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Section 2<br />
Your debt solution<br />
What to do next<br />
Resume paying the monthly contractual payment to your creditors. Check<br />
that the information in your budget and creditors list is accurate. Make life easier<br />
for yourself by paying your creditors using the best available method, for example<br />
set up a Direct Debit.<br />
Contact your creditors. If you are behind with your payments, clear arrears by<br />
paying more than your normal monthly amount. You need to tell your creditors how<br />
you intend to deal with any arrears. Stick to the arrangement by paying the extra<br />
money at the same time as your normal payment each month and don't be<br />
pressured into giving them more than you can afford.<br />
Clear your remaining debt by paying extra money to each of your creditors every<br />
month. As you pay each debt off, use the money which you used to pay them to<br />
clear all your other remaining creditors more quickly.<br />
Check the other information in 'Your debt advice guide' for other ideas on<br />
how to improve your situation by reducing your expenditure and increasing your<br />
income.
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