Women Who Rock with Success

WOMEN
JANUARY
Who ROCK WITH
SUCCESS
2018
W om en
Su p er -B ow l
Ed i ti on
A L O O K BACK on
M A RT I N
L U T H ER K I N G JR.
GET T A X A D V I CE
5 Q U EST I O N S T O
A SK W H EN
H I RI N G
A N I N T ERI O R
D ESI GN ER
Th e B est D i et
Food
to Stop
Cr avi n gs For ever
SI GN S YO U N EED T O
CH A N GE YO U R
FI N A N CI A L
H A B I T S
BusinessCoachKatrinaRuth

w w w.pum eli.com

08 Tax Relief Tips
Table of Contents
17 How to change your spending habits
19 Money Mgmt. over the Holidays
215 Hiring an Interior
Designer?
25
30
38
53
Journalism At Its Best
Recipes to Trim the Fat
A Look back on Martin Luther King Jr.
Superbowl Women

"TIM E TO KICK FEAR TO TH E
CU RB, ON CE AN D FOR ALL.
IT?S ON LY YOU R LIFE!!!"

You're in the right place for important information you can use when it comes to
your taxes and your money.
We're not going to give you convoluted tax jargon; this is Real Life t ax advice-- the
explanations you need, so you can understand your taxes, and avoid costly mistakes
with the IRS. The Real Life team will show you how to keep more of your money and
stay off the IRS radar. Visit our Store for great new products to help you with your
taxes, both personal and small business. Visit our site often for updates on products
and information designed with YOU in mind. ht t ps:/ / w w w.reallifet axadvice.com

* Don?t make these Holiday
Mistakes with your Money:*
1) We all overspend
this time of year. But
you need to eat later
in
life too. Check your
pay stub to see if you
have maxed out your
401k
contributions. Why?
You want the tax
break! It?s an
immediate federal
and state tax break.
2) Dipping into your
emergency fund to
pay holiday bills ?
don?t
wipe
out your emergency
fund because you will
regret it ? in August,
when
your
central a/c goes and
it?s 110 degrees out,
you won?t even
remember what you
spent the money on.
3) Checking for
coupons while you
wait on line? Don?t use
public wifi ?
a thief can get into
your phone. VPN
software is available
for your phone.
4) Spending big but counting on your bonus
early next year to bail you
out? Never count on money you don?t have.
The company can have a
downturn; you could be terminated. Pretend
you don?t have it, and use it
to pad your emergency fund.
5) Thinking about a 401k loan to pay the bills?
If you are terminated
and can?t pay it back, it?s a distribution subject
to tax and penalty. Use
this for major emergencies/last resort only.
6) Don?t open credit cards in the store.
Unscrupulous employees will
sell your information. Shoulder surfers can
steal your personal
information. Well-meaning employees may
inadvertently leave your
information around for someone to steal.

* 5 Tax Saving m oves t o m ake before Decem ber 31st :*
1) Make your donations now. Discuss required record keeping. Clean your
closets and make some $!
2) Max out your 401k for a federal and state deduction. You?ll like
the bigger refund you get, for saving money so you can eat later in life!
3) Don?t wait until the new year to start getting your books and records
together if you are self-employed. You should be working on this all
year. Trying to get a year?s worth of bookkeeping and organizing will make
you very unhappy, and you will miss deductions when you are sloppy and
rushing.
4) Company doesn?t offer a 401k? You have until 4/15 to fund a
traditional IRA and receive a tax deduction. Start saving now so you can
put away $5500. What a great tax break!

5) Did you have a change in
filing status this year? If you
married or
got divorced, your tax bracket
may change. Sit down with a tax
pro now to
do some planning. No one
wants a surprise bill in April.
* CEO, Choice Tax Solutions
Inc.*
* IRS Enrolled Agent (EA)*
* Accredited Tax Advisor (ATA)*
* Accredited Tax Preparer (ATP)*
* Chartered Retirement
Planning Counselor (CRPC)*

