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SAMWUMED Bulletin Issue 1 February 2018

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ISSUE 1 I FEBRUARY <strong>2018</strong><br />

PAGE<br />

OUR BUSINESS<br />

2• <strong>SAMWUMED</strong> Highlights<br />

• Report Fraud<br />

• Possible reasons why your<br />

medical scheme is not<br />

paying your bill<br />

PAGE<br />

3OUR PEOPLE<br />

• Sales & Marketing<br />

Consultants<br />

• New Appointments<br />

PAGE<br />

4<br />

OUR COMMUNITY<br />

• Pensioner meetings<br />

• Letters from Members<br />

• Competition<br />

<strong>SAMWUMED</strong> is one of the top three most<br />

sustainable medical schemes in SA<br />

We are pleased to announce that <strong>SAMWUMED</strong> has done it<br />

again, for a third time!<br />

In the recent Alexander Forbes Health Medical Schemes Sustainability Index, which was<br />

released last year in December. <strong>SAMWUMED</strong> was ranked third most sustainable medical<br />

scheme in South Africa.<br />

The index measures key factors that contribute to the sustainability of the 10 largest open<br />

and the 10 largest closed medical schemes in South Africa. This is based on; size and scale,<br />

membership growth and profile, financial results, as well as the scheme’s solvency levels.<br />

According to the results, <strong>SAMWUMED</strong> was recognised for its improvements in its operating<br />

results in a tough economic climate, as well as substantial increases in both the Scheme’s<br />

reserves and solvency ratio.<br />

The award is testament of the Scheme’s dedication to creating affordable healthcare for its<br />

members, as well as for its commitment to promoting universal healthcare in the country.<br />

MESSAGE FROM THE PRINCIPAL OFFICER<br />

Dear <strong>SAMWUMED</strong> Member (and dependants),<br />

Water Crisis Interventions:<br />

Name & Governance Changes:<br />

Welcome to the first edition of our <strong>2018</strong> newsletter, where we aim<br />

