother-in-law just two weeks<br />
later.<br />
The funeral costs left her penniless – and unable to get her<br />
business back off the ground. Now, Tebe is healthy and working<br />
washing clothes in the neighborhood and has resumed the<br />
loan payments. Once she finishes paying back the first loan she<br />
plans to take another one and begin baking bread to sell. She<br />
has only a small amount left to pay and is looking forward to<br />
getting a business set up again.<br />
Another pioneer, Twebech Gonje used the money she got<br />
from her loan to set up a weaving business with her husband.<br />
They moved away from Addis where the rent was cheaper and<br />
they could afford a larger house for their looms. After taking<br />
a second round of money, she joined a local weaving co-operative<br />
that was being supported by a government initiative<br />
which gave them free space in which to work.<br />
Twebech continues to produce other products at home with<br />
her husband which they sell independently in local markets.<br />
She is almost ready to take another loan to grow the business.<br />
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Economic development<br />
....investing in one business at a time. <strong>Give</strong> A <strong>Future</strong> supports local business ventures, by investing in our<br />
vocational training graduates.<br />
We are in the process of investing and opening more<br />
businesses in Addis Ababa. With our new export business<br />
“Lalibella”, we have started working with local craftsmen.<br />
The aim is to produce home accessories to be sold in the<br />
UK, which will create employment in Ethiopia, contribute to<br />
economic development in Addis and generate revenues for<br />
our charitable projects.<br />
Nobody made a greater<br />
mistake than they who did nothing<br />
because they thought<br />
they can only do a little.<br />
We are pushing hard to make our projects more self-sustaining,<br />
and less dependent on donations. This will take us some<br />
time, so please keep supporting us - as you do so generously<br />
year after year.<br />
Plans for 2013<br />
• Launch Lalibella internationally and get our products<br />
on the shelves<br />
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Thank you 2012<br />
We cannot thank all of our supporters enough, you all make a world of a difference to 5500 people!<br />
We couldn’t do it without you!<br />
Barclays Bank<br />
Henkel MIT Foundation<br />
Nando Peretti Foundation<br />
Miles Morland<br />
Alys and Jim Garman<br />
Goldman Sachs Matching Program<br />
All Barclays Pay as you earn donors<br />
Mark Dearlove<br />
Matthias and Stefania Calice<br />
Dan Meyer<br />
Matteo Ferrario<br />
William and Richard Noortman<br />
Fabrizio and Natalia Boaron<br />
Wolfgang Graf von Maldeghem<br />
Brambleski<br />
We also want to say a very warm thank you to all our volunteers,<br />
both in London and Addis Ababa for giving their time and talent towards our projects.<br />
You make an invaluable difference to our children and women in Addis Ababa.<br />
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Budget <strong>Report</strong> 2012<br />
Budget 2013 Yearly ETB Yearly GBP<br />
HOMES<br />
Rent 216,000 7,714<br />
Salaries 265,200 9,471<br />
Food 216,000 7,714<br />
Children’s Programmes 24,000 857<br />
Children’s Needs 60,000 2,143<br />
Medical 6,000 214<br />
Transport/Utilities/Admin 111,600 3,986<br />
Group Home 1 - Boys 87,600 3,129<br />
Group Home 2 - Girls 180,000 6,429<br />
TOTAL 1,166,400 41,657<br />
SCHOOLS<br />
Rent<br />
KG compound 108,000 3,857<br />
GR 1-4 compound 216,000 7,714<br />
GR 5-8 compound 168,000 6,000<br />
Salaries 530,400 18,943<br />
Tax/Pensions 19,200 686<br />
Teaching Materials 48,000 1,714<br />
Cleaning Materials 30,000 1,071<br />
Maintenance 30,000 1,071<br />
Utilities/ Admin 49,200 1,757<br />
Uniforms 96,000 3,429<br />
Special Events 36,000 1,286<br />
Lunch Programme 590,760 21,099<br />
TOTAL 1,921,560 68,627<br />
COMMUNITY AND WOMEN’S<br />
BUSINESS PROGRAMME<br />
Rent 60,000 2,143<br />
Salaries 246,000 8,786<br />
Utilities/Transport/Materials 38,400 1,371<br />
Transport 12,000 429<br />
Pensions 21,600 771<br />
Sponsorship Programme 28,800 1,029<br />
Women Business Loans and Training 406,200 14,507<br />
TOTAL 813,000 29,036<br />
SCHOLARSHIP PROGRAMME<br />
Salaries 60,000 2,143<br />
Home students fees 84,000 3,000<br />
Primary students fees (KG-Gr 8) 336,000 12,000<br />
Highschool students fees (Gr 9-12) 3,600 129<br />
University/College students allowance 199,500 7,125<br />
Home support students 102,000 3,643<br />
TOTAL 725,100 25,896<br />
VOCATIONAL TRAINING<br />
Salaries 90,000 3,214<br />
Tuition Fees 120,000 4,286<br />
Transport 84,000 3,000<br />
Training and Materials 24,000 857<br />
TOTAL 318,000 11,357<br />
TOTAL COSTS 4,944,060 176,574<br />
Expenditure in 2011 and 2012 have been very close to budget in Ethiopian birr (ETB). Because of ETB continuing devaluation,<br />
we have made some savings that are being reinvested in 2013. The 2013 budget of ETB 4.94 million is about 30% higher than<br />
the 2012 budget of ETB 3.85 million. This is because of increasing rent and salary demands due to high inflation in Ethiopia.<br />
The continuing devaluation of the birr will likely lead to less than a 20% increase in the Sterling budget. Please ask if you are<br />
interested in more details on the budget.<br />
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We can’t thank you all enough!<br />
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Registered Charity Number 1124082