12.07.2016 Views

Give A Future Annual Report 59948 OUT

You also want an ePaper? Increase the reach of your titles

YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.

<strong>Annual</strong> <strong>Report</strong><br />

2012


Letter from the board<br />

2012<br />

This year has ended on yet another high, with 120 new children and 200 new women joining our growing<br />

projects in Addis Ababa. From its beginnings working with street children, <strong>Give</strong> A <strong>Future</strong> now touches the<br />

lives of whole communities in the Ethiopian capital, encouraging education and growing the economy.<br />

We now support over 30 young adults studying at universities<br />

across the country. This is testament to our approach that<br />

focuses on the individual needs of the children we work with.<br />

What we call our ‘one child at a time’ policy is at the core of how<br />

we run our projects. We support each child from the moment<br />

they enter our care until they get a job, setting them free from<br />

the poverty cycle.<br />

In September we opened our third school, a secondary school<br />

teaching students from grade 5 to 8. This is an important step in<br />

educating the children who graduate from our primary school<br />

– before they can move on to our scholarship programme.<br />

200 women have signed up to our micro-finance programme.<br />

In total, we’ve now extended loans to over 400 women. Again,<br />

our policy of working with one family at a time means that<br />

only one percent of these women default on their loans.<br />

Furthermore, we estimate that each loan we extend benefits<br />

at least five people.<br />

We’re deeply moved by the unwavering dedication and<br />

enthusiasm of our team on the ground, who continue to grow<br />

our projects and add extra services every year. All of the ideas<br />

for our projects stem from listening to the people we work<br />

with and providing what our communities really need. This<br />

ensures that every penny is well spent and that the results<br />

from our schemes are tangible.<br />

Economic development is at the heart of what we do. In the<br />

coming year we’ll continue to work to make our projects more<br />

sustainable and start projects that tick three important boxes:<br />

1) Creating employment in our communities<br />

2) Furthering economic development<br />

3) Creating a revenue stream for <strong>Give</strong> A <strong>Future</strong> to sustain<br />

the charity<br />

Next year we’re launching our first export business - “Lalibella”.<br />

It will sell home accessories made by local Ethiopian artisans<br />

in Europe.<br />

We’d like to give special thanks to our Ambassadors, who give<br />

so much of their time to supporting our projects.<br />

Carmen Borgonovo has recently come on board as our<br />

Accessories specialist. Without her expertise and adventurous<br />

spirit, we wouldn’t have been able to start Lalibella.<br />

Our communication strategy is improving. Sometimes we get<br />

so busy with the day to day running of the projects – that we<br />

haven’t always kept everyone abreast of developments. This<br />

will change. You - our supporters - are instrumental to what<br />

we do and we want to show you exactly where your time and<br />

money are going.<br />

We must also express our deepest thanks to Barclays Bank,<br />

who have been major supporters for several years. The team at<br />

Barclays has consistently gone above and beyond and we can’t<br />

thank them all enough. As Barclays doesn’t have a presence in<br />

Ethiopia, the bank is withdrawing its support in 2013. Barclays<br />

- we have learned so much from you that will help us run our<br />

projects better for many years to come. We are indebted to you<br />

for your support.<br />

As Barclays relinquishes its funding of <strong>Give</strong> A <strong>Future</strong> - we’re<br />

looking to fill the gap the bank has left as our main sponsor.<br />

We’d like to appeal to all of our supporters to help us to spread<br />

the word about the charity, to introduce us to their friends and<br />

networks who might be interested in getting involved. This will<br />

ensure we can continue to spend no money on fundraising,<br />

and keep our administrative costs to a minimum. All of our<br />

UK staff are volunteers and we use the cheapest and most<br />

effective marketing tool available – word of mouth.<br />

Many thanks to Phil and his team at Zest Ideas for our new<br />

website launching in January, please visit:<br />

www.giveafuture.org.uk<br />

The Board of <strong>Give</strong> A <strong>Future</strong> hopes you enjoy reading about our<br />

achievements and challenges over the past year in the coming<br />

pages.<br />

So many thanks to all our supporters, we couldn’t do our work<br />

without you!<br />

Yours sincerely,<br />

Stephanie Ferrario, Matteo Ferrario<br />

Amelie von Wedel, Sophie Pongracz<br />

Stefania Calice, Alexis Calice<br />

- The Board of <strong>Give</strong> A <strong>Future</strong><br />

4 5


Overall Situation<br />

Homes for Orphans<br />

2012<br />

<strong>Give</strong> A <strong>Future</strong> runs educational projects for children and young adults and economic development<br />

projects for women in Addis Ababa, Ethiopia, benefiting over 5500 people.<br />

... one child at a time. We have successfully opened our third group home this summer for our older girls.<br />