On
average, Americans
plan to spend an
estimated $663.96
each on gifts this
holiday season. Of
those buying gifts,
on average, 54.4%
will be using
savings and 39.7%
will be using credit
card. In fact, over 2
in 5 spenders
(40.2%) are solely
using their savings Recent finder
for gifts this holiday research found
season, while that 95.7% of
over 1 in 4
Americans
&
(27.3%) will be
make an
using solely
impulsive
their credit
purchase either
card. Here?s
online or in
how to avoid
overspending at
store. Shopping
without a plan is a
the season for surefire way to go
giving:
over-budget or end
up with purchase
?Don?t be impulsive: regrets. Start your
gift shopping by
ht t p:/ / w w w.finder.com
creating a holiday
gift plan within a
set budget. This will
help set boundaries
before you
even step foot into
a store. ?Make
aut om at ic
paym ent s"
The best and
quickest way to
meet your present
budget, and avoid
putting

Say you?ve budgeted for $1000 to pay for all of your gift and expenses, this
will equal approximately $20 a week, which is a very manageable amount to
put away.
?Work with the sales:
The savvy holiday shopper will have started early in the year or over the
Thanksgiving weekend to make the most of discounts. However, even if
starting now you can leverage the best deals by comparing gifts at
different suppliers to find the best deal available. Online will help with
quick price checks minus the footwork.
?Abstain from unnecessary:
When shopping for others, it?s easy to get tempted by items that you might
want for yourself. Stick to the tasks and gifts at hands and use a tool
such as Icebox to put the items for yourself on hold for later. Icebox is a
free Chrome extension that works by replacing the ?Buy Now?button on the
Top 20 e-commerce sites and pop-up reminders on 400+ additional stores.

You can simply return to the item post holiday-spending when your funds are
healthier, or if by some miracle you were left with a surplus in your
budget.? Should you require any further commentary, please don?t hesitate to get in
touch. I can be reached on 347-276-6617 or via jennifer@finder.com.

Leslie H. Tayne, Esq.
has nearly 20 years?
experience in t he pract ice
area of consum er and
business financial
debt -relat ed services. She
is highly accomplished in
negotiation and
settlements, and has gone
up against large national
banks, credit unions,
collection agencies and
multiple creditor legal
representatives.

Her mission is to reshape the debt relief industry by
giving clients a supportive and reliable environment built
on experience, trust and results that will not only relieve
clients of the stress from debts but also the burden of
the never-ending debt cycle.A highly respected
consumer and business debt-related expert, Leslie is
often called upon by the media to comment on a variety
of financial topics. She has written content for and been
interviewed on a variety of national and local news
outlets including Inc Magazine, Forbes, The Huffington
Post, Fox News, CNBC, News day, The New York Daily
News, as well as many, many more.
Most recent ly, Leslie has been select ed t o Super
law yers and t he Tayne law Group has been vot ed
Bet h page Federal Credit Union?sbest debt
consolidat ion service for t he last 4 years in a row.
Leslie also is a regular expert blog cont ribut or for
SWAAY m edia, a plat form t hat delivers
visually-com pelling original cont ent t hat highlight s
w om en at every st age of t he ent repreneurship
journey; Leslie is also a regular cont ribut or for t he
financial w ebsit e, Credit .com .

Signs You Need t o Change
Your Financial Habit s
You Are Unsure of How Much Money You Have
in Your Bank Account
Not knowing how much money you have in
your bank account is a big red flag that may
signal an unhealthy relationship with
money. This also probably means that you
don?t have a budget in place. Without a
budget, you?re most likely to overspend. If
you don?t pay attention to how much you
are able to spend based on the amount you
actually have in your account could leave
you with hefty overdraft fees. Start
balancing your checkbook and track your
spending to avoid being thrown into a
financial abyss that will be difficult to get
out of.
Your Avoiding Your Bills
Debt denial is a serious matter. Leaving
your bills unopened will not make them go
away. Ignoring your financial
responsibilities can result in severe
consequences. For example, if you are
delinquent on payments, creditors can file a
lawsuit against you in attempt to recover
the amount owed. Should a judgment be
put against you, the creditor can request a
garnishment of your paycheck through your
employer until the amount is satisfied.
You Only Pay t he Minim um on Your Credit Card
When you only pay the minimum amount
on your credit cards you could be facing
decades of payments. If you can?t pay your
credit card balances in full, the totals could
add up to double or triple the original
balance.

