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PREPARE YOUR FINANCES AND BUDGET<br />
Cash buyer? Your final cost will be the the agreed purchase price plus an allowance<br />
of around 10% - 12% to cover purchase costs – including taxes, legals, etc.<br />
If buying with Spanish loan finance? Your cost will be agreed purchase price plus<br />
an allowance of 14%-16% for purchase/loan costs.<br />
To speed up your loan appraisal it is important to seek financial pre-approval for<br />
the amount you are considering borrowing.<br />
DECIDE ON YOUR PREFERRED LOCATION<br />
The type of property required and your budget will determine in which areas<br />
you will be able to achieve your objectives – so considerable pre-research is a<br />
must using the internet to understand property availability and comparative<br />
pricing across different property types and different areas.<br />
USE AN INDEPENDENT LAWYER<br />
Having decided on your ideal property you should instruct an independent, local lawyer<br />
to safeguard your purchase – to carry out all the necessary searches and afterwards to<br />
correctly register your property and set up all the facility service contracts.<br />
There are many to choose from and we can introduce you to any of several who will<br />
speak your language and handle your requirements in a professional and efficient way.<br />
Visit our website to see the full version of this Buyers Guide<br />
www.suncoasterestates.com<br />
www.suncoasterestates.com 07
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