We now run four homes that care for over 40 orphans.<br />

We run:<br />

• Three Homes caring for around 30 orphans<br />

• Three schools educating over 450 children<br />

• A daily lunch programme feeding all of our school children<br />

• A scholarship fund propelling 230 children to the next stage of their education<br />

• A vocational training programme for 120 young adults<br />

• A micro-finance programme funding over 400 women<br />

• Community programmes teaching people about their health, nutrition and HIV/Aids<br />

• “Lalibella”, a line of home accessories to be sold in UK retailers<br />

What we do<br />

We aim to paint a brighter future for everyone we work with –<br />

one child and one family at a time. Our programmes support<br />

children and adults on an educational pathway until they<br />

can stand on their own feet, find a job and break the cycle of<br />

poverty – for good.<br />

Vocational training<br />

Our vocational training programme gets unemployed young<br />

adults back into the job market by teaching them a trade.<br />

We make sure that this turns into a job and a decent wage.<br />

In addition, all of our students attend business courses, which<br />

teach them life skills, financial literacy and business skills.<br />

Mundai Messai Wondemagen Degafa<br />

How we do it<br />

<strong>Give</strong> A <strong>Future</strong> runs educational projects, which support<br />

children and young adults in Addis Ababa, the capital of<br />

Ethiopia. We also run economic development projects for<br />

women in the city. Our aim is to make the 5,500 people that<br />

we support more employable, by supporting their education<br />

to a level that allows them to earn a decent wage, and a<br />

secure future.<br />

Education<br />

Ethiopia’s economy is growing at more than ten percent a<br />

year. Yet only one percent of its population goes to university.<br />

More Ethiopian young people than anywhere else in the<br />

world are poised to enter the workforce in the next thirty<br />

years. They desperately need training to keep up with the<br />

country’s burgeoning economy. We fund higher education,<br />

to propel more young adults into this university educated<br />

minority.<br />

Microfinance<br />

We help women with an entrepreneurial mindset to set up<br />

their own businesses. The women who take part in our microfinance<br />

programme learn life skills and financial literacy, as<br />

well as the importance of saving money. With the small loan<br />

that they receive, they’re typically able to significantly improve<br />

their lives.<br />

As with our vocational training programme, these women<br />

attend a business course where they learn life skills such<br />

as saving money and how to be financially literate. Typically<br />

they create up to five times more profit once completing the<br />

programme, than they did beforehand.<br />

We house girls and boys from the ages of 5 to 20 years. Our<br />

homes are loving safe-havens for children who used to live on<br />

the streets. Many were orphaned by AIDS or abandoned by<br />

parents living in poverty. We have one group home for our<br />

older boys, one group home for our older girls and a central<br />

home for our younger children.<br />

Our homes are at the heart of all our work.<br />

It is where we bring everyone together at the end of a busy day.<br />

It is where we hold meetings, run our mentorship programme<br />

and host visitors. It is where we spend time with our children<br />

and quite simply show our love for them.<br />

We have watched these children grow up over the past 6 years<br />

and are so proud of their achievements. We know that we have<br />

given them the most important grounding for their future: a<br />

loving home to which they feel they will always belong.<br />

and trusted friend. His influence has been phenomenally<br />

successful in turning extremely traumatised children with<br />

harrowing backgrounds into happy, trusting, curious children<br />

that are full of hope and enthusiasm for their future. Having<br />

completed financial training, Mamoush also works as our local<br />

accountant. He’s also responsible for doing the shopping. He’s<br />

careful to keep expenditure on food/clothes and materials to<br />

a minimum.<br />

As we are a small organisation, we’re able to take an individual<br />

approach to care, which goes far beyond covering the<br />

children’s basic needs. This is how we hope to have maximum<br />

impact on their lives. We work to educate all of our children<br />

until they leave us as grown-ups with a career.<br />

Thanks to Mamoush and his team of social workers, teachers,<br />

nurses, psychologists and volunteers we have 40 happy and<br />

thriving children in our care.<br />

And it’s not only at university level that education often falls<br />

short in Ethiopia. Only half of all children in the country attend<br />

primary schools. This number drops to a third in secondary<br />

schools. We make sure that the children in our care complete<br />

their education – and crucially have a solid career path at the<br />

end of it.<br />

In the first few years of establishing the project, some of the<br />

children would run away from the home. But for the last two<br />

years, we’ve had no runaways. In fact, we wish that we had<br />

more space and funds to open many more such loving homes<br />

that children want to run to.<br />

The secret to the home’s success is our lead carer Mamoush.<br />

He’s everything to the children. Family, confidante, teacher<br />

Plans for 2012/13<br />

Over the next year we want to continue our mentoring<br />

programme, bringing in successful speakers to inspire our<br />

children. We also want to take in more young street children<br />

into the Home, subject of course to how much money we’re<br />

able to raise over the coming months.<br />

6 7


Schools<br />

2012<br />

...educating one child at a time. We currently run three schools: a nursery school for very young children<br />