Every credit card statement is required
by the Credit Card Accountability,
Responsibility, and Disclosure Act (CARD)
to explain how long it will take to pay
down your debt with just making the
minimum payment. Take notice of this
part of your statement. Knowing how
long it will take you to pay off just one of
your credit cards may be an eye-opener.
If you have multiple credit cards in which
you are only making the minimum, think
about the magnitude of debt you could
be incurring. You Use Balance Transfers Too
Oft en
There are some benefits to balance
transfers. Taking advantage of 0%
interestor lower interest rates can be
helpful if you intend to play by the rules
and regulations to keep these perks.
However, there can be some downsides.
If you are regularly using balance transfers, you
could be racking up even more debt.
Consider balance transfer fees which, depending
on the amount you are transferring, could be
exorbitant. For, example, the average balance
transfer fee is 3%. If you have a $20,000 credit card
balance it will cost you $600 to transfer. Balance
transfers will not deter a spending problem.
Moving balances from one credit card to another
will only free up more credit. This may tempt you
to use the card which creates more debt. Think
carefully before deciding to transfer balances as it
can become a vicious cycle of mounting debt!
Recognizing the warning signs of unhealthy
financial habits is the key to making changes on
how you handle your money. For more
information about getting out of debt and staying
out, contact Tayne Law Group, P.C. Our debt relief
lawyers are happy to answer any questions you
may have.
ht t p:/ / at t orney-new york.com

Money Managem ent over
t he holidays: My t op 3 t ips for
m aking sm art m oney choices
over t he holidays:
1. Don't go int o a st ore w it hout a list !
- going int o a st ore during t he holidays is like going grocery
shopping hungry. It is easy t o leave w it h buyer 's rem orse. No
list - don't even go in 2. Pick at least 1 LAZY day
- Over t he holidays, present s aren't t he only big expenses. There are
night s out , pot lucks, m ovies, et c. Pick one day and m ake it your
lazy day. It 's t he day w here you are saying NO. 3. Enjoy m om ent s - not st uff
- inst ead of heading out t o anot her part y, invit e people over t o your
place t o w at ch a m ovie. But on a Christ m as classic, m ake som e popcorn and
laugh w it h loved ones.

Dean Mary Pearson
Dean of t he School of Business at Sout hern Ut ah Universit y, offered a few
t ips on how t o st ay on budget .
ht t p:/ / w w w.suu.edu
Financial stress has been referred to as the leading cause of depression
and divorce. Practicing the principle of budgeting leads to financial
freedom and personal growth. Budgeting helps individuals and businesses
plan for current and future expenditures, providing a pathway to meet
immediate and long term financial goals.
A few tips to stay on budget:
1. Shop less: An individual who goes to the store without a budget,
spends 20% more than anticipated.
2. Stop, then Shop: Practice the 10% rule: For every $100 item you want
to buy, take 10 minutes to think about it before buying. For every $200
item you want to buy, take 20 minutes to think before buying.
3. Use cash: An individual who uses a credit card spends 25% more than
they would if they used cash.

5 QUESTIONS TO ASK WHEN
HIRING AN INTERIOR DESIGNER
It is important when you hire an interior
designer to ask essential questions to
clarify your needs and the ability of the
designer to meet those needs. The
relationship you create with your
designer is very intimate; you are inviting
he or she into your personal space and
allowing them to essentially alter your
life. Jennifer Fisher likes to think of this
process of hiring the correct interior
designer for your space as the beginning
of ?dating.? As a client, you need to make
sure you and your designer have
chemistry and you set the foundation for
your relationship

1. TIMELINE
Since t his is your hom e t hat you are living in or
m oving int o, it is im port ant t o underst and t he t im e
com m it m ent you?re m aking w hen you hire an
int erior designer. If you are expect ing a short
t urn-around t im e and t he designer likes t o t ake
longer on his or her project s, t his m ay not w ork. This
also is im port ant t o know so you and t he int erior
design can gauge how realist ic your t im eline is w it h
your space.
2. STYLE
What kind of color palette do they usually gravitate
toward, where do they seek inspiration, what trends are
they currently into, and what styles peak their interest?
These are all important things to know when talking to
potential designers. If their style is drastically different
than your own, it may be difficult to work together. This
is your space, so it is important that your style and
personality shine through it rather than your designer?s.
3. BUDGET
Sticking to your budget
and having your designer
understand it, is vital. It is
important to know what is
the budget the potential
designer typically works
with and if what you are
willing to put in is do-able
for the designer. Also,
knowing how they manage
the project budget is
important, which allows

