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Competitive Edge - the RZ Financial Network

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Rates effective for premiums<br />

received on or after 05/29/12*.<br />

(No applications accepted after<br />

June 01, 2012. No premiums<br />

Ending Index<br />

Account<br />

(Point-to-Point)<br />

S&P 500 ®<br />

Average Index Account<br />

(Point-to-Daily Average)<br />

Declared<br />

Interest Account<br />

accepted after July 31, 2012.) Index Rate Cap Index Rate Cap Declared Rate<br />

Immediate<br />

Interest<br />

Credit<br />

SecurePlus Accumulator 5 100% 3.75% 35.00% N/A 2.45% 5.00%<br />

* Policies are issued on <strong>the</strong> 7 th , 14 th , 21 st , and 28 th .<br />

SecurePlus Marquee Series Interest Rates<br />

Rates effective for premiums<br />

received on or after 05/29/12*.<br />

SecurePlus Marquee 3<br />

(3% Immediate Interest Credit)<br />

SecurePlus Marquee 10<br />

(10% BAV)<br />

Rates effective for premiums<br />

received on or after 05/29/12*.<br />

SecurePlus Marquee 3<br />

(3% Immediate Interest Credit)<br />

SecurePlus Marquee 10<br />

(10% BAV)<br />

* Policies are issued on <strong>the</strong> 7 th , 14 th , 21 st , and 28 th .<br />

SecurePlus Preferred Series Interest Rates<br />

Rates effective for premiums<br />

received on or after 05/29/12*.<br />

SecurePlus Preferred 2<br />

(2% Immediate Interest Credit)<br />

SecurePlus Preferred 8<br />

(8% BAV)<br />

Rates effective for premiums<br />

received on or after 05/29/12*.<br />

SecurePlus Preferred 2<br />

(2% Immediate Interest Credit)<br />

SecurePlus Preferred 8<br />

(8% BAV)<br />

* Policies are issued on <strong>the</strong> 7 th , 14 th , 21 st , and 28 th .<br />

S&P 500 ®<br />

Ending Index Interest Ending Index Interest Average Index Interest<br />

Account Option 1 Account Option 2<br />

Account<br />

(Point-to-Point) (Point-to-Point) (Point-to-Daily Average)<br />

Index Rate Cap Index Rate Cap Index Rate Cap<br />

100% 2.00% 50% 2.10% 20.00% N/A<br />

100% 2.75% 140% 2.50% 25.00% N/A<br />

Russell 2000 ®<br />

Ending Index Interest Ending Index Interest<br />

Account Option 1 Account Option 2<br />

(Point-to-Point)<br />

(Point-to-Point)<br />

Declared Interest<br />

Account<br />

Index Rate Cap Index Rate Cap Declared Rate<br />

100% 2.00% 50% 2.10% 1.00%<br />

100% 2.75% 140% 2.50% 1.50%<br />

S&P 500 ®<br />

Ending Index Interest Ending Index Interest Average Index Interest<br />

Account Option 1 Account Option 2<br />

Account<br />

(Point-to-Point) (Point-to-Point) (Point-to-Daily Average)<br />

Index Rate Cap Index Rate Cap Index Rate Cap<br />

100% 2.00% 50% 2.10% 20.00% N/A<br />

100% 2.75% 140% 2.50% 25.00% N/A<br />

Russell 2000 ®<br />

Ending Index Interest Ending Index Interest<br />

Account Option 1 Account Option 2<br />

(Point-to-Point)<br />

(Point-to-Point)<br />

Declared Interest<br />

Account<br />

Index Rate Cap Index Rate Cap Declared Rate<br />

100% 2.00% 50% 2.10% 1.00%<br />

100% 2.75% 140% 2.50% 1.50%

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