aged 3 years and up; a primary school for children in grades 1 to 4 and a secondary school for children<br />

in grades 5 to 8.<br />

A headmaster oversees all three of the schools, who has 11<br />

years of teaching experience and a BA in Education. We have<br />

an assistant headmaster in each school, who also serves as a<br />

teacher.<br />

Our schools aim to:<br />

1) Get children off the streets and into the classroom. We<br />

aim to give children the education and skills they need<br />

to break out of the poverty cycle.<br />

2) Keep students in our schools until they reach grade 8,<br />

and see them through either secondary school or<br />

vocational training.<br />

3) Help families to learn about health, hygiene and the<br />

value of education.<br />

4) Keep academic standards high and give extra help to<br />

those who struggle in the classroom<br />

Teachers<br />

We have a strong staff and a high retention rate. In September<br />

2011 we boosted the salaries of our teachers and support staff<br />

to ensure they’re paid a living wage. We have started contributing<br />

to pension schemes for the staff, following government<br />

guidelines. We actively encourage our teachers to continue<br />

their own education, and we provide money for them to do<br />

so. Our teachers attend government-training schemes and we<br />

organise a yearly retreat and team-building trip for the staff to<br />

keep them motivated.<br />

Teacher absenteeism has not been an issue at our schools. This<br />

is in stark contrast to teacher absenteeism rates in the rest of<br />

Ethiopia, which were found to be a staggering 45% in 2004 –<br />

according to the World Development <strong>Report</strong>.<br />

Pupils<br />

Our students come from extremely poor backgrounds.<br />

Education is often too expensive for their parents and it isn’t<br />

a priority for families who need their children to contribute<br />

financially to the home. When children first join our nursery<br />

school, we emphasise the importance of punctuality, of<br />

regular attendance and arriving clean and dressed in the<br />

school uniform.<br />

Nursery classes experience a much higher absentee rate than<br />

further up the school. This is because:<br />

• Parents still require a lot of encouragement to send<br />

their children to school every day<br />

• Younger children are often sick and need to stay at<br />

home<br />

• Younger children are often used by their parents to<br />

beg and earn money<br />

Absences in our nursery school can be up to 30 pupils a month.<br />

The number drops to less than 10 absences a month when the<br />

children reach primary school.<br />

The drop out rate in Nursery school was 2.8% in the last<br />

school year, a constant in the lower years of our school. This<br />

is mainly due to families having to relocate to the countryside<br />

because of financial hardship or because the government is<br />

dispossessing and relocating families from certain areas to the<br />

outskirts of Addis Ababa. .Only one child dropped out of our<br />

primary school this year, again due to the family moving to the<br />

countryside for financial reasons.<br />

Health<br />

We’ve noticed that our students are becoming “healthier”.<br />

They’re getting fewer skin problems, fewer runny noses and<br />

fewer complaints of stomach aches. This is due to our introduction<br />

of a de-worming programme, improved hand<br />

washing practices, the lunch programme and the health<br />

workshops. The longer the student has attended our schools<br />

the more exposure they’ve had to these positive programmes<br />

and practices. The trend towards better health could also be<br />

attributed to a positive shift in the parent’s commitment to<br />

education or to the mother participating in our microfinance<br />

programme and a reduction in economic hardship.<br />

Grades<br />

Academic performance is a key indicator for how the students<br />

are doing in school and whether or not the support we give is<br />

adequate. Many of the students come from households where<br />

the parents have little or no education and are unable to assist<br />

with homework. In the younger classes, our main objectives<br />

are to get the students used to going to school, learning to<br />

play and making friends. We also teach them basic literacy<br />

and numeracy in preparation for moving up to the first grade.<br />

We’re very proud that all of the students in our schools have<br />

managed to move up a grade this past school year.<br />

97% of our nursery school children perform well above<br />

national average. In primary school 72% of our students<br />

achieved grades above the national average. Our objective for<br />

the coming school year will be to have at least 90% of students<br />

getting test scores above 65% (national average).<br />

Lunch Programme:<br />

The lunch programme feeds all of our students and ensures<br />

that they receive at least one hot, nutritious meal every day. It<br />

has now been running for the last three academic years and<br />

is a huge success. <strong>Report</strong>s from both students and parents<br />

indicate that it is greatly appreciated by all. We’ve noted less<br />

absences, better health and higher academic performance<br />

since it started.<br />

School plans for the coming year<br />

• Continuing engagement with the parents and the<br />

community including running more workshops for<br />

them<br />

• Helping to identify students who are getting grades<br />

which fall below 65%<br />

• Developing after-school tutorials for these students<br />

Student profiles<br />

Negataw is 7 and goes to Kindergarten at our school in<br />

Shiromeda. Negataw lives with her mother, father, four sisters<br />

and two brothers in a small one-room house in the same area.<br />

Her father is a weaver and her mother collects garbage,<br />

for which she gets a small wage from the local community<br />

government. Negataw says she is healthy but often has<br />

stomach aches. The lunch programme at our school has been<br />

life changing for her because she says there’s sometimes no<br />

breakfast at her house and dinner is often just biscuits. The hot<br />

lunch we provide can sometimes be her only real meal of the<br />

day.<br />

Her favourite subject is English and she likes to come to<br />

school and play with her friends and study. At home, one of<br />

her brothers helps her with her homework. He is older and is<br />

one of the lucky ones who goes to school. Negataw hopes her<br />

younger siblings will get a chance to study like her.<br />

Mescarum Asrat is 10 years old and is a Grade 3 student at our<br />

primary school. She began her studies at our nursery. She lives<br />

with her mother, sister and brother in a small one-room house<br />

in Shiromeda.<br />

Her father passed away several years ago and her mother<br />

makes a small living by selling handicrafts in the local market.<br />

Mescarum says that her mother often falls ill. Her older sister<br />

is a grade 7 student and her brother is in grade 3. They are<br />

not students at our schools and the mother struggles to keep<br />

up the payments for their education. As the youngest, there<br />

wouldn’t have been enough money to send Mescarum to<br />

school without <strong>Give</strong> A <strong>Future</strong>.<br />

Mescarum looks healthy, although she’s tiny for her age. Her<br />

only complaint is the occasional headache. For breakfast<br />

she eats leftovers – if there are any from the night before.<br />

Sometimes she says there’s no dinner for the family at all. She<br />

says she’s very happy to have the lunch at school, as she knows<br />

it will be there every day.<br />

8 9


Scholarship Programme<br />

2012<br />

...funding one child/young adult at a time. We believe education is the best investment we can make in<br />

a child’s future – and when paired with individual mentoring, it can change the lives of individuals, their<br />

