HDFC Bank Personal Loans – What Makes it Worthy of Your Choice
Personal loan is the one among all the credit products which remains in demand throughout the year. It is the best-selling financial product for which most of the people went for in last two years Blog: https://financebuddha.com/blog/hdfc-bank-personal-loans-makes-worthy-choice
Personal loan is the one among all the credit products which remains in demand throughout the year. It is the best-selling financial product for which most of the people went for in last two years
Blog: https://financebuddha.com/blog/hdfc-bank-personal-loans-makes-worthy-choice
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Who is Eligible for a <strong>HDFC</strong> <strong>Personal</strong> Loan?<br />
One is eligible to apply for a <strong>HDFC</strong> <strong>Bank</strong> <strong>Personal</strong> Loan if he/she meet the<br />
following cr<strong>it</strong>eria-<br />
<br />
<br />
<br />
<br />
<br />
Salaried individuals who are doctors, CAs or the employees <strong>of</strong> private<br />
companies, employees from public sector undertakings, including central,<br />
state and local bodies.<br />
The age <strong>of</strong> the applicant should be 21 year to 60 year.<br />
The applicant should be employed for at least 2 years and should be in the<br />
current company from at least 1 year.<br />
The applicant should have a minimum salary <strong>of</strong> INR 15,000 per month and <strong>it</strong><br />
should be INR 20,000 if the applicant is living in Delhi, Mumbai, Bangalore,<br />
Chennai, Hyderabad, Pune, Kolkata and Ahmedabad.<br />
If the applicant is self-employed, his/her minimum age for getting the loan<br />
should be 21 year to a maximum is 65 years.<br />
<strong>What</strong> documents do I need to provide for <strong>HDFC</strong> <strong>Personal</strong> Loan?<br />
<br />
To avail a personal loan from <strong>HDFC</strong> <strong>Bank</strong>, you would need to subm<strong>it</strong><br />
documents for ident<strong>it</strong>y pro<strong>of</strong> (which can be- copy <strong>of</strong> passport/voter ID<br />
card/driving license/Aadhaar/ Pan card), documents for address pro<strong>of</strong><br />
(copy <strong>of</strong> passport/voter ID card/driving license/Aadhaar), income pro<strong>of</strong><br />
(<strong>Bank</strong> statement <strong>of</strong> last 3 months, Passbook <strong>of</strong> previous 6 months, Latest<br />
pay slip from your company).