4. PIECES
If all the designer?s purchases are one-of-a-kind customized pieces,
a majority of your budget is going to go towards that. But, if your
designer is a savvy shopper who frequents thrift stores and estate
sales, you know that your budget will go much further. This is also
important to know if you are seeking unique pieces and how big
your project i is
5. COMMUNICATION
Hiring an int erior designer w ho w ill be able t o cat er t o your
com m unicat ion needs is ext rem ely im port ant . Finding out
pot ent ial designers?com m unicat ion st yle and preferred
m et hod of com m unicat ion is a crucial deciding fact or w hen
dealing w it h som et hing so personal as your hom e ? t he place
w here you creat e your m em ories. It is nat ural t o w ant t o be as
involved w it h t he design process as possible so having t hat
open com m unicat ion w it h your designer is crucial.
ht t ps:/ / jfisherint eriors.com

Jessica Kantor graduated from University of
Nevada, Las Vegas with a BA in Print Journalism.
She minored in International Relations and
Archaeology. During her undergraduate career she
also attended American University in Washington,
D.C. and Université de Pau in France.
Jessica's articles and photographs have been
published in such print & digital publications as
Healthcare Quarterly Magazine, Las Vegas Review
Journal, Vegas Inc., The Addiction Blog, Vegas
Seven, Vegas Rated, John Colton, and AWOL
Magazine.
?
Jessica has freelanced since graduation, spending
her time working on long-form features and
profiles. For the past four years she has been
honing her public relation and media relation
talents in two large positions for behavioral
healthcare companies.
JESSICA KANTOR

JESSICA KANTOR

JESSICA KANTOR

ht t ps:/ / w w w.st ephaniedodier.com

Sim ple Tuna Salad
Recipe: Lunch Made Easy
Ingredient s
1. 1 cup of spout s of choice
2. 1 cup of chopped parsley
3. 2 cup of spinach (or green of
choice)
4. 1/ 4 cup red cabbage, chopped
5. 1/ 4 cup color pepper, chopped
6. 1/ 4 m ushroom (of choice),
chopped
7. 1t bsp sesam e seeds
8. 1 can of w ild caught albacore t una
9. 1/ 4 cup of Ranch salad dressing
Inst ruct ions
1. Mix all ingredient s t oget her and
add t he Ranch dressing.
2. Enjoy!
Ingredients
1. 1/2 cup healthy mayo
2. 1/2 cup of full fat coconut milk
3. 1 tbsp dry dill or 3 tbsp fresh dill,
chopped
4. 1 tsp granulated garlic powder or
1 glove finely chopped
5. 1/t tsp onion powder or 1 tsp.
fresh onion finely chopped
6. 1/4 tsp sea salt
7. 1/8 tsp fresh cracked black
pepper
Ranch Dressing
Instructions
1. Mix all ingredient together in a
hermetic container such as
mason jar and shake well
2. Enjoy on any salad.

What is THE BEST diet to stop food cravings?
I know I?ve said that diets don?t work and that you should ditch the dieting mindset, but
allow me to tell you why I?m going to talk about the ?D-word? today.
Why I Dislike t he Word ?Diet ?
First, let me tell you why I?really don?t like the word ?diet.?The?Merriam Webst er and
Oxford dictionaries?define ?diet??in?a number of ways. Here are three:
1. food and drink regularly provided or consumed
2. a special course of food to which one restricts oneself, either to lose weight or for
medical reasons.
3. to?restrict oneself to small amounts or special kinds of food in order to lose
weight.
For the vast majority of women, ?diet??means?a temporary way of eating so they can
achieve their respective goals, then going back to the way they ate before.
That?s why?I?really?dislike the word ?diet.?
If you?re looking for a way to stop your cravings, lose weight, or reduce emotional eating
and/or overeating,?a temporary fix isn?t going to cut it. You must make lifestyle changes
which will produce lifelong results.

