SCI-MRT-Research Report_Spring-20

Credit Risk Transfer
As the largest credit risk manager in the mortgage industry, Fannie Mae employs prudent
standards and advanced technologies to acquire quality loans, prevent defaults, and reduce
losses. We continuously evolve our CRT programs to broaden the types of loans covered and
promote growth in the credit risk transfer market. Through our suite of credit risk transfer vehicles,
book of business.
The goals and benefits
Protect U.S. taxpayers
through the development of broad and liquid
markets for credit risk.
through consistent and programmatic issuance
of various credit risk sharing products.
Reduce capital
that was previously used to cover
exposure on transferred risk.
Minimize impact on borrowers,
renters, and lenders
Create liquidity
to help build a stronger
option for investors.
Investor resources
Fannie Mae provides a variety of
resources on our web pages to
help promote better understanding
of the credit performance of
Fannie Mae mortgage loans and
our approach to credit risk:
• Overview of approach
and policies.
• Transaction details.
• Loan performance data
and analytics.
• Commentary and news.
• Investor and reinsurer
presentations.
• Due diligence details.
Contact us today to learn more about Fannie Mae’s CRT programs:
credit_securities@fanniemae.com 1-800-232-6643, Option 3