to provide you with important information from the Scheme. We<br />

trust that this edition will be of value to you and your beneficiaries<br />

– we also remind you to ensure that you download the <strong>2018</strong><br />

Member Guide either from our website (www.samwumed.org) or<br />

using the link we have sent to you.<br />

High cost claims<br />

Improvements to the cost benefit of our members, remains our<br />

number one priority. We have thus embarked on a project to<br />

improve our risk management efforts for improved overall health<br />

outcomes, and in this way improve our risk profile and make the<br />

Scheme more affordable and sustainable for all our members.<br />

The issue of high cost claiming remains a critical one, which<br />

contributes significantly to the sustainability of our medical<br />

scheme. We believe that by raising awareness we could improve<br />

both health and cost outcomes to the benefit of all.<br />

Analysis of claiming trends is a key focus of the project that the<br />

Scheme is undertaking and will help us improve our risk profile.<br />

The programme will focus on our high cost claimers, with the<br />

intention of, inter-alia: -<br />

1. Sharing key information about your claims cost.<br />

2. Examining your utilisation which may allow us to improve<br />

our approach to better managing your healthcare needs, by<br />

improving your level of awareness, such as the identification<br />

of chronic conditions.<br />

3. Review of claiming patterns of your treating medical practitioners.<br />

4. Investigation into the important area of fraud, waste and abuse<br />

of benefits, via our forensics management programme.<br />

Confidentiality shall be observed.<br />

As a responsible Corporate Citizen, the Scheme is implementing<br />

measures to reduce our water consumption. An important<br />

objective for the Scheme is that our response to the water crises<br />

must create a sustained awareness by our members and society<br />

at large. Water must remain a public resource – to this end we<br />

support all progressive efforts to ensure that our government<br />

deals with this crisis responsibly and in consideration of all<br />

citizens. We also support interventions which are non-partisan<br />

and in the best interest of our society.<br />

The Scheme is implementing measures to ensure that we<br />

contribute to conservative water consumption in a calm and<br />

responsible manner including but not limited to the plans is:<br />

• To ensure responsible and conservative consumption of water<br />

at our workplace, without compromising personal hygiene.<br />

Remember good personal hygiene leads to good health!<br />

• We have commissioned our building management service<br />

providers to undertake a water strategy that will consider long<br />

term utilisation and indeed cover emergency situations.<br />

• Installation of water tanks (and possible filtration systems),<br />

from ethical water sources, that would supply the ablution<br />

facilities and daily consumption requirements, to reduce our<br />

dependency on the municipal water supply.<br />

• To ensure that we would capture any rainfall water to separate<br />

storage units on the premises.<br />

We encourage all our members to be water-wise – we must remind<br />

you though that good hygiene must never be compromised.<br />

Through interventions by the Council for Medical Schemes,<br />

the Board has agreed to place this matter on hold. The CMS<br />

has invited us to firstly allow the trade union, SAMWU to<br />

make changes of their delegates to the Board of Trustees,<br />

where-after Trustee elections will take place at the Annual<br />

General Meeting, scheduled for June <strong>2018</strong>. The newly<br />

constituted Board may then deliberate on these important<br />

matters.<br />

Introduction of our new Sales Department Manager:<br />

Our Sales Department has evolved over the past few years and we are<br />

pleased to announce the appointment of our new Sales and Marketing<br />

Manager, Adele Hansen (see back page). This appointment coincides<br />

with a reinvigorated sales and marketing strategy.<br />

We thank you for staying informed by reading the information we<br />

provide to you and for your co-operation in ensuring that we all<br />

manage our benefits more prudently, such that we may all enjoy<br />

affordable premiums.<br />

Neil Nair<br />

Principal Officer<br />

That <strong>SAMWUMED</strong> has implemented a ZERO<br />

PERCENT INCREASE IN <strong>2018</strong> FOR<br />

MEMBERSHIP CONTRIBUTION when<br />

you earn R5 500.00 or less on our Option A<br />

plan. This is Real Health Care for Real People.<br />