Otherwise,?things will go back to the way they were before.?Why? Because a part of the
reason you craved, gained?weight or overate?was because of your previous eating habits.
So?although?I?ll use the D-word for the rest of this?blog post,?be sure to remember that I
really mean best ?lifestyle change? to stop cravings forever. I?m sure you get my point.
So is There a Best Diet t o St op Food Cravings Forever?
You bet!
Blood sugar regulation influences your sugar cravings. It also affects your hormonal
health, brain health, gut health?etc. Your overall health is?impacted?by your blood sugar.
The best diet to stop food cravings forever is the real food low carb lifest yle.?
Yes,lifestyle,?NOT diet? Eat real food (food?that once grew, flew,?ran or swam) that are low
in carbohydrates.?This is the type of lifestyle that I strongly recommend in the Crave Cure
Program. Best Diet t o St op Food Cravings: 3 Tips t o Help
You Get St art ed
I recently had Dr. Adam ?Nally on The Beyond The Food Show podcast for The Crave Cure
Series.?Dr. Nally, a.k.a. Dr. Muscles, is a family practitioner and a doctor of osteopathic
medicine

During my interview with him, he shared 3 tips on how to get started on the?best diet to
stop food cravings, sugar cravings,?and binge eating.
1. Underst and t he principles of low -carbohydrat e or ket ogenic lifest yle.Dr.
Nally says that a low carb lifestyle should be principle-based. This approach is
simple and based on the mantra, ?Give a man a fish and he will eat for a day.
Teach a man how to fish and he will eat for a lifetime.? You can read Dr.
Nally?spost on his blog to learn more about the foundational principles of a
low-carb lifestyle.
2. Don?t beat yourself up.If you?re overweight, you shouldn?t feel guilty about it.
Obesity is a metabolic issue caused by hormonal imbalances. Overcoming obesity
is a matter of relearning how to use your hormones. Also, if you?re trying to lead a
ketogenic lifestyle and you fall off the wagon, it doesn?t mean you can?t start
again. Just get back up! Do som e fine-t uning.You can do this by modifying your
protein intake, balancing your hormones (thyroid, leptin, estrogen, and
testosterones), and exercising.
3. To learn more about the low-carb lifestyle and its impact on cravings, listen to my
interview wit Dr. Nally here or you can play the audio or video file below:

Ingredients
1. 1 tsp organic dried turmeric*
2. 1 tsp organic powdered ginger* *
3. Juice of 1 1/2 fresh lemon
4. Dash cayenne
5. 2 cups of filtered water
6. 5 drops of stevia or 1/2 tsp raw honey
Instructions
1. Place all ingredients in a blender and blend for 1
minute.
2. Serve with ice cube and enjoy!
St ephanie Dodier
Notes
1. * QUICK NOTE: You can also use fresh turmeric root and
fresh ginger root. Simply place 1? ginger root chopped
and 1? turmeric root chopped in 2 cups of water and
bring to a boil for 15 minutes. Let the mixture cool for
30 minutes then strain the roots and mix in remaining
ingredients in blender for 1 minutes. Serve.

KatrinaRuth

You want to stand out, change the world, go to bed at night KNOWING in your heart of
hearts that you have given it your all and made the difference you are MEANT to make in
the world?
Then st op being so m ot her-freaking vanilla w it h w hat
you say, how you present yourself, w ho you are.
You can take your pretty website and shove it for all I care if that website is not in fact (and I
really do wonder!) revealing the real you.
Are you trying to be just another ?successful coach?or entrepreneur? Are you trying to
make sure everyone loves or at least likes you? Are you writing about stuff that you?re sure
will get you good Google love, that ?solves problems?and is ?topical?and is based on what
you see your competitors or others around you doing? If so, t hen I got t a t ell you ?
You?re boring me to tears. And I suspect you?re boring yourself to tears as well. Worse still,
I think we both know that deep down you are a mix of ashamed, frustrated and mighty
PISSED off that you?re not really letting rip with the energy, glory and perhaps even terror
of who you really are. Nobody needs another business, life, weight loss, wellness, balance,
healthy living, money, success coach or whatever.
The world does not need more vanilla.
Katrina

