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The foreign Researcher's Guide to - EURAXESS Czech Republic

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80<br />

Health Care<br />

Differences between public and private health insurance:<br />

<strong>The</strong> legal right <strong>to</strong> public health insurance is established<br />

by law for anyone with permanent residency in the <strong>Czech</strong><br />

<strong>Republic</strong> and those who, though they do not have permanent<br />

residency, are employed by employers based in this<br />

country. Those not fulfilling the conditions for public health<br />

insurance can arrange for private contractual health<br />

insurance.<br />

Significant differences are<br />

- in the scope of health care covered by public and contractual<br />

health insurance<br />

- in the event of the inception, termination and duration of<br />

these types of insurance.<br />

You can find more information about the health care system<br />

in the <strong>Czech</strong> <strong>Republic</strong> at: http://www.vzp.cz/cms/internet/en/Vseobecne/information/pojisteni_cizincu/<br />

Health insurance<br />

<strong>The</strong> public health insurance system in the <strong>Czech</strong> <strong>Republic</strong> is based on mutually<br />

binding relationships: the insured – health-care providers – health insurers.<br />

Foreign nationals in the CR are required <strong>to</strong> have health<br />

insurance.<br />

EU nationals are entitled <strong>to</strong> health care under the same<br />

conditions as the nationals of the CR.<br />

<strong>The</strong>y must present appropriate E- forms of their home health<br />

insurance company or the European Health Insurance<br />

Card <strong>to</strong> the health care provider. Dependents of the EU nationals<br />

coming <strong>to</strong> stay in the CR should register at a <strong>Czech</strong><br />

health insurance company and have a <strong>Czech</strong> insurance<br />

card. EU nationals employed in the CR who do not regularly<br />

return <strong>to</strong> their home country other than the CR, are entitled<br />

<strong>to</strong> comprehensive health care in their home country as well<br />

as in the CR.<br />

What scope of health care are a <strong>foreign</strong> worker and his/<br />

her dependents not provided for entitled <strong>to</strong> and who covers<br />

it?<br />

Workers have their full health care paid by the <strong>Czech</strong> health<br />

insurance company where they have effected insurance<br />

for their stay in the CR. Dependants not provided for are<br />

entitled <strong>to</strong> full health care both in the EU country of their<br />

permanent residence and in the country where the worker<br />

is employed (CR). Health care rendered <strong>to</strong> workers’ dependents<br />

not provided for is covered by the <strong>Czech</strong> health insurance<br />

company where the worker is insured.<br />

81

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