Our proposed <strong>2018</strong> membership contribution<br />

is either 0% or lower than inflation on all our<br />

options. In fact you are paying less than in 2017.<br />

Our Benefits can be grouped into two<br />

categories:<br />

DAY TO DAY BENEFITS: This refers to benefits that you can access outside of<br />

hospital such as doctor and specialist consultations and visits, dental procedures, medication<br />

and optical care. Each benefit category is subject to limits as specified in the Scheme Rules. These<br />

benefits allow you and your family to access a wide range of healthcare services.<br />

SECONDARY OR TERTIARY CARE: includes hospitalisation and the treatment<br />

of prescribed Minimum Benefit (PMB) conditions. The hospitalisation and the treatment of<br />

provision for in-hospital admission and/or transfers to rehabilitation and step-down facilities.<br />

*NOTE: The Chronic Disease List (CDL) can be found on the full compact Member Guide <strong>2018</strong> which is<br />

available on the Scheme website: www.samwumed.org or alternatively, you can contact our Call Centre on<br />

0860 104 117, if you have any questions.


Our<br />

HEALTH<br />

HEALTH UPDATE<br />

South Africa is heading for a disaster if the number of people living with chronic<br />

lifestyle diseases does not change.’ That’s what both the Human Sciences<br />

Research Council (HSRC) and the Medical Research Council warned two years<br />

ago. The Council described the problem of these non-communicable diseases as<br />

an ‘emerging epidemic’.<br />

If you look at the exponential growth of chronic lifestyle diseases then it is not difficult to understand<br />

why Health Minister, Dr Aaron Motsoaledi, maintains chronic diseases such as hypertension and<br />

diabetes are putting a huge strain on the country’s health care system.<br />

all people with diabetes have Type 2 and many people who have this condition are undiagnosed. This<br />

can result in serious damage to the delicate parts of the body and lead to blindness, heart attack\<br />

stroke, kidney failure, impotence and amputation so it’s vital to be checked.<br />

Obesity and being overweight are major risk factors for the development of chronic diseases.<br />

1. Cholesterol<br />

What is cholesterol?<br />

It is a soft, waxy substance – one of the blood fats made naturally in the body. It helps to form cells,<br />

hormones and bile (that helps us digest food). Cholesterol is found mostly in animal products such<br />

as meat, cream and butter.<br />

What is high cholesterol?<br />

This is when you have too much ‘bad’ cholesterol in your blood. This, in turn, can cause narrowing<br />

and blockages of the arteries – the blood vessels that carry blood to your heart muscle and to other<br />

parts of your body. In time, the narrowing of the arteries to your heart can lead to a heart attack, while<br />

blockages in the arteries of your brain can cause a stroke.<br />

The test<br />

Called a fasting lipogram it measures the exact amount of different types of cholesterol you have.<br />

Good to know:<br />

• If your total cholesterol is greater than 5mmol/L on your fasting lipogram this indicates raised<br />

cholesterol<br />

• Your low density lipoprotein (LDL) - the ‘bad cholesterol’ - should not be greater than 3mmol/L. LDL<br />

causes the build-up of cholesterol in the arteries which means a greater chance of heart disease<br />

• High density lipoprotein (HDL), if less than 1.2mmol/L, means you don’t have enough good<br />

cholesterol which prevents build up in the arteries and transports cholesterol to the liver<br />

• If your triglycerides (fat stored in the body) are higher than 1.5mmol/l, this is also indicative of a<br />

possible cholesterol problem.<br />

4. Blood pressure<br />

What is blood pressure?<br />

Blood pressure is the pressure of blood in your arteries – the blood vessels that carry blood away<br />

from your heart.<br />

The blood pressures numbers mean the following: The first (or top) number is your systolic blood<br />

pressure. It is the highest level your blood pressure reaches when your heart beats. The bottom figure<br />

is your diastolic blood pressure and is the lowest pressure exerted as your heart relaxes between<br />

beats.<br />

What is high blood pressure?<br />

High blood pressure or hypertension is when blood pressure stays elevated over time. Hypertension<br />

is often known as the “silent killer”, since nearly 33% of people who have it, don’t know it. The only<br />

way to know if you have high blood pressure is to have yours measured.<br />

2. Weight and BMI<br />

Your Body Mass Indicator (BMI) calculator checks if you’re at a healthy weight.<br />

