June 28, 2019 Issue

Page 16—Seniors Today—June 28, 2019
Magnolia
Gardens
An Apartment Community Designed Especially for the
Senior Citizen 62 Years Of Age and Older.
Rent is based on income.
Applications will be accepted in person at
Magnolia Gardens Apartments
1031 4th Street, Daytona Beach, FL 32117
Call today for more information
and to schedule your
appointment for placing an application
for housing
Monday–Friday, 9 A.M.-3 P.M.
(386) 255-9113
1 Bedroom Apartments
Magnolia Gardens is a beautiful community that offers 88 one
bedroom apartments. The apartments have carpet, stove,
refrigerator, water, trash removal, air conditioning,
pest control, and maintenance. Common areas include
coin–op laundry, inside mailboxes, attractively
decorated community room, and lobbies.
Leaving A Child Behind
If you have a minor child, having
a will is critical for your peace of
mind and your child’s security in
the event of your death. Speaking
to an estate planning attorney will
allow you to consider the consequences
in the event of your death and the options
that are available to you to protect your
child’s future if you are suddenly not
in the picture.
Creating a will with a spring up or
testamentary trust for your minor child
allows you to appoint a guardian to care
for your child and a trustee who will
oversee the monies that are left for the
benefit of your child in the event of your
death. The trustee, may be the same person,
or someone different.
Failure to give clear direction in
a will leaves your child vulnerable
to legal debates about who will care
for your child and who will be responsible
for financial decisions regarding
your child’s welfare.
The Florida Constitution protects the
rights of minor children through homestead
laws which prohibit the head of
household from leaving his or her residence
to anyone other than a spouse or
minor child. Under this law a surviving
spouse is given use of the property for
the remainder of his or her life, and then
the home passes to the minor children.
Protect What
Matters
…by Linda Carley
If a person dies without a will, any
property that person owned during his or
her life will pass under Florida’s intestate
succession law. Intestate succession
is a law that distributes the decedent’s
estate for the remaining heirs. Florida
law requires the court to appoint a
guardian for minors in circumstances
where the parents die or become incapacitated
or if a child receives an inheritance
or proceeds of a lawsuit or
insurance policy exceeding the amount
allowed by statute.
Under Florida’s intestate law, if a
person dies with minor children but
no spouse, their children inherit everything.
If they die with only a spouse
but that is not the parent of their child,
then the spouse and the minor child
splits proceeds equally.
Linda Carley is an Attorney at Carley
Law, 435 S. Ridgewood Avenue, Suite
2015, Daytona Beach, Florida. She has
more than 30 years experience as an
attorney and former circuit judge. Call
386.281.3340 or info@CarleyLaw.net
IT ALL ADDS UP
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What’s In The Stars
For The Week Of July 1
ARIES (March 21 to April 19) There’s
nothing an Aries Lamb likes less than
having to tackle a humdrum task. Finding
a creative way to do it makes the difference.
A more exciting time awaits.
TAURUS (April 20 to May 20) Finishing
up a job on time leaves you free to
enjoy your week without guilt. A
romantic attitude from an unlikely
source could take you by surprise.
GEMINI (May 21 to June 20) Moving
in a new career direction might be
seen by some as risky. If you have both
the confidence to see it through and the
facts to back you up, it will be rewarding.
CANCER (June 21 to July 22) Holding
back on a decision might be difficult,
considering how long you’ve waited for
this opportunity. Until you’re able to resolve
all doubts, you can’t move forward.
LEO (July 23 to Aug. 22) You still
need to move carefully where financial
matters are concerned. Better to move
slowly than pounce on a promising
prospect that doesn’t keep its promises.
VIRGO (Aug. 23 to Sept. 22) A rejection
of an idea you believe in can be
upsetting. Don’t let it discourage you.
Get yourself back on track and use what
you’ve learned and try again.
LIBRA (Sept. 23 to Oct. 22) The early
part of the week could find you looking
to balance your priorities between
your family obligations and your career
responsibilities. Pressures begin to ease.
SCORPIO (Oct. 23 to Nov. 21) An
associate’s problem causes unavoidable
delays in moving ahead with your joint
venture. Use the time to work on another
project you had previously set aside.
SAGITTARIUS (Nov. 22 to Dec. 21)
Although a financial problem could be
very close to being resolved, it’s still a
good idea to avoid unnecessary spending
for at least a little while longer.
CAPRICORN (Dec. 22 to Jan. 19)
Support for some unwelcome workplace
decisions begins to show up, and continues
to build, so that by week’s end, the
gregarious Goat is as popular as ever.
AQUARIUS (Jan. 20 to Feb. 18) Congratulations.
Deciding to attend a social
function you might have earlier tried
to avoid could turn out to be one of the
best decisions you’ve made.
PISCES (Feb. 19 to March 20) Getting
into a new situation could prove
to be a more difficult experience than
you expected. Don’t hesitate to ask for
advice in coping.