Nobody needs another business, life, weight loss, wellness, balance, healthy living,
money, success coach or whatever.
The world does not need more vanilla.
If I want to read stock-standard stuff on any of the above topics I?ll go to an aggregate
blog and find endless repetitive loops of the stuff.
If you don?t stand for something? You stand for nothing.
I?m not talking about being contrived, you know that.I?m not talking about deliberately
stirring up controversy if in doing so it is not also based on how you actually think and
feel. But that?s the thing, isn?t it?
If I look at your stuff, read it, look at your site, do I KNOW how you really think and feel
or am I seeing a carefully planned version of what YOU think you need to present to
the world in order to succeed.
The world needs you to be you.
So stand up, take a stand, stand for SOMETHING, and if they wanna hate then let ?em
hate. There is literally NOTHING you can share about who you really are, what you?ve
really done, how you really think, that will scare off your ideal clients. And that?s who
you want, isn?t it?
Katrina

You want your tribe, your cult, your people who love you because they love the way you
THINK, because they love your honesty, because you give them hope and massive
inspiration for who they can become.
The ones who are scared off, horrified, appalled at your so-called skeletons, your
opinions, the stuff you talk about, laugh at, HOW you talk about it or laugh at it ?
To hell w it h t hem .They?re not your people, never will be, and you can try all you like to
please them but you will never truly be ABLE to if you are actually being YOU. So you can
spend your days trying to be all things to all people, being careful not to piss anyone off,
talking only behind the scenes to your BFFs and Mastermind buddies about what you
REALLY think about business and life, and attracting a boring mix of boring people with
boring ideas and minds who will moan anytime you dare to slip up on your perfect
polished persona, or You can come out, guns a-blazing, as the incredible, fabulous,
amazing, demanding, driven, unbelievably AWESOME woman you are.
You can keep playing it safe, running scared that if people find out the truth about your
money, your business, how you think, your background, your self sabotaging issues or
whatever that they will hate you and think you a sham OR ? You can recognise t hat w hen
you let t hat st uff rip you find your t rue people.
You can create products, programs, offerings that aim to fill a gap in the market and you can
make a few bucks and get a nice warm fuzzy feeling in your belly, OR
Katrina

You can creat e som et hing t hat t he vast m ajorit y of people w ill not get , w ill be
scared by, or just t hink is plain ridiculous or even offensive but t hat your TRIBE w ill
do anyt hing t o get t heir hands on.
You can be just another coach, consultant, woman trying to make a few bucks online to live
some sort of lesser version of normal, OR ?
You can st art a revolut ion, t hrow fort h a call t o arm s, m ake it cryst al clear t hat you
don?t give a f^&k w ho likes or agrees w it h you t hat you are going t o be not hing if
not brut ally brut ally honest and real.
So which is it gonna be?
Selfish people who says what she thinks, shouts it loud and proud and does not CARE if it
causes people to run scared or even think she?s a bad person, or boring old vanilla
cupcake shoved into a dusty corner of the internet and hoping someone will come and
love her? I think we both know what you have to do here. And if you?re not sure where to
start with this, if you GET it but you?re thinking OMG but how? As in ? how do I do that
without confusing myself, but also, literally ? how do I actually stand up and figure out
WHAT I stand for? Then baby what YOU need is some self-belief. You need to train
yourself to be strong enough, empowered enough and god-damned confident enough in
who you are to stand up and yell your message from the rooftops.
www.KatrinaRuth.com

Im ages by Pixabay

Im ages by Pixabay

Im ages by Pixabay

1. King?s birt h nam e w as Michael, not
Mart in.
The civil rights leader was born Michael
King Jr. on January 15, 1929. In 1934,
however, his father, a pastor at Atlanta?s
Ebenezer Baptist Church, traveled to
Germany and became inspired by the
Protestant Reformation leader Martin
Luther. As a result, King Sr. changed his
own name as well as that of his 5-year-old
son.
By Christ opher Klein
2. King ent ered college at t he age of 15.
King was such a gifted student that he skipped
grades nine and 12 before enrolling in 1944 at
Morehouse College, the alma mater of his father
and maternal grandfather. Although he was the
son, grandson and great-grandson of Baptist
ministers, King did not intend to follow the family
vocation until Morehouse president Benjamin E.
Mays, a noted theologian, convinced him
otherwise. King was ordained before graduating
college with a degree in sociology.

