2020 Dec Ebook NewPDF

Bonus Tip: Continued…
One of the easiest ways to increase your account balance is to REDUCE YOUR FEES!
It literally takes NO extra work from you. You don’t have to save any more money.
You don’t have to get better returns. You don’t have to do anything else. Nothing.
Are The Fees Really Worth It?
Financial advisors usually will charge you what’s called an “asset under
management” or “AUM” fee just for them to manage your portfolio. They will tell
you that they will monitor your account and it will be invested and managed by
professional portfolio managers that are able to pick and choose stocks or mutual
funds for you. It is true that you will be placed in one of their model portfolios, but it
doesn’t mean that your investments will perform any better than a portfolio of ETF’s
that you could easily manage yourself. In fact, statistics show that the passive
manage of ETF’s will outperform actively managed porfolios over 82% of the time.
You don’t have to believe me. Just read the following articles written by experts in
the field.
• More Evidence That It’s Very Hard To ‘Beat The Market’ Over Time, 95% Of
Financial Professionals Can’t Do It.
• Active Fund Managers Trail The S&P 500 For The Ninth Year In A Row In A
Triumph For Indexing.
• Actively Managed Vs. Passively Managed Funds
• 99% Of Actively Managed US Equity Funds Underperform
Let me show you a few different scenarios to illustrate exactly how much even a
small fee will affect your ability to retire.
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