The test<br />

You can calculate yours by:<br />

If your blood pressure is too high, it puts extra strain on your arteries (and your heart) and<br />

if it’s not treated, hypertension can cause kidney failure, eye problems, heart disease and stroke.<br />

• Dividing your weight in kilograms (kg) by your height in metres (m)<br />

• Then dividing the answer by your height again to get your BMI.<br />

3. Diabetes<br />

What is diabetes?<br />

Our bodies produce insulin all day - a hormone that creates energy by converting sugar, starches<br />

and other foods. Without insulin, cells cannot absorb sugar (glucose), which they need to produce<br />

energy. When there isn’t enough of this hormone in your body, or it’s not used as it should be, sugar<br />

(or ‘glucose’) can’t be moved to your other body cells to supply them with energy. This means that<br />

you have higher than normal blood-glucose levels, resulting in diabetes.There are two main types of<br />

diabetes: Type 1 and Type 2. They are different conditions but are both serious and need to be treated<br />

and managed properly.<br />

• Type 1 diabetes occurs when the pancreas stops producing insulin. It usually starts very quickly<br />

and in younger people. If you have Type 1 diabetes you need insulin injections to survive as well as<br />

having a carefully balanced food intake and exercise programme<br />

• Type 2 diabetes (formerly called adult-onset or non-insulin-dependent diabetes) occurs when the<br />

pancreas makes too little insulin or your body can’t use the insulin effectively. It usually develops in<br />

adulthood and is often caused by being overweight and not exercising. Approximately 85–90% of


Our<br />

BUSINESS<br />

<strong>SAMWUMED</strong><br />

HIGHLIGHTS<br />

A<br />

s one of the most affordable medical<br />

aid schemes in South Africa catering<br />

specifically to local government employees<br />

and associated industries, we strive to deliver<br />

the best healthcare cover through two different<br />

medical aid plans that include essential<br />

healthcare benefits at low contributions.<br />

Herewith reasons why we are the best medical<br />

aid for you:<br />

1 MONTH WAITING PERIOD: We have reduced the general waiting<br />

period from 3 months to 1.<br />

LOWEST CONTRIBUTION INCREASES IN THE INDUSTRY: Our<br />

contribution increases are about the lowest in the industry. Whilst we have<br />

reviewed the Overall Annual and Hospital Limits - our analysis indicates that<br />

this may only adversely affect at approximately R30 000.00–so in simple<br />

logic a million rands worth of benefits not generally going to be consumed<br />

by the average family–except being used to woo and impress members. The<br />

only incentive this creates is for opportunistic service providers. In the event<br />

that a member does require high level care for PMB conditions - THERE<br />

ARE NO LIMITS.<br />

ACCESS TO PRIVATE HOSPITALS: Our hospital contracts have been<br />

reviewed to include PMB level of care in private hospitals, subject to terms<br />

and conditions.<br />

NO SAVINGS ACCOUNT: we do not subscribe to Savings<br />

Accounts–this ensures that members are not double billed.<br />

NO LATE JOINER FEES: You do not pay late joiner fees when<br />

you join with us.<br />

WE ARE ABLE TO PROVIDE PERSONALISED SERVICES:<br />

We have our own marketing infrastructure–this means that we are<br />

able to provide personalised services on an exclusive and consistent<br />

basis. We have our own offices and rolling out more offices around<br />

the country.<br />

WE ARE FINANCIALLY STABLE: We have been independently<br />

judged as the 2nd most sustainable medical scheme in South Africa by<br />

Alexander Forbes in 2015. In 2017 we again received this accolade as<br />

one of the top three most sustainable medical Scheme in South Africa.<br />

REPORT<br />

FRAUD<br />

WHAT IS FRAUD?<br />

Fraud can be defined as the intentional misrepresentation of the facts in order to illegally or unethically<br />

obtain financial gain at the expense of someone else. In healthcare, this is most often done through<br />

performing unnecessary test or procedures, claiming for services not rendered, tariff code manipulation or<br />

collusion between healthcare providers and members. Some members may even “loan” their membership<br />

card to a friend or relative, so that they may receive healthcare services. Another example of a fraudulent<br />

claim is where a member receives cash or grocery items at a pharmacy, whilst medicines are claimed<br />

from the Scheme.<br />

HOW TO REPORT FRAUD<br />

You can report any<br />

suspicious claims to the<br />

Fraud Hotline at 0800 112 811<br />

or<br />

SMS 33490<br />

(R1.50) or<br />

email: fraud@medscheme.co.za<br />

MEMBER RESPONSIBILITY<br />

Members must be vigilant when accessing healthcare services to ensure you are only billed for<br />

what was done and all queries should be raised with the treating healthcare provider. Alternatively advise<br />

the Scheme if there is any suspicion of undue claims being submitted on your membership number. This<br />

would include:<br />

• Checking the medicine received at a pharmacy against the invoice you sign.<br />

