Beyond Financial Fitness Workbook
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
Bonds = 35%<br />
Stocks = 40%<br />
Real Estate = 15%<br />
Legendary value investor Benjamin Graham recommends the following<br />
investment allocations:<br />
Never have less than 25% or more than 75% of his funds in common stocks,<br />
with a consequent inverse range of between 75% and 25% in bonds.<br />
The manager of the world’s largest hedge fund, Ray Dalio of Bridgewater<br />
Associates recommends the following investment allocations:<br />
Long-Term US Bonds = 40%<br />
Intermediate US Bonds = 15%<br />
Stocks = 30%<br />
Commodities = 7.5%<br />
Gold = 7.5%<br />
Out of the three examples of investment allocations, which one do you lean<br />
more towards?<br />
Do you have another allocation plan that you like better? If so, what?<br />
True/False<br />
6. There are ETFs that represent the entire bond market, holding in proportion<br />
pretty much all the major bond offerings in the whole bond market.