extended families and communities, for good.<br />

The Scholarship Programme funds<br />

• 100 students from Kindergarten to Grade 12<br />

• 30 students in College or University<br />

• 40 students from our Home and Group Homes<br />

• 60 NEW students enrolled in September 2012<br />

• A parents’ committee to build community links<br />

Our scholarship programme allows 230 children between the<br />

ages of four and 25 to attend schools and universities across<br />

Ethiopia. Our aim is that all children in our care end up with a<br />

job. And every additional year in education adds about 10%,<br />

on average, to the wage they can take home.<br />

How it works<br />

The scholarship programme has been running for several years<br />

and is growing slowly to meet the demands of the community.<br />

The programme started as a support for children going into<br />

secondary school and for university students who needed<br />

financial assistance to cover their books. However, with our<br />

primary schools at full capacity we decided to expand the<br />

scholarship program to assist young children in our catchment<br />

area to go to private schools.<br />

The registration process is carried out by our two social workers<br />

who interview each student and conduct a home visit to<br />

assess the level of their need. The students are then enrolled in<br />

local private schools, uniforms are bought for them and school<br />

materials supplied. Our two social workers follow the scholars’<br />

progress, by visiting their schools to check their attendance<br />

and to talk to the teachers about their performance.<br />

Successes<br />

Through our experience of running a primary school, we know<br />

that parental support and encouragement is key to a child’s<br />

academic success. We’ve established a Parent Committee<br />

among the parents of the younger scholarship students and<br />

they meet our social workers every two weeks. Furthermore,<br />

all the parents of these students are split into two groups and<br />

they meet once a month at our office. During these meetings<br />

the social workers discuss any issues that have been identified<br />

by the schools such as attendance and hygiene. This gives<br />

the parents an opportunity to seek advice and share their<br />

experiences. Two members of our Parent Committee are now<br />

also serving on the area’s Development and Health Committee<br />

and have helped 9 of our families to get access to water and<br />

shower facilities.<br />

Students who receive poor grades after their first term meet<br />

with a social worker and their parents to discuss how to<br />

improve their marks. The parents are strongly encouraged to<br />

send their children to school every day and are advised not to<br />

take their children out of school to go begging.<br />

Our university and college students are mostly studying<br />

outside of Addis Ababa and report to us regularly by email.<br />

During the summer they have to provide us with their final<br />

results. We then talk through the forthcoming year and any<br />

challenges they have faced. Most of them spend the summer<br />

holidays in the countryside with members of their families.<br />

Those with accommodation in Addis, spend their summers<br />

volunteering at our Home; teaching and playing sport with the<br />

children we care for.<br />

We’re continuing to provide home support to one university<br />

student, Muna Fedlu, while she completes her Medical<br />

training at Hyatt University in Addis. She is doing very well<br />

and has begun her third year and will soon be starting clinical<br />

placements.<br />

Challenges<br />

The main challenges we face are linked to the extreme poverty<br />

in which our scholarship students and their families live. They<br />

struggle to send their children to school on time, dressed<br />

in a clean uniform and with enough to eat. These issues are<br />

not new - but there is often little we can do to help, besides<br />

providing encouragement, liaising with the school administration<br />

on behalf of the parent and offering a space at our<br />

monthly meetings for parents to share their hardships and<br />

experience and offer each other support and advice.<br />

Plans for 2013<br />

• Continue to strengthen the parent committee<br />

• Tutor students that fall well below grades of 65%<br />

• Take in 60 new students<br />

• Mentor our university students and build a reward<br />

system for excellence in their studies<br />

• Organise IT literacy courses for our university<br />

students, as many do not know how to use<br />

computers<br />

10 11


Vocational Training<br />

2012<br />

...One young adult at a time. With our vocational training programmes we teach young adults a trade<br />

and make sure they find a job afterwards – that pays a decent wage. On learning a trade, students also<br />

follow business courses, which teach them life skills and financial literacy.<br />

