Case of NBR

I. General considerations (3)
• Pillar II is principles-based and intended to be tailored to the
risks, needs and circumstances of the respective credit
institution
• Supervisors use a range of approaches, methodologies and
strategies to execute their supervisory review process to
meet the overall objectives of a sound supervisory approach
to Pillar 2
• Differences between the capital assessment under a bank’s
ICAAP and the supervisory assessment of capital adequacy
made under Pillar 2 should trigger a dialogue that is
proportionate to the depth and nature of such differences.
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