• Making sure that all practitioners claiming whilst in hospital were actually seen in hospital and that those<br />

claims accurately reflect what was done.<br />

*The abstract of this article has been contributed by Dr Gregory Pratt, Medical Advisor at Medscheme<br />

POSSIBLE<br />

REASONS WHY<br />

YOUR MEDICAL<br />

SCHEME IS NOT<br />

PAYING YOUR<br />

BILL<br />

C<br />

ape Town - There are few things as frustrating as<br />

trying to negotiate the administrative labyrinth<br />

of a medical scheme. But one thing that is worse,<br />

is having to pay the bill yourself.<br />

Chat to any medical scheme member, and you will find that just<br />

about everybody has a story to tell about a bill they expected to be<br />

paid, and which was not. But contrary to popular belief though, the<br />

fault does not always lie with the scheme – sometimes members do<br />

not follow the correct claiming procedures or rules, and sometimes<br />

the fault lies with the doctor’s billing practices.<br />

These rules can sometimes be very difficult to understand, as I recently<br />

found out when it took me three months to sort out a hospital bill for<br />

a relative – and after all these years I know my way around medical<br />

scheme processes. (It eventually turned out they needed two quotations<br />

for a piece of medical equipment, and not just the one.)<br />

This is by no means a comprehensive list of possible obstacles,<br />

but the things below could give you some idea of what the problem<br />

might be. Sometimes you could be lucky in that a service consultant<br />

might be able to give you an answer in five minutes, or you could<br />

struggle for three months, as I did.<br />

Also remember that things are different for every option, and within<br />

every medical scheme, but there are certain rules everyone needs<br />

to adhere to. Mostly, schemes will tell you the reasons for nonpayment.<br />

If you disagree with them, read the small print in your<br />

benefit schedule, and if you feel you still have a case, you can<br />

contact the Council for Medical Schemes. Here’s more detail about<br />

the complaints procedure.<br />

Possible reasons for non-payment of your claim to the scheme:<br />

Your membership contributions are not up to date. Make doubly<br />

sure that your debit order has gone through, or that your employer<br />

has indeed paid the money over to your medical scheme if it gets<br />

deducted from your salary. Non-payment of contributions can lead<br />

to non-payment of claims.<br />

The cut-off date for that claim has expired. You have to send a<br />

copy of the account to the medical scheme before the end of the<br />

fourth month from the last date of the service rendered. The date<br />

must be on the account. So if you see the doctor on the 20th of<br />

January, you can submit that account until the 20th of May. After<br />

that, the claim will not be settled.<br />

Your benefits have been exhausted. If something has to be paid<br />

from your medical savings account (MSA), and there are no funds<br />

left, you may be in a self-payment gap and you have to pay the bill<br />

yourself. Or you don’t have day-to-day cover and your treatment<br />

was not in a hospital.<br />

There are strict regulations on benefits (such as how much you can<br />

spend on dentistry, new glasses and so forth) and if that has been<br />

exhausted, your scheme will not pay. Read the small print carefully<br />

when you choose an option on the scheme.<br />

There is no referring doctor named on the specialist’s account.<br />

You cannot refer yourself to a specialist – a GP has to do that, if you<br />

want the scheme to pay any portion of the bill. This is to prevent<br />

people going straight to a specialist when a GP might have been<br />

able to sort out their problem at a fraction of the cost. Repeat visits<br />

to a specialist after that will always still have the name of the original<br />

referring doctor on the account.<br />

Your membership number is not on the account. Unless the right<br />

membership number is on the account, the scheme has no proof<br />

that it was you who had the treatment. This is especially important to<br />

remember if you change schemes. Make sure the doctor’s records<br />

are changed to contain the new information.<br />

The condition you were treated for is not a PMB. Certain hospital<br />

procedures are not prescribed minimum benefits (PMB), such as<br />

in the case of certain cosmetic surgeries, or some rare conditions.<br />

Check with your scheme before you go for treatment. Also, if you go<br />

to the doctor, and the condition with which you are diagnosed is not a<br />

PMB, you will have to pay the account yourself, if your benefits have<br />

run out or your scheme does not cover you for diagnosis of<br />

certain conditions.<br />

You are still subject to a waiting<br />

period. When you join a new<br />

scheme, you can be subjected<br />

to a waiting period of three<br />

months before you can claim<br />

(this excludes hospital emergencies<br />

such as in the case of an accident). Also, based on your medical<br />

history, your scheme can exclude you from treatment for certain<br />

conditions for a maximum of 12 months. If you claim during that<br />

time, the bill will not be settled.<br />

Your prescribed medication is not on the medicines formulary.<br />

Schemes use a medicines formulary (list of approved medication<br />

– often generics) to determine which chronic medications they will<br />

fund. This can either be a list of medications, or a rand value per<br />

condition. All medical schemes have to pay for the treatment of 25<br />

chronic conditions.<br />

Ask your pharmacist for the generic medication – it might save you<br />

lots of money.<br />

You did not get pre-authorisation before your hospital visit.<br />

Unless it is an emergency, in which case the hospital will contact the<br />

medical scheme, you need to phone your scheme before you are<br />

admitted to hospital for treatment. Without an authorisation number,<br />

the scheme will not foot the bill.<br />

You went to an out-of-network hospital/doctor. Some schemes<br />

have network hospitals and network doctors, who guarantee<br />

members of certain scheme treatment without co-payments. If you<br />

choose to go to another hospital you could be landed with a large<br />

portion of the bill. The same goes for private doctors.<br />

The ICD10 codes on the account are not valid. These are diagnosis<br />

codes for specific conditions, which your doctor has to indicate on<br />

the bill. If there is no ICD10 code, or it is for a condition that is not<br />

covered, you might have to pay for this treatment yourself.<br />

The medical practitioner does not have a valid practice number.<br />

Before a scheme will pay a medical practitioner, he/she and the<br />

practice has to be registered with t h e<br />

Health Professions Council o f<br />

South Africa. Without<br />

that practice<br />

n u m b e r ,<br />

schemes will<br />

not pay the<br />

bill.


Our<br />

PEOPLE<br />

SALES AND MARKETING<br />

CONSULTANTS<br />

CHRISTINAH HLATSHWAKO<br />

Mpumalanga<br />

C: 079 4903 350<br />

E: christanahh@samwumed.org<br />

LUNGILE MTWANA<br />

Western Cape<br />

C: 072 725 5112<br />

E: lungilem@samwumed.org<br />

PERCY MTHEMBU<br />

KwaZulu Natal<br />

C: 074 075 3480<br />

E: percym@samwumed.org<br />

SABINA LEKGANYANE<br />

Gauteng<br />

C: 072 340 4450<br />

E: sabinal@samwumed.org<br />

NANIKIE RAMOKGABA<br />

Gauteng<br />

C: 082 303 0377<br />

C: 074 571 7045<br />

E: nanikier@samwumed.org<br />

NEW APPOINTMENT<br />

Introducing our<br />

New Sales and<br />

Marketing Manager<br />

ADELE HANSEN<br />

W<br />

e are pleased to announce<br />

the appointment of<br />

our new Sales and<br />

Marketing Manager Mrs.<br />

Adele Hansen who effectively<br />

commenced her new role from<br />

2nd January <strong>2018</strong>. In order to<br />

ensure we remain sustainable,<br />

we have realigned our internal<br />

departments to allow for better<br />

efficiencies and improvements<br />

in our recruitment and servicing<br />

of our members, by renaming the Sales and Servicing Department<br />

to Sales and Marketing Department, a change we are certain will<br />

yield positive results.<br />

Adele Hansen joined us with a wealth of Sales and Marketing<br />

experience and is hungry to share her strategic vision for this<br />

Department. She is a perfect candidate to be promoted as the new<br />

manager as she is already familiar with the <strong>SAMWUMED</strong> membership<br />