We have 120 young adults in our vocational training<br />

programmes. Many of our graduates earn 50-200% more<br />

after a year in a trade, compared to what they would have<br />

earned without this training.<br />

How it works<br />

Our vocational training programme is still in its infancy and<br />

we’re learning as we go. It’s our most challenging programme,<br />

because we only work with these young adults we take on for<br />

a year. It’s a very short period of time to make a considerable<br />

difference in anyone’s life.<br />

All of our students get support in finding a job through career<br />

workshops, which introduce the concept of job searching on<br />

graduation. We have learned some valuable lessons from the<br />

past two groups of students and our focus is on finding the<br />

balance between providing support but not creating a sense<br />

of dependency.<br />

Our aim is to equip the young people we work with, with<br />

the tools required to enter the job market and ultimately to<br />

become financially independent.<br />

Our students are doing things as varied as:<br />

Electronics Maintenance, Food Catering, Videography & Film,<br />

Hairdressing, Electrical Engineer, Plumbing, Computer Service<br />

& Maintenance<br />

Recruitment<br />

We have two staff who assess the young people we work<br />

with, make home visits and support the students through the<br />

training.<br />

Once a student is accepted into the programme and the registration<br />

is complete, new students have an induction that<br />

outlines their roles and responsibilities and what they can<br />

expect during the course and after. This is an opportunity for<br />

us to manage their expectations and to say what we expect in<br />

return.<br />

In addition to paying their tuition fees we also provide the<br />

students with travel money to get to and from their classes. If<br />

classes require specific materials, we’ll also supply that.<br />

Challenges<br />

Vocational training has the potential to make a huge<br />

difference to young people’s lives. However, it is challenging<br />

as it requires a strong commitment to following them - and<br />

relies on the strength of the job market. Many of the students<br />

have been unemployed for some time and they lack discipline<br />

and motivation. Other students are constantly looking out for<br />

other job opportunities and when they spot one, they grab it –<br />

and leave the programme.<br />

Retention has been an issue so far with students leaving for<br />

various reasons including:<br />

• Lack of interest in the course<br />

• Finding a job elsewhere<br />

• Family problems<br />

• Moving home<br />

In the programme’s first year, we had a 50% drop out rate. This<br />

past year we had an 25% drop out rate and hopefully next year<br />

we will have even less.<br />

We want to improve our recruitment process to identify those<br />

young people, who are genuinely motivated and already<br />

making an effort to find work. We also want to provide more<br />

business and financial literacy training beyond the 12 months<br />

of official training. We will focus on young people who are truly<br />

motivated and trying to better their lives. We have also taken<br />

steps to improve our programme by trying to establish links<br />

with local businesses in the community to understand how we<br />

can assist our students to find jobs.<br />

We are now trying to develop an apprenticeship programme<br />

that will place our graduates in local businesses for a few<br />

months of work experience. This would include a small salary<br />

for the student to help with subsistence - and in return the<br />

student would work for free, developing skills and making<br />

contacts.<br />

Plans for 2013<br />

• Extend our financial and moral support to students<br />

having difficulty in finding a job for 6 months after<br />

they graduate<br />

• Organise workshops to help them find jobs after<br />

graduation<br />

• Take in 40 new young adults in 2013. Work on<br />

building internship and apprenticeship opportunities<br />

Student profiles<br />

Sonite Mulgeta is 22 and following a ten month Catering<br />

programme.<br />

Sonite lives with her five sisters in a small house in Shiromeda.<br />

Her parents live in the country working as subsistence farmers.<br />

The girls moved to Addis to get an education and earn money.<br />

Three of her sisters are studying and the other two are working<br />

to pay the rent and food. She attends evening classes as during<br />

the day she works as a cleaner. Sonite is really enjoying learning<br />

how to cook. Her favourite dish is the traditional Ethiopian tibs<br />

but she’s also learning to make Western food. Sonite is positive<br />

about the future. Once she has completed her course, she will<br />

introduce herself to local businesses and hopes to be hired as<br />

a cook in a restaurant or hotel.<br />

Fikerta Mekonnen is 27 and following an eight-month hairdressing<br />

course.<br />

Fikerta lives with her aunt in Shiromeda and they earn a<br />

small income from renting out a room. Fikerta was trained by<br />

a charity to make clothes and she earns a small amount by<br />

selling them locally. She completed her primary education and<br />

sat the Grade 12 National Exam but didn’t do well enough to<br />

go to university. Fikerta is really happy to have been given the<br />

opportunity to learn how to cut and style hair. Her favourite<br />

activity is straightening hair and she has been practicing on<br />

her peers. When she completes her training, she wants to<br />

get experience working at a hairdresser. She plans to start as<br />

an assistant hairdresser and work her way up. Eventually she<br />

would like to have her own salon.<br />

12 13


Micro-Finance Programme<br />

2012<br />

...lending money to one woman and her family at a time. The women who take part in our finance<br />

programme learn to save money, learn life skills and become financially literate.<br />