3. King received his doct orat e in syst em at ic
t heology.
After earning a divinity degree from Pennsylvania?s
Crozer Theological Seminary, King attended graduate
school at Boston University, where he received his
Ph.D. degree in 1955. The title of his dissertation was
?A Comparison of the Conceptions of God in the
Thinking of Paul Tillich and Henry Nelson Wieman.?
4. King?s ?I Have a Dream ? speech w as not his first
at t he Lincoln Mem orial.
Six years before his iconic oration at the March on
Washington, King was among the civil rights leaders
who spoke in the shadow of the Great Emancipator
during the Prayer Pilgrimage for Freedom on May 17,
1957. Before a crowd estimated at between 15,000
and 30,000, King delivered his first national address
on the topic of voting rights. His speech, in which he
urged America to ?give us the ballot,? drew strong
reviews and positioned him at the forefront of the
civil rights leadership.
5. King w as im prisoned nearly
30 t im es.
According to the King Center, the
civil rights leader went to jail 29
times. He was arrested for acts of
civil disobedience and on
trumped-up charges, such as
when he was jailed in
Montgomery, Alabama, in 1956
for driving 30 miles per hour in a
25-mile-per-hour zone.

6. King narrow ly escaped an assassinat ion at t em pt
a decade before his deat h.
On September 20, 1958, King was in Harlem signing
copies of his new book, ?Stride Toward Freedom,? in
Blumstein?s department store when he was
approached by Izola Ware Curry. The woman asked if
he was Martin Luther King Jr. After he said yes, Curry
said, ?I?ve been looking for you for five years,? and she
plunged a seven-inch letter opener into his chest. The
tip of the blade came to rest alongside his aorta, and
King underwent hours of delicate emergency surgery.
Surgeons later told King that just one sneeze could
have punctured the aorta and killed him. From his
hospital bed where he convalesced for weeks, King
issued a statement affirming his nonviolent principles
and saying he felt no ill will toward his mentally ill
attacker.
7. King?s last public speech
foret old his deat h.
King had come to Memphis in
April 1968 to support the strike
of the city?s black garbage
workers, and in a speech on the
night before his assassination,
he told an audience at Mason
Temple Church: ?Like anybody, I
would like to live a long life.
Longevity has its place. But I?m
not concerned about that now ?
I?ve seen the Promised Land. I
may not get there with you. But I
want you to know tonight, that
we, as a people, will get to the
Promised Land. And I?m happy
tonight. I?m not worried about
anything. I?m not fearing any
man.

Mine eyes have seen the glory of the coming of the
Lord.?
8. Mem bers of King?s fam ily did not believe Jam es
Earl Ray act ed alone.
Ray, a career criminal, pled guilty to King?s assassination
but later recanted. King?s son Dexter met publicly with
Ray in 1997 and argued for the case to be reopened.
King?s widow, Coretta, believed the Mafia and local, state
and federal government agencies were deeply involved
in the murder. She praised the result of a 1999 civil trial
in which a Memphis jury decided the assassination was
the result of a conspiracy and that Ray was set up to
take the blame. A U.S. Department of Justice
investigation released in 2000 reported no evidence of a
conspiracy. 9. King?s m ot her w as also slain by a
bullet .
On June 30, 1974, as 69-year-old Alberta Williams King
played the organ at a Sunday service inside Ebenezer
Baptist Church, Marcus Wayne Chenault Jr. rose from
the front pew, drew two pistols and began to fire shots.
One of the bullets struck and
killed King, who died steps
from where her son had
preached nonviolence. The
deranged gunman said that
Christians were his enemy and
that although he had received
divine instructions to kill King?s
father, who was in the
congregation, he killed King?s
mother instead because she
was closer. The shooting also
left a church deacon dead.

Chenault received a death
penalty sentence that was later
changed to life imprisonment, in
part due to the King family?s
opposition to capital
punishment.
10. George Washingt on is t he
only ot her Am erican t o have
had his birt hday observed as
a nat ional holiday.
In 1983 President Ronald
Reagan signed a bill that created
a federal holiday to honor King.
The holiday, first
commemorated in 1986, is
celebrated on the third Monday
in January, close to the civil
rights leader?s January 15
birthday.

