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Health Benefits<br />

Your Benefits. Your Choice.<br />

When it comes to healthcare, one size does not fit all. That’s why we offer<br />

a selection of health plans designed to let you choose exactly the coverage<br />

you need — at a cost that’s right for your budget.<br />

Through the Mercer Marketplace 365 enrollment tool, you have a choice of<br />

medical, supplemental medical, dental, and vision plans, as well as tax-advantaged<br />

spending accounts that can save you money.<br />

MEDICAL<br />

Medical coverage offers valuable benefits to help you stay healthy and pay for care<br />

if you or your covered family members become sick or injured.<br />

Start with standard coverage:<br />

Medical plans<br />

Enroll in core coverage for peace of mind.<br />

When enrolling in one of these plans,<br />

you’ll also select the carrier you prefer<br />

— BCBSIL (prescription coverage<br />

administered by Optum Rx) or Kaiser<br />

(California, Colorado, D.C., Maryland<br />

or Northern Virginia residents only,<br />

in certain zip codes ).<br />

Choose from:<br />

• $400 Deductible Plan with Copays<br />

• $900 Deductible Plan with Copays<br />

• $1,850 Deductible Plan with HSA<br />

• $2,850 Deductible Plan with HSA<br />

• $6,550 Deductible Plan with HSA<br />

• HMO Plan<br />

(for Kaiser CA participants only)<br />

Then, you may choose to add:<br />

Supplemental medical plans<br />

Supplement your medical plan to protect<br />

yourself from significant or unexpected<br />

out-of-pocket expenses.<br />

Choose from:<br />

• Accident<br />

• Hospital Indemnity<br />

A New Medical Plan to<br />

Fit Your Lifestyle<br />

As part of our continuing effort to<br />

provide you with a wide variety of<br />

benefits choices to fit your life, we’re<br />

introducing a new medical plan<br />

option for 2017 — the $6,550<br />

Deductible Plan with HSA. With this<br />

plan, you will pay lower monthly<br />

contributions in exchange for a higher<br />

annual deductible. This plan may be<br />

attractive if you have limited health<br />

care needs — that is, you typically<br />

don’t visit a physician except for<br />

preventive care and an occasional<br />

office visit for a minor illness or injury.<br />

We encourage you to use the Plan<br />

Shopping App on Mercer Marketplace<br />

365 to compare your medical options<br />

and to get a better idea of which plan<br />

may fit you best based on your<br />

expected needs for the upcoming year.<br />

Finding providers is easy<br />

BCBSIL: Go to www.bcbsil.com/tribune.<br />

Kaiser: Go to www.kp.org.<br />

Remember, you can see any provider, but because our carriers have<br />

negotiated discounted rates for you, you pay less when you select an<br />

in-network provider.<br />

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