With the small loan that they receive, they’re typically able to<br />

set up a business and to raise their family above the poverty<br />

line after one or two years. Over 400 women are enrolled in our<br />

programme – many who’re now on their fourth funding round.<br />

Our women typically have up to five people in their families,<br />

meaning almost 2,000 people in total benefit directly from the<br />

businesses they set up. The loans programme helps them to<br />

take better care of their families, to provide food and education<br />

for their children and access health care and better housing.<br />

Almost all of the women we fund, repay the loan within a year.<br />

How it works<br />

The Women’s Business Programme enables us to work directly<br />

with women in the community. Often the mothers of our<br />

students, it helps to strengthen their economic situation and<br />

make them and their families more resilient. Teaching them<br />

basic business skills, as part of our 2 week course, gives them<br />

the tools to grow and run a successful small business while<br />

building their self-confidence. Our loan gives them access to<br />

capital that’s otherwise out of reach.<br />

Most importantly, from the minute the women join the<br />

programme they are encouraged to begin saving a very small<br />

amount each week. By fostering a culture of saving, we aim to<br />

provide a financial cushion for the women we work with and<br />

make them think about their financial future. We bring the<br />

businesswomen together regularly to share their experiences<br />

with one another.<br />

When 20 women express an interest in taking part, we start<br />

a new training session. The feedback from those we train is<br />

extremely positive. Almost as soon as the women start the<br />

training, you can see a clear change in their confidence and<br />

ambition.<br />

The women we fund hold their meetings at our office, which<br />

also serves as the weekly collection point for their cash. Our<br />

staff and an accountant are present when the loan papers<br />

are signed and the money is handed out. One of the major<br />

benefits to having credit lines in the community we work in, is<br />

that our women don’t have to travel far to make their weekly<br />

deposits or collect money.<br />

Challenges<br />

Despite the many challenges our beneficiaries face, the vast<br />

majority still manage to make a success of their business, save<br />

money and re-pay the loans they take. For a few though, the<br />

challenges are too great to overcome. We can authorise delays<br />

in loan repayments, to allow a woman time to get back on<br />

track and continue re-paying their loan.<br />

Only four women in total have decided to default on their<br />

loans. In these cases we issue warning letters and then we<br />

follow up with the Community Courts to retrieve the money.<br />

Plans for 2013<br />

• Take in 200 new women<br />

• Work intensely with women who are on the cusp of<br />

defaulting<br />

• Bring in some of our success stories to talk to other<br />

women and inspire them<br />

• Hire an extra liaison officer<br />

Beneficiary Profiles<br />

Genet Eshete is 47 years old and joined our programme at the<br />

beginning of this year. Before joining she had earned money by<br />

baking traditional Ethiopian bread. She fell ill, and had to use<br />

her savings to get by - so she was unable to buy the ingredients<br />

she needed to carry on baking. Once she registered for a loan,<br />

she started saving and took up business training at our office.<br />

The training has motivated her to restart her baking business<br />

and to make it a success.<br />

Genet lives in a house near our office. It is spotless and she<br />

is clearly proud of it. She has one daughter who is 9 years<br />

old and is one of our scholarship students. Her husband left<br />

many years ago and she has been on her own ever since. Her<br />

business is thriving and she’s won a contract with a local shop<br />

to supply them with bread. She sells the rest outside her house<br />

to passers by.<br />

On average she makes a profit of 100birr (£3.40) each month.<br />

She’s eager to pay the first loan back and take a second, so<br />

she can buy larger quantities of raw materials and bake more.<br />

