02.04.2018 Views

HDFC Bank Personal Loans – What Makes it Worthy of Your Choice

Personal loan is the one among all the credit products which remains in demand throughout the year. It is the best-selling financial product for which most of the people went for in last two years Blog: https://financebuddha.com/blog/hdfc-bank-personal-loans-makes-worthy-choice

Personal loan is the one among all the credit products which remains in demand throughout the year. It is the best-selling financial product for which most of the people went for in last two years

Blog: https://financebuddha.com/blog/hdfc-bank-personal-loans-makes-worthy-choice

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Who is Eligible for a <strong>HDFC</strong> <strong>Personal</strong> Loan?<br />

One is eligible to apply for a <strong>HDFC</strong> <strong>Bank</strong> <strong>Personal</strong> Loan if he/she meet the<br />

following cr<strong>it</strong>eria-<br />

<br />

<br />

<br />

<br />

<br />

Salaried individuals who are doctors, CAs or the employees <strong>of</strong> private<br />

companies, employees from public sector undertakings, including central,<br />

state and local bodies.<br />

The age <strong>of</strong> the applicant should be 21 year to 60 year.<br />

The applicant should be employed for at least 2 years and should be in the<br />

current company from at least 1 year.<br />

The applicant should have a minimum salary <strong>of</strong> INR 15,000 per month and <strong>it</strong><br />

should be INR 20,000 if the applicant is living in Delhi, Mumbai, Bangalore,<br />

Chennai, Hyderabad, Pune, Kolkata and Ahmedabad.<br />

If the applicant is self-employed, his/her minimum age for getting the loan<br />

should be 21 year to a maximum is 65 years.<br />

<strong>What</strong> documents do I need to provide for <strong>HDFC</strong> <strong>Personal</strong> Loan?<br />

<br />

To avail a personal loan from <strong>HDFC</strong> <strong>Bank</strong>, you would need to subm<strong>it</strong><br />

documents for ident<strong>it</strong>y pro<strong>of</strong> (which can be- copy <strong>of</strong> passport/voter ID<br />

card/driving license/Aadhaar/ Pan card), documents for address pro<strong>of</strong><br />

(copy <strong>of</strong> passport/voter ID card/driving license/Aadhaar), income pro<strong>of</strong><br />

(<strong>Bank</strong> statement <strong>of</strong> last 3 months, Passbook <strong>of</strong> previous 6 months, Latest<br />

pay slip from your company).

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