Subrogation-Management-Program

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WHEN THE DRIVER AT-FAULT IS INSURED: If the other driver would be insured, the insurance company will go after the insurance provider of the driver. This process is relatively simple as it involves administrative and legal correspondence between the two companies. In this case, there will be an investigation from both ends. WHEN DRIVER IS NOT INSURED: If driver is not insured, the insurance company will sue the driver. Usually, the driver has the liability damage which is required by the state law. But, this process is complicated and time taking as it involves legal proceedings, lawyers, and so on.
WHEN BOTH THE DRIVERS ARE AT FAULT: In case the accident happened because of the fault of both drivers, there will be a partial reimbursement of the subrogation claim. For example, the other driver was intoxicated and above speed limit, but you also ran a red light which caused the accident. In this case, the reimbursement of claims will be with percentage the of fault of both drivers. The investigation finds out that it was 30% your fault and 70% other driver’s fault. So, your insurance company will file a partial subrogation of 70%. BENEFITS OF SUBROGATION: The insurance companies with higher <strong>Subrogation</strong> <strong>Management</strong> have higher performance ranking. The subrogation takes away the headache of suing other part on your own which requires paperwork, time, money and knowledge about laws. As the insurance company is able to recover part or full amount, it keeps your premium low.
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Subrogation-Management-Program

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