When asked what impact the programme has had on her life,<br />

she replies “More then just making money, I have learned so<br />

much about how to manage my house and my life”.<br />

Tsehay Beleta was one of the first women to take part in our<br />

business scheme in 2009. She heard about our programme<br />

because her two children went to our primary school. With<br />

the first loan Tsehay started a small charcoal business. With<br />

the second, she expanded and began renting a small storage<br />

unit in the local market so she could purchase and store more<br />

charcoal, cutting the number of times she needed to travel<br />

back and forth to buy more.<br />

Her husband began working with her to manage the growing<br />

business. She now has three children, a daughter in Grade 4, a<br />

son in Grade 2 and a new addition to the family - a little boy<br />

of 7 months. They have moved house and now have a larger<br />

two-room house with bunk beds, a couch and chairs, TV and<br />

radio and a separate room for cooking and food storage. They<br />

have expanded the business and now also sell grain. She is<br />

currently paying back the third loan of 2000birr (£68) and<br />

plans to take a fourth. She says everything has changed since<br />

she took the first loan “We can manage paying our rent and for<br />

food. We can buy things when we need to”.<br />

Yelfin Mesfin is 25 - and has been blind from an early age. She<br />

lives in Shiromeda with her husband and child, who is on our<br />

scholarship programme. Her husband ekes out a living selling<br />

small items here and there. Before joining our programme,<br />

Yelfin would do the same, selling lottery tickets on the streets.<br />

She took out a loan in early 2012 and began building up her<br />

savings week by week. After she started business training, she<br />

was inspired to start her own business. She has been actively<br />

running her business for the last month, selling soap and other<br />

household products on the side of the road in Shiromeda.<br />

She says business is good, though she’s regularly moved on by<br />

the police, as she is not licensed to be a<br />

street seller. Her blindness is a huge hurdle, and some customers<br />

take advantage of her. Yet she is determined to succeed.<br />

in the future, her plan is to take a second loan and offer a wider<br />

range of products to her customers.<br />

Tebe Tega is 30, and again one of the pioneers of our microfinance<br />

programme. With the cash she got, she set up a mobile<br />

business selling sandwiches around local bars and offices.<br />

During this time her husband had on-off work as a laborer.<br />

They lived in a small house, with their 3 children who attend<br />

our schools.<br />

She was doing well and repaying her loan regularly, when<br />

after five months she suddenly became ill and was unable to<br />

continue with her business. We suspended her payments until<br />

she recovered. But just as she had got better, her husband died<br />

in an accident, followed by her mother-in-law just two weeks<br />

later.<br />

The funeral costs left her penniless – and unable to get her<br />

business back off the ground. Now, Tebe is healthy and working<br />

washing clothes in the neighborhood and has resumed the<br />

loan payments. Once she finishes paying back the first loan she<br />

plans to take another one and begin baking bread to sell. She<br />

has only a small amount left to pay and is looking forward to<br />

getting a business set up again.<br />

Another pioneer, Twebech Gonje used the money she got<br />

from her loan to set up a weaving business with her husband.<br />

They moved away from Addis where the rent was cheaper and<br />

they could afford a larger house for their looms. After taking<br />

a second round of money, she joined a local weaving co-operative<br />

that was being supported by a government initiative<br />

which gave them free space in which to work.<br />

Twebech continues to produce other products at home with<br />

her husband which they sell independently in local markets.<br />

She is almost ready to take another loan to grow the business.<br />

14 15


Economic development<br />

....investing in one business at a time. <strong>Give</strong> A <strong>Future</strong> supports local business ventures, by investing in our<br />

