PVG Group Final

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At this point we will schedule the closing. You should receive specific instructions from either the closing attorney or mortgage broker on exactly how much money you will need to bring to closing. This money should be certified funds. 36 | H O W T O B U Y A H O M E ?
CHAPTER 16 Walk thru Closing Celebration These are a few important things to remember just before closing. • Make sure you change all utilities in your name, these will usually be gas and electric. • You will want to make arrangements with any cable and phone companies prior to closing. They are usually a few weeks behind. • If the house is heated with oil you will need to pay for the remaining oil in the tank since this is considered personal property. • If the house is heated or there are propane tanks there for cooking gas you will need to call the provider and set up a rental agreement and delivery schedule. The tanks are typically not owned and might be removed prior to closing. You can also just transfer the service and they will bill you for the propane in the tanks. • If the home has an alarm or invisible fence decide if you want to activate those items • Have your mail forwarded to your new address – this can be done online. Prior to closing the loan officer and closing attorney will be in contact with all parties to schedule the closing and to confirm the dates, times and if you will need to bring any money to closing. Remember it must be certified funds made payable to the attorney’s office. On the day of the closing it is customary to do a <strong>Final</strong> walk through just prior to going to the attorney’s office for the closing. We do this for a number of reasons. • To make sure the home is in the same condition or condition agreed upon. • The sellers has removed all personal belongings 37 | H O W T O B U Y A H O M E ?
Page 1 and 2: HOW TO BUY A HOME EXIT PREMIER REAL
Page 3 and 4: CHAPTER 10 ........................
Page 5 and 6: • Equity: if you build up equity
Page 7 and 8: CHAPTER 2 What is Down Payment Assi
Page 9 and 10: CHAPTER 3 Is This For Real? Of cour
Page 11 and 12: CHAPTER 4 My Broker Didn't Tell Me
Page 13 and 14: CHAPTER 5 How to Select a Broker or
Page 15 and 16: ig problem. Yes, qualifications cha
Page 17 and 18: CHAPTER 6 Overview of Down Payment
Page 19 and 20: Ocean State Grad Grant Program Grad
Page 21 and 22: CHAPTER 8 How Do I Apply for Down P
Page 23 and 24: Once you fill out a loan applicatio
Page 25 and 26: Then once again, ask for references
Page 27 and 28: We like to start by discussing the
Page 29 and 30: CHAPTER 11 Viewing homes Once you s
Page 31 and 32: CHAPTER 13 Accepted offer and Purch
Page 33 and 34: If the home has a basement that is
Page 35: on all the terms from a home inspec
Page 39: 39 | H O W T O B U Y A H O M E ?

PVG Group Final

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