and the local government sector, since having joined the Scheme in<br />

<strong>February</strong> 2017.<br />

We are looking forward to presenting you with a revived and effective<br />

Sales team, under her leadership as we strive to provide you with an<br />

excellent service.<br />

For more information or to contact Adele, please use the below<br />

contact details below:<br />

Tel: 066 300 4973<br />

Email: adeleh@samwumed.org<br />

WATER<br />

SAVING<br />

TIPS<br />

Water is a precious resource that we as citizens must<br />

preserve. The recent draught experienced in the Cape<br />

region and other parts of the country is cause for concern<br />

and we must act as a collective to avoid the looming<br />

#DayZero. Every action that each of us takes to save water<br />

in our homes or workplace, makes a difference. Herewith<br />

are some water saving tips that you and your family could<br />

implement in your household:<br />

• Cut your water use to less than 50 litres per person, per day<br />

• Use municipal drinking water only for essential washing,<br />

cooking and drinking purposes, and only use indoors<br />

• Fix water leaks: Cape Town’s water use is much higher than<br />

it should be. This is because of leaks, dripping taps and<br />

leaking toilets. Water leaks are especially wasteful if they are<br />

underground or undetected and left for a long time. Leaks on<br />

your property are your responsibility.<br />

• Only flush the toilet when necessary.<br />

• Take very short stop-start showers. Wet your body, turn off the<br />

tap, soap, and then rinse quickly.<br />

• Collect your shower, bath and basin water and re-use it to<br />

flush your toilet.<br />

• Wait for a full load before running washing machines and<br />

dishwashers. The rinse water from some washing machines<br />

can be re-used for the next wash cycle.<br />

• Use a cup instead of running taps in the bathroom or kitchen<br />

when brushing teeth, shaving, drinking, etc.<br />

• Defrost foods in the fridge or naturally, rather than placing it<br />

under running water.<br />

TEBOHO MONOSI<br />

Free State<br />

C: 071 686 9389<br />

E: tebohom@samwumed.org<br />

BROKER<br />

LOCATION<br />

TOOANE HOLDINGS<br />

PTY - SAM<br />

PLEASE NOTE<br />

Level 6B water restrictions have been in<br />

effect since 1 <strong>February</strong> <strong>2018</strong>. Avoid Day Zero<br />

and use 50 litres or less per person, per day.<br />

THUSO LOTLHARE<br />

North West<br />

C: 071 471 8953<br />

E: thusol@samwumed.org<br />

VUSUMUZI MONA<br />

Limpopo<br />

C: 071 686 9469<br />

E: vusumuzim@samwumed.org<br />

FYZER CHETTY<br />

Western Cape<br />

C: 072 340 4542<br />

E: fyzerc@samwumed.org<br />

YANDISWA MAKASI<br />

Eastern Cape<br />

C: 071 686 9387<br />

E: yandiswam@samwumed.org<br />

SALES AND MARKETING<br />

ADMINISTRATIVE<br />

ASSISTANTS<br />

SINDISWA NGQULA<br />

Western Cape<br />

T: 021 697 9500<br />

E: sindiswan@samwumed.org<br />

STEVEN DLAMINI<br />

KwaZulu Natal<br />

C: 061 445 2775<br />

C: 074 870 6129<br />

E: stevend@samwumed.org<br />

IDN<br />

BROKERS<br />

OPPERMANN<br />

Attention Members,<br />

UPTREND<br />

BMMT<br />

NEW PREMIUMS<br />

DEPARTMENT<br />

EMAIL CONTACTS<br />

MFS<br />

GLOPIN<br />

AFN<br />

BOLENG<br />

We aim to improve our communication channels to ensure we<br />

provide a speedy service to you at all times. To this end the<br />

premiums@samwumed.org email inbox will be deleted and<br />

three additional email inboxes have been created to allow for<br />

a faster resolve to our members’ queries. These changes will<br />

take effect from 1st March <strong>2018</strong>, and will ensure immediate<br />

identification of the type of incoming request, which in turn will<br />

allow for the correct prioritisation of such emails. You can now<br />

be assured of faster query resolve and can channel queries to<br />

the following email inboxes:<br />

NEW MEMBERS:<br />

newapps@samwumed.org<br />

MEMBER UPDATES:<br />

memberupdates@samwumed.org<br />

MEMBERSHIP AND DEPENDANT CANCELLATIONS:<br />

resignations@samwumed.org<br />

We look forward to adding great value in your engagements with<br />

the Scheme.<br />

DID YOU KNOW?<br />

MONITOR YOUR WATER<br />

CONSUMPTION<br />

One leaking toilet wastes between 2 600 and 13<br />

000 litres per month, depending on the flow rate<br />

of the leak. A leaking tap wastes between 400 and<br />

2 600 litres per month. Just one leaking toilet can<br />

add R2 600 to your monthly water bill.<br />

To save water, it helps to know how much<br />

water you are using and how you could<br />

use it more efficiently. Monitor your daily<br />

average water consumption and check for<br />

leaks if it is higher than expected.<br />

Make sure you know where your property’s water meter is<br />

located and how to read it. Your daily average water consumption<br />

is provided in your municipal invoice. Alternatively, you can<br />

monitor your consumption online using e-Services.<br />

FAST FACT<br />

About 70% of all water used in the city is<br />

consumed in homes, which is why saving water at<br />

home is so important.<br />

Cape Town residents can report water issues and offences<br />

by using the contact details below:<br />

Help us save water, report water issues (e.g. burst pipes or faulty<br />

meters) and restriction offences:<br />

• Call 0860 103 089 (choose option 2: water related faults)<br />

• Email water@capetown.gov.za<br />

• Online through our Service Requests tool<br />

• SMS 31373 (max of 160 characters)<br />

• WhatsApp 063 407 3699<br />

Source: http://www.capetown.gov.za/Family%20and%20<br />

home/residential-utility-services/residential-water-andsanitation-services/saving-water-in-the-home


Our<br />

COMMUNITY<br />

PENSIONER MEETINGS<br />

I<br />

n order for the Scheme to ensure that pensioner members stay informed and updated on the changes<br />

that are taking place at the Scheme, <strong>SAMWUMED</strong> hosted Pensioner Meetings around the Cape<br />