SNOW: AN INTEGRAL PART
OF WELLNESS
ht t p:/ / w w w.sw ellw om en.com
The snow has started falling and the mountains
are calling!
Why should you come out of winter hibernation
and join Swell Women in hitting the slopes in
beautiful Whistler this February? If you aren?t
already sold on the idea of a stunning backdrop
of the Coastal Mountains covered in white
powdery snow, luxe, cozy accommodations,
healthy, gourmet food, relaxing yoga and spa
time, and a week spent zipping down the slopes
then here are a few more reasons for joining us!
INCREASE YOUR
PHYSICAL AND MENTAL
WELLNESS
I know, it?s obvious right? When
you are heading down the
slopes, you are carrying the
weight of your entire body in
the lower half of your body so it
is a great workout for your legs
and lower back as you
strengthen joints and bones!
Let?s not forget about that heart
as well which is getting an
incredible workout all day long.

However, along with the workout you may not
realize how much brainpower goes into a day
of balance and coordination on the slopes!
There are so many slight movements and
positions of your body that you must be
conscious of to ski/board well, which build not
only your mental awareness but also your
appetite for all those delicious après and
dinner options Whistler has to offer!
INCREASE YOUR SOCIAL AND
EMOTIONAL WELLNESS
Waking up at the crack of dawn in the freezing
cold may not seem appealing to those of you
?winter hibernators? but add a group of new
friends, a morning yoga class watching the sun
rise from behind the mountains, a quick warm
up in the hot tub and a hearty breakfast made
especially for you by our private chef, and
you?ve got one heck of a good start to the day!!
On this retreat not only will you join a
great group of women having a fantastic
time; you will also have an amazing
motivational team that encourages you
to challenge yourself physically and
mentally to conquer those mountains
both on your skis or board and in your
life! FRESH MOUNTAIN AIR, CRISP
SNOW AND THE MA JESTY OF THE
MOUNTAINS
There is an abundance of research that
cites the positive effects of fresh air,
sunshine and nature on both Seasonal
Affective Disorder and overall mental
wellness. Not only will we feel and be
well by riding all day but there is also so
much we can learn from the mountains
as they majestically offer strength to our
bodies and feed our souls!

They are grounding yet elevating,
intoxicating yet soothing, wild yet serene.
They keep us on the edge but still have
the ability to wrap us in safety; such
beautiful contradictions that have the
ability to speak into our lives in so many
ways!

Wom en

"As I enter my fantasy
football league playoffs - 10
teams, 9 men, 1 Big Slingin'
Chicks (my team name) - I
am more passionate than
ever about sports. I do
football and baseball
fantasy leagues and listen
mostly to sports radio
(Mike Francesa retiring
from WFAN puts a kink in
my daily life no doubt!) "
Melissa S. Sheer
President
Kent Place
Communications, LLC
(917) 690-2199

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I grew up as the oldest of three girls; therefore, my father (an entrepreneur and
basketball coach of high school and college teams) raised us to be independent Kat hryn
women and become whatever we desire to be. His entrepreneurial spirit that was
St arks
displayed in the many businesses his built as well as his competitive nature and
success were present when he encouraged me to start my own business. I was a
second grade teacher with a BS in elementary education and Master?s degree in
literacy and culture and my first published children?s book. I had no business
experience but a lot of books in my apartment to sell; my dad simply told me to start
a company. My father being an avid reader provided me with countless articles,
books, and quotes from renowned business leaders as well as personal advice along
the way. As a coach, he only provided me with feedback on how to get better in sales,
marketing, and public speaking. My celebrations became his victories while a global
literacy educational company (now twelve years old) was created. He knew that I
could develop a company that highlighted my strengths-teaching, children, literacy,
and education. He also showed me and instilled in me the importance of becoming
the best version of myself in my field. In business, you can work with a lot of different
personalities. By far, my favorite individual to work alongside is my dad. He is a
business leader, mentor, supporter, loyal fan, and family who has definitely made the
largest impact in my own business.