American Family Mutual Ins. Co. v. American Girl - Insurance ...
American Family Mutual Ins. Co. v. American Girl - Insurance ...
American Family Mutual Ins. Co. v. American Girl - Insurance ...
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673 N.W.2d 65 Page 4<br />
268 Wis.2d 16, 673 N.W.2d 65, 2004 WI 2<br />
(Cite as: 268 Wis.2d 16, 673 N.W.2d 65)<br />
<strong>Ins</strong>urance 217 2269<br />
217 <strong>Ins</strong>urance<br />
217XVII <strong>Co</strong>verage--Liability <strong>Ins</strong>urance<br />
217XVII(A) In General<br />
217k2267 <strong>Ins</strong>urer's Duty to Indemnify in<br />
General<br />
217k2269 k. <strong>Ins</strong>ured's Liability for<br />
Damages. Most Cited Cases<br />
Torts 379 118<br />
379 Torts<br />
379I In General<br />
379k116 Injury or Damage from Act<br />
379k118 k. Economic Loss Doctrine. Most<br />
Cited Cases<br />
(Formerly 379k5)<br />
The “economic loss doctrine” is a remedies principle<br />
that determines how a loss can be recovered<br />
whether in tort or in contract/warranty law; it does not<br />
determine whether an insurance policy covers a claim,<br />
which depends instead upon the policy language.<br />
[16] <strong>Ins</strong>urance 217 2277<br />
217 <strong>Ins</strong>urance<br />
217XVII <strong>Co</strong>verage--Liability <strong>Ins</strong>urance<br />
217XVII(A) In General<br />
217k2273 Risks and Losses<br />
217k2277 k. Property Damage. Most<br />
Cited Cases<br />
A loss giving rise to a breach of contract or warranty<br />
claim can constitute “property damage” within<br />
the meaning of insuring agreement of commercial<br />
general liability (CGL) insurance policy.<br />
[17] <strong>Ins</strong>urance 217 2269<br />
217 <strong>Ins</strong>urance<br />
217XVII <strong>Co</strong>verage--Liability <strong>Ins</strong>urance<br />
217XVII(A) In General<br />
217k2267 <strong>Ins</strong>urer's Duty to Indemnify in<br />
General<br />
217k2269 k. <strong>Ins</strong>ured's Liability for<br />
Damages. Most Cited Cases<br />
© 2011 Thomson Reuters. No Claim to Orig. US Gov. Works.<br />
The language of the commercial general liability<br />
(CGL) insurance policy and the purpose of the CGL<br />
insuring agreement will provide coverage for claims<br />
sounding in part in<br />
breach-of-contract/breach-of-warranty under some<br />
circumstances.<br />
[18] <strong>Ins</strong>urance 217 2101<br />
217 <strong>Ins</strong>urance<br />
217XV <strong>Co</strong>verage--in General<br />
217k2096 Risks <strong>Co</strong>vered and Exclusions<br />
217k2101 k. Accident, Occurrence, or Event.<br />
Most Cited Cases<br />
The word “accident” in an insurance policy<br />
means an event which takes place without one's foresight<br />
or expectation.<br />
[19] <strong>Ins</strong>urance 217 2275<br />
217 <strong>Ins</strong>urance<br />
217XVII <strong>Co</strong>verage--Liability <strong>Ins</strong>urance<br />
217XVII(A) In General<br />
217k2273 Risks and Losses<br />
217k2275 k. Accident, Occurrence or<br />
Event. Most Cited Cases<br />
Damage to warehouse from substantial soil settlement<br />
which occurred because of soil engineering<br />
subcontractor's faulty site-preparation advice was<br />
accidental, not intentional or anticipated, and, therefore,<br />
was caused by “occurrence” within the meaning<br />
of general contractor's commercial general liability<br />
(CGL) insurance policy, even though the general<br />
contract contained a general warranty against defects<br />
and the building owner's claim was for breach of<br />
contract or warranty; the damage resulted from the<br />
continuous or repeated exposure to the same general<br />
harmful condition.<br />
[20] <strong>Ins</strong>urance 217 2269<br />
217 <strong>Ins</strong>urance<br />
217XVII <strong>Co</strong>verage--Liability <strong>Ins</strong>urance<br />
217XVII(A) In General<br />
217k2267 <strong>Ins</strong>urer's Duty to Indemnify in<br />
General<br />
217k2269 k. <strong>Ins</strong>ured's Liability for