Metro. The meetings were held at Retreat Library, Grassy Park Civic Centre and Strandfontein. These<br />

were coordinated by our pensioner Board of Trustee members: Mr. Lance Veotte and Mr. JJ Floris with<br />

the assistance of <strong>SAMWUMED</strong> staff. The objectives of the meetings were to cement relations between<br />

the Scheme and its loyal and dedicated stakeholders, the pensioner members. Furthermore, the aim is to<br />

inform and educate pensioners on new benefits offering for <strong>2018</strong> and to devise solutions to help better<br />

service our members, and ensure that they are satisfied as the Stalwarts of the Scheme. Productive<br />

and empowering discussions with light meals and refreshments were the order of the day at each of<br />

the meetings. We look forward to hosting more of these meetings to meet the needs and queries of our<br />

members. Please see pictures from the meetings.<br />

PLEASE EMAIL YOUR FEEDBACK TO COMMUNICATION@<strong>SAMWUMED</strong>.ORG<br />

Letters from members<br />

COMPLIMENTS FROM MEMBERS AND SERVICE PROVIDERS TO OUR STAFF<br />

STAFF:<br />

Zainab Arendse<br />

Back Office Clerk<br />

Miryam van Rheede<br />

Call Centre Team Leader.<br />

STAFF:<br />

Miryam van Rheede<br />

Call Centre Team Leader<br />

Zerlinda Titus<br />

Quality Assurance Clerk<br />

STAFF:<br />

Dineo Maliwa<br />

Call Centre Agent<br />

Good day,<br />

STAFF:<br />

Thabisa Phanyana,<br />

Call Centre Agent<br />

Hi Thabisa<br />

STAFF:<br />

Vuyani July<br />

Back Office Clerk<br />

Hi Roslyn and Vuyani<br />

STAFF:<br />

Nicole April<br />

Back Office Clerk<br />

Goeie dag.<br />

I am Vincent Khuvutlu father<br />

of Saseka Khuvutlu who is a<br />

beneficiary of Ms BM Tshabangu<br />

member number 000002251.<br />

I once visited your offices where<br />

I was assisted by Miryam. Eshaam<br />

came and gave me a present.<br />

Recently I had a problem of<br />

authorisation where Medscheme<br />

refused. Miryam came in to assist<br />

and the challenge was resolved<br />

within 12 hours. I applaud the<br />

service rendered by her to me.<br />

She has been so sweet, lovely<br />

and sympathetic. I differ with<br />

the people who always complain<br />

and forget to thank good works.<br />

I thank the professional services<br />

rendered to me.<br />

I need not forget Zainab who also<br />

called to check if am satisfied,<br />

Zainab who insist on assistance<br />

as well.<br />

Kindly pass my appreciation to<br />

them. I am proud of your service.<br />

Feedback is critical be it positive<br />

or negative. Thanks Eshaam for<br />

checking on us. I will give you<br />

feedback as the procedure will be<br />

done tomorrow 4th of August 2017.<br />

Kind regards to you all from me<br />

and my family.”<br />

Hi Neil, trust that you are well.<br />

Firstly, I would like to mention<br />

three names linked to our<br />

experiences with Samwumed<br />

and Medscheme. Miryam,<br />

Zerlinda (Samwumed) and<br />

Ameer (Medscheme) have been<br />

exceptional in firstly, listening to<br />

the client and making the client<br />

their priority. I am responsible<br />

for all chronic requirements for<br />

my mother mentioned above.<br />

These three individuals must be<br />

recognised and acknowledged<br />

for service excellence and then<br />

some more.<br />

I feel comfort in the fact that<br />

they are so committed and<br />

compassionate people who have<br />

found their passions in what<br />

they do. Here’s to a relationship<br />

of faith and trust.<br />

Our appreciation as a family<br />

in times of need, thanks to<br />

you and your team for the<br />

compassion shown.<br />

This email long overdue.<br />

Yours sincerely<br />

Carl Thornton<br />

Thank you for assisting me in<br />

a friendly professional manner<br />

even though I sounded a bit<br />

abrupt you controlled the<br />

call well and did not let your<br />

emotions get the best of<br />

you, you still remained calm<br />

and politely assisted with the<br />

information I was requesting.<br />

As for Samwumed you guys<br />

seriously need to sort out your<br />

admin issues because this is<br />

causing a whole lot of problems<br />

between us and our patients<br />

and as your lovely agent we to<br />

try to offer the best customer<br />

service experience and we would<br />

appreciate that we keep having<br />

a good relationship between the<br />

scheme and provider.<br />

Many Kind Regards<br />

Zita<br />

Spec Savers Cape Town Station<br />