vocational training graduates.<br />

We are in the process of investing and opening more<br />

businesses in Addis Ababa. With our new export business<br />

“Lalibella”, we have started working with local craftsmen.<br />

The aim is to produce home accessories to be sold in the<br />

UK, which will create employment in Ethiopia, contribute to<br />

economic development in Addis and generate revenues for<br />

our charitable projects.<br />

Nobody made a greater<br />

mistake than they who did nothing<br />

because they thought<br />

they can only do a little.<br />

We are pushing hard to make our projects more self-sustaining,<br />

and less dependent on donations. This will take us some<br />

time, so please keep supporting us - as you do so generously<br />

year after year.<br />

Plans for 2013<br />

• Launch Lalibella internationally and get our products<br />

on the shelves<br />

16 17


Thank you 2012<br />

We cannot thank all of our supporters enough, you all make a world of a difference to 5500 people!<br />

We couldn’t do it without you!<br />

Barclays Bank<br />

Henkel MIT Foundation<br />

Nando Peretti Foundation<br />

Miles Morland<br />

Alys and Jim Garman<br />

Goldman Sachs Matching Program<br />

All Barclays Pay as you earn donors<br />

Mark Dearlove<br />

Matthias and Stefania Calice<br />

Dan Meyer<br />

Matteo Ferrario<br />

William and Richard Noortman<br />

Fabrizio and Natalia Boaron<br />

Wolfgang Graf von Maldeghem<br />

Brambleski<br />

We also want to say a very warm thank you to all our volunteers,<br />

both in London and Addis Ababa for giving their time and talent towards our projects.<br />

You make an invaluable difference to our children and women in Addis Ababa.<br />

18


Budget <strong>Report</strong> 2012<br />

Budget 2013 Yearly ETB Yearly GBP<br />

HOMES<br />

Rent 216,000 7,714<br />

Salaries 265,200 9,471<br />

Food 216,000 7,714<br />

Children’s Programmes 24,000 857<br />

Children’s Needs 60,000 2,143<br />

Medical 6,000 214<br />

Transport/Utilities/Admin 111,600 3,986<br />

Group Home 1 - Boys 87,600 3,129<br />

Group Home 2 - Girls 180,000 6,429<br />

TOTAL 1,166,400 41,657<br />

SCHOOLS<br />

Rent<br />

KG compound 108,000 3,857<br />

GR 1-4 compound 216,000 7,714<br />

GR 5-8 compound 168,000 6,000<br />

Salaries 530,400 18,943<br />

Tax/Pensions 19,200 686<br />

Teaching Materials 48,000 1,714<br />

Cleaning Materials 30,000 1,071<br />

Maintenance 30,000 1,071<br />

Utilities/ Admin 49,200 1,757<br />

Uniforms 96,000 3,429<br />

Special Events 36,000 1,286<br />

Lunch Programme 590,760 21,099<br />

TOTAL 1,921,560 68,627<br />

COMMUNITY AND WOMEN’S<br />

BUSINESS PROGRAMME<br />

Rent 60,000 2,143<br />

Salaries 246,000 8,786<br />

Utilities/Transport/Materials 38,400 1,371<br />

Transport 12,000 429<br />

Pensions 21,600 771<br />

Sponsorship Programme 28,800 1,029<br />

Women Business Loans and Training 406,200 14,507<br />

TOTAL 813,000 29,036<br />

SCHOLARSHIP PROGRAMME<br />

Salaries 60,000 2,143<br />

Home students fees 84,000 3,000<br />

Primary students fees (KG-Gr 8) 336,000 12,000<br />

Highschool students fees (Gr 9-12) 3,600 129<br />

University/College students allowance 199,500 7,125<br />

Home support students 102,000 3,643<br />

TOTAL 725,100 25,896<br />

VOCATIONAL TRAINING<br />

Salaries 90,000 3,214<br />

Tuition Fees 120,000 4,286<br />

Transport 84,000 3,000<br />

Training and Materials 24,000 857<br />

TOTAL 318,000 11,357<br />

TOTAL COSTS 4,944,060 176,574<br />

Expenditure in 2011 and 2012 have been very close to budget in Ethiopian birr (ETB). Because of ETB continuing devaluation,<br />

we have made some savings that are being reinvested in 2013. The 2013 budget of ETB 4.94 million is about 30% higher than<br />

the 2012 budget of ETB 3.85 million. This is because of increasing rent and salary demands due to high inflation in Ethiopia.<br />

The continuing devaluation of the birr will likely lead to less than a 20% increase in the Sterling budget. Please ask if you are<br />

interested in more details on the budget.<br />

20 21


We can’t thank you all enough!<br />

22 23


Registered Charity Number 1124082

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!