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Health Benefits<br />
Your Benefits. Your Choice.<br />
When it comes to healthcare, one size does not fit all. That’s why we offer<br />
a selection of health plans designed to let you choose exactly the coverage<br />
you need — at a cost that’s right for your budget.<br />
Through the Mercer Marketplace 365 enrollment tool, you have a choice of<br />
medical, supplemental medical, dental, and vision plans, as well as tax-advantaged<br />
spending accounts that can save you money.<br />
MEDICAL<br />
Medical coverage offers valuable benefits to help you stay healthy and pay for care<br />
if you or your covered family members become sick or injured.<br />
Start with standard coverage:<br />
Medical plans<br />
Enroll in core coverage for peace of mind.<br />
When enrolling in one of these plans,<br />
you’ll also select the carrier you prefer<br />
— BCBSIL (prescription coverage<br />
administered by Optum Rx) or Kaiser<br />
(California, Colorado, D.C., Maryland<br />
or Northern Virginia residents only,<br />
in certain zip codes ).<br />
Choose from:<br />
• $400 Deductible Plan with Copays<br />
• $900 Deductible Plan with Copays<br />
• $1,850 Deductible Plan with HSA<br />
• $2,850 Deductible Plan with HSA<br />
• $6,550 Deductible Plan with HSA<br />
• HMO Plan<br />
(for Kaiser CA participants only)<br />
Then, you may choose to add:<br />
Supplemental medical plans<br />
Supplement your medical plan to protect<br />
yourself from significant or unexpected<br />
out-of-pocket expenses.<br />
Choose from:<br />
• Accident<br />
• Hospital Indemnity<br />
A New Medical Plan to<br />
Fit Your Lifestyle<br />
As part of our continuing effort to<br />
provide you with a wide variety of<br />
benefits choices to fit your life, we’re<br />
introducing a new medical plan<br />
option for 2017 — the $6,550<br />
Deductible Plan with HSA. With this<br />
plan, you will pay lower monthly<br />
contributions in exchange for a higher<br />
annual deductible. This plan may be<br />
attractive if you have limited health<br />
care needs — that is, you typically<br />
don’t visit a physician except for<br />
preventive care and an occasional<br />
office visit for a minor illness or injury.<br />
We encourage you to use the Plan<br />
Shopping App on Mercer Marketplace<br />
365 to compare your medical options<br />
and to get a better idea of which plan<br />
may fit you best based on your<br />
expected needs for the upcoming year.<br />
Finding providers is easy<br />
BCBSIL: Go to www.bcbsil.com/tribune.<br />
Kaiser: Go to www.kp.org.<br />
Remember, you can see any provider, but because our carriers have<br />
negotiated discounted rates for you, you pay less when you select an<br />
in-network provider.<br />
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