As the member of <strong>SAMWUMED</strong><br />

I wish to profoundly thank you<br />

for the amazing service you<br />

have rendered towards me, your<br />

welcoming and caring stature<br />

during this process is very<br />

much appreciated.<br />

You are an epitome of empathy<br />

and compassion and displayed<br />

a beautiful example of the<br />

decades’ old Xhosa adage:<br />

“Umntu ngumntu ngabantu”.<br />

Thank you for you service once<br />

again, have a blessed week<br />

further<br />

Thanking you<br />

Xolani<br />

I hope this email finds you well.<br />

I just want to tell you both my<br />

mother’s larytube was delivered<br />

today to my excitement.<br />

You guys don’t know what a<br />

difference this had made in<br />

our lives. I will never be able<br />

to thank both of you for your<br />

patience and your time and<br />

effort you guys did put in. From<br />

my family thank you very much<br />

for what you have done for my<br />

mom.<br />

THANK YOU MUCH<br />

Kind Regards<br />

Ivan I. Sapto<br />

Nicole wil net vir jou baie dankie<br />

se vir al jou hulp met my kind<br />

se goed. niks was teveel moeite<br />

nie.<br />

kan jy dalk net vir my n staats<br />

stuur dat ek kan sien of ek nog<br />

day to day het sussie se ore en<br />

boeta se borsie is nie lekker nie<br />

Surika van Antwerp<br />

MEMBER CONTACT<br />

DETAILS UPDATE<br />

COMPETITION<br />

Stand a chance of winning<br />

these AMAZING Prizes!<br />

All you need to do as a<br />

member is to update your<br />

details with the Scheme.<br />

You can update your details<br />

via the following platforms:<br />

The Scheme is GIVING AWAY<br />

10 SAMSUNG GALAXY TABLETS<br />

valued at R5 000.00 each.<br />

Email: memberupdates@samwumed.org (Kindly put<br />

your membership number on the subject line and hyphen<br />

update my details e.g. 000012345 - Update my details)<br />

or you can fax the details that you would like the Scheme<br />

to update for you to 021 697 3505. Alternatively, you can<br />

contact the Scheme on 0861 104 117 and request to speak<br />

to the Membership Department to update your details.<br />

The above-mentioned competition rules will ensure that you are<br />

automatically entered into a weekly lucky draw to stand a chance<br />

of walking away with a SAMSUNG Galaxy Tablet. After the 10<br />

weeks, there will be a GRAND PRIZE of R10 000 that stands a<br />

chance of being WON by the entrants.<br />

Winning made EASY. What are you waiting for, Enter NOW!!<br />

DISCLAIMER: *Terms and Conditions Apply. Please note that the winner will be chosen every by means a lucky draw. Only <strong>SAMWUMED</strong> members may enter this competition, excluding <strong>SAMWUMED</strong><br />

employees who are also members.<br />

GET IN TOUCH WITH <strong>SAMWUMED</strong> TODAY<br />

SHARECALL<br />

0860 104 117<br />

T: 021 697 9000<br />

OPERATING HOURS<br />

CONTACT CENTRE<br />

Mon - Fri: 08H00 - 16H00<br />

ADDRESS<br />

P.O. BOX 134, Athlone, 7760<br />

cnr Trematon & Lascelles Streets,<br />

Athlone, Cape Town<br />

HIV MANAGEMENT - AID FOR AIDS (AFA)<br />

MEMBER ENQUIRIES<br />

T: 0860 100 646 E: afa@afadm.co.za<br />

HOSPITAL AUTHORISATION ENQUIRIES<br />

T: 0860 33 33 87 F: 0860 433 0796<br />

E: samwumed.authorisations@medscheme.co.za<br />

CHRONIC MEDICINE AUTHORISATION ENQUIRIES<br />

T: 0860 33 33 87<br />

E: samwumedcmm@medscheme.co.za<br />

MEDSCHEME ONCOLOGY<br />

T: 0860 33 33 87<br />

E: cancerinfo@medscheme.co.za<br />

LIKE OUR FACEBOOK PAGE:<br />

WWW.FACEBOOK.COM/<strong>SAMWUMED</strong><br />

FOLLOW US ON INSTAGRAM:<br />

WWW.INSTAGRAM.COM/<strong>SAMWUMED</strong><br />

FOLLOW US ON TWITTER:<br />

WWW.TWITTER.COM/<strong>SAMWUMED</strong>HEALTH<br />

FOLLOW US ON LINKEDIN:<br />

@<strong>SAMWUMED</strong> MEDICAL SCHEME<br />

WEBSITE<br />

WWW.<strong>SAMWUMED</strong>.ORG<br />

DISCLAIMER: The <strong>SAMWUMED</strong> <strong>Bulletin</strong> is prepared and distributed for purposes of providing you with essential information to keep you updated on Scheme developments and to provide tips for you and your family. The information pertaining to benefits does not supersede the Rules<br />

of the Scheme. Every effort has been made to ensure the <strong>SAMWUMED</strong> <strong>Bulletin</strong> is an accurate reflection. Please note that <strong>SAMWUMED</strong> is not a medical advisor, therefore all articles included in this <strong>Bulletin</strong> have